Chapter 413 How to Make Big Money
As time goes by, the popularity in the lobby of the People's Bank of China has not only not weakened, but has become more and more prosperous.
"Master! Master! It's popular! It's really popular now!!" Xiang Qu, who had just escaped from the business hall below, rushed into someone's office with a rosy little face full of joy.
, said with a rather excited expression.
"Haha... Yun'er, look at how excited you are. Why is the young master so angry? Young master, I am in a very good mood now, not angry at all." Looking at the expression on the other person's face, Li Anran knew what he was referring to without having to guess.
, but he smiled with a strange expression.
"Yes, yes, the young master is not popular, it's the bank that is popular. With just a little more time, the deposit alone has already exceeded 100,000 yuan, and the investment has exceeded 100,000 yuan!" Xiang looked excited.
Yun, said while pouring water for himself.
"Hiss!" Li Anran gasped, but a rather comfortable expression appeared on his face, and then said: "It's just a hundred thousand yuan, Yun'er, this little money is worth it to you
, is it still worth such a fuss?”
"Master, although one hundred thousand guan is not too much, our bank has just opened. According to Yun'er's estimation, the overall business volume in this day will be at least 500,000 guan. How much will it be in a month?
Xiangyun said after drinking a glass of water.
"Haha... Yun'er, you didn't settle the bill like this." Li Anran shook his head and said with a smile: "Whether it's five hundred thousand guan or five million guan, the money is not ours, and besides, it doesn't belong to us.
Sometimes you have to pay more."
"Master, Yun'er is not that stupid. Although the money for investment, financial management and deposits does not belong to us, we can loan it out, and there are also those insurance businesses, where the profits are very considerable." Xiang finished drinking.
Yun wiped his mouth and said.
However, after Xiangyun walked to someone's desk and before he had time to ask Su Xiaomei if he was not there, he suddenly heard a coughing sound coming from under the other person's desk. He looked around and found out.
I figured out the reason why my young master had a strange expression before.
"Okay. Mei'er, you actually ate it secretly!!" Looking at the other person who was squatting in the belly of the desk, covering his mouth with his hand and coughing, especially the thick and strong object. Where can Xiangyun still have it?
I don’t know what kind of tricks the two people in front of me are playing.
"Haha...Mei'er has been discovered." Li Anran, who was not ashamed but proud, looked at Su Xiaomei, who was squatting between his legs and didn't know whether it was due to coughing or being discovered, her face flushed.
Said with a smile.
Under normal circumstances, when encountering such a situation, Li Anran would naturally not waste it. He wanted to experience the (scented) (sexy) enjoyment of the office with these two women. Unfortunately, he had not yet taken action.
I had to give up.
There was no other way. If someone else came to the door, Li Anran could just find any reason to ignore it. But this time, it was Li Shimin, the Emperor of the Tang Dynasty, who came to the door.
Although Li Anran doesn't need to take this so-called wise king seriously now, since he is playing this game, he must abide by the rules of the game. Now he has to invite the other party to the reception room first.
middle.
Li Anran knew that on the first day of opening, even if he had made all the preparations, some situations would inevitably arise. He did not let the two women accompany him, but sent them to sit down below to prevent the employees from being unable to hold up the scene.
.
Of course, as for whether he did this because he didn't want Li Shimin to see his two women, lest this mistress, who was not very lecherous in history, but still the (harem) (harem), cause something to happen, Li Shimin didn't want to do it.
Enron will never admit it.
When Li Anran walked to the conference room, as expected, he did not see the obtrusive palace guard standing at the door.
For the trust shown in such details, others would inevitably be moved, but for Li Anran, this method of winning people's hearts is still too low. Otherwise, those who have the ability to hide outside the window
I'll send the master away later.
"I have met your Majesty." Li Anran walked into the conference room and was a little surprised that the other party was alone and did not bring his close friends and ministers with him.
After the two exchanged greetings and courtesies, Li Shimin, who had come with a different purpose, did not go on any further, but said straight to the point with a smile: "Sir, the business of the People's Bank of China is so booming today that I can't help but feel jealous.
"
"Your Majesty, the bank's business only looks prosperous. In fact, just a little management fee is not enough to support the bank's operation." Li Anran, who knew that the other party must have some thoughts on this visit, shook his head and said.
"Since the real person knows, why do you only set a 1% management fee? In my opinion, it is entirely possible that the People's Bank of China will charge more management fees for the services provided by the People's Bank of China." He picked up the teacup that had just been delivered to him and lightly said
Li Shimin blew lightly and laughed.
"Your Majesty, if a bank wants to make money, especially if it wants to make a lot of money, it is completely impossible to rely solely on management fees. Just like those gold and silver shops, if you want to make money, you have to rely on other channels." He leaned back on the chair.
Li Anran on his back said.
"Oh? I don't know what channel it is? I would like to hear the details." Li Shimin said with a smile.
"Your Majesty, do you think the owners of those gold and silver shops are wealthy and luxurious?" Li Anran, who did not answer the question directly, asked.
Although it is impossible for Li Shimin, as the king of a country, to know all the situations in the entire Tang Dynasty, there is still no problem in Chang'an City alone. He immediately said with certainty: "Of course it counts!"
"Then does your Majesty know why these gold and silver shops are so wealthy?" Li Anran then asked.
"Should they have accumulated it through several lifetimes of doing business?" Although he knew that the answer to this question might not be what he thought, Li Shimin still said.
"Haha... Your Majesty, from my point of view, if these gold and silver shops only rely on the processing fees and handling fees, it will definitely not be enough to feed, drink and clothe their family, let alone luxury enjoyment." Li shook his head.
An Ran said with a smile.
"What...why is that?" Li Shimin asked shamelessly.
"Your Majesty, let's make a deduction." Li Anran said with a smile: "For example, Your Majesty opens a bank. People all over the world come to deposit money out of trust in Your Majesty. Then there will soon be a large amount of money in the internal treasury.
Wealth, what should Your Majesty do at this time?"
Regarding this question, Li Shimin was not in a hurry to answer, but after thinking about it carefully, he said: "Under normal circumstances, collecting management fees should be the main income. However, if you have enough money, you can still lend?"
"Your Majesty, it is not that it should be used, but it must be used for lending!" Li Anran waved his hand and said: "If this wealth is always stored in the internal treasury, it will be just a pile of waste. Only the flowing wealth can
It’s real wealth!”
Faced with such an answer, Li Shimin, who had already guessed it, was not surprised at all. After all, no matter whether it is among the people or among the circles of dignitaries, the method of making money by lending money is extremely common.
If it were just like this, Li Shimin, as the king of a country, would naturally not take it to heart. But among the various services and projects provided by the People's Bank of China, it is not just as simple as lending.
"Real person, if you can make money just by borrowing money, then why does the People's Bank of China still operate so many projects?" Li Shimin originally had the attitude of coming to learn, and this kind of thing is no longer a once-in-a-lifetime occurrence.
Without any embarrassment, he asked directly.
"Your Majesty, although you can make money from management fees or loans, in my opinion, the money you make is only a small amount of money. The real money-making place is actually very simple. Those gold and silver shops have always been doing it." Li
An Ran explained with a smile.
"Gold and silver shop?" Li Shimin, who didn't react for a moment, at least on the surface, asked confused.
"Yes, Your Majesty, the value of this gold and silver is not fixed, and these gold and silver shops should also have the business of quality inspection and exchange!" Li Anran, who was not in a hurry to reveal the mystery, smiled and started selling.
Chapter completed!