As for Li Shimin, who is the majestic king of a country, he can't see the bank's business methods and can only come to him to inquire about the problem. If Li Anran really thinks that the other party doesn't understand anything, then he is not stupid, but

He's mentally retarded.

Chapter 60 of Laozi's "Tao Te Ching" says: "Governing a big country is like cooking small delicacies."

Even if Li Shimin is indeed not as knowledgeable about economic issues as those professional economists of later generations, he was able to manage the Tang Dynasty into a prosperous era in history. To say that the other party does not understand this aspect is simply wrong.

Nonsense!

Not to mention, even if Li Shimin didn't understand it very well, there were still those ministers.

However, since the other party came to the door with such an attitude, Li Anran didn't bother to expose the other party's true face. Instead, he further guided the topic to a plan he had prepared before: "Your Majesty, have you ever thought about why you are here?"

In the Tang Dynasty, and even in some surrounding countries, only copper coins could be considered as currency in circulation, but not gold and silver?"

Although Li Shimin knew a little bit about the issue of the gold and silver shop just now, he really didn't understand much about things in the field of economics. Of course, he was not the only one who didn't understand, even the owners of the gold and silver shops did the same.

Don't understand either.

Although they usually do quite well in business, many of their methods coincide with those in the field of economics in later generations. But if they really want to tell the truth, they are powerless. To some extent,

It can be said that we know it but don't know why.

After listening to the talk about the gold and silver shop as an example, Li Shimin, who had done some homework before coming, couldn't help but fell silent. However, although he had come up with some things, he still couldn't compare the gold and silver shop to

Banks and banks are brought together.

Fortunately, the news about the People's Bank of China has been making a lot of noise during this period. As the king of a country, it is impossible for Li Shimin not to pay attention to it, and he pays special attention to it. Therefore, some new terms will not be difficult to understand.

.

"Real person, the reason why copper coins are used as currency is because copper has the highest value in various fields?" Li Shimin said, recalling the content in the "On Money" he had previously provided based on the other party.

Regarding this statement, Li Anran, who smiled slightly, did not refute, but nodded and said: "That's right, Your Majesty. This can be said to a certain extent. In fact, currency is something that all dynasties and generations have more or less mastered.

Something is different."

"Let's not talk about it. During the Qin Dynasty, Qin Shihuang also unified the currency after unifying the six countries. He abolished coins such as knives, cloth, shells and so on, and used "half liang" as currency. That is, the round square of the Qin Dynasty was used later.

Kong copper coin. The inscription "Half Liang" is cast on it. It weighs twelve baht."

"In the Han Dynasty, iron money was produced because of private casting for profit. Of course, no matter what kind of money, it itself has no fixed value. What really makes money valuable is circulation. Once it cannot be circulated, then the money

It’s no longer money.”

"Just like gold and silver, the two precious metals, until now they were basically used as ornaments and were rarely used as currency. Of course, from another perspective, gold and silver have become currencies.

Become inevitable.”

"Master, what does this have to do with banks?" Li Shimin, who was confused, asked.

"Haha... Of course there is a connection, and the connection is very big!" Li Anran, who found that he had accidentally made a mistake, naturally would not admit this, but asked instead: "Your Majesty, those gold and silver products in the palace

, it also costs money?”

"This..." Li Shimin, who had some vague guesses, nodded and said, "What the real person said is correct."

"Then how to measure the value of these gold and silver products? Who will measure it?" Li Anran asked with a smile.

"How to measure? Who will measure?" Li Shimin repeated the sentence subconsciously. After being silent for a long time, he slapped his hand on the table and said: "What the real person means is that those gold and silver shops can secretly control the prices of gold and silver products.

?”

Seeing that the other party finally figured out the problem that he needed the other party to understand, Li Anran, who was originally worried that the other party would deliberately pretend to be confused, said, "There is also a skill in cheating people," and at the same time, he did not forget to continue.

:

"To a certain extent, it does mean this. However, it has not been too obvious at the moment, but once gold and silver exist as currencies, these merchants who have a large amount of gold and silver will be able to

Take advantage of the opportunity."

"Once the price of silver is low, then they can use gold or copper coins to purchase large quantities of silver. When the price of gold is low, they can use silver or copper coins to purchase large quantities of gold. In this way, no matter what the market conditions are, they will only make no profit.

pay."

Faced with such an answer, Li Shimin, as the king of a country, was not thinking about those gold and silver shops, but found that the economic lifeline of his country was not completely in his own hands. No wonder that after the end of the Sui Dynasty, prices in the world skyrocketed.

So many.

Even if the rise in prices was largely due to the war in the late Sui Dynasty, which made people all over the country miserable, Li Shimin knew very well that the rise in prices, no, it should have skyrocketed, was still closely related to the wealthy families who controlled a lot of resources.

After seeing Li Shimin's face darken, Li Anran pretended not to know and continued: "That's not all. Once those gold and silver merchants have enough gold and silver in their hands, they can completely process gold and silver by themselves.

Pricing.”

"Just like today, in the Tang Dynasty, not all places can exchange one tael of silver for one copper coin. Not to mention, whether the silver, gold, or even copper coins, there is a fineness involved.

issues."

Having said this, Li Anran directly faced Li Shimin, who was looking more and more ugly, and clicked on the wrist-type personal terminal on his left forearm, contacted Xiangyun who had returned to the business hall on the first floor, and asked the other party to give him something.

Come up.

Speaking of this kind of personal terminal, every time Li Anran uses it, he still inevitably complains about his cheap brother-in-law who is probably a game geek.

There is no way around it. The wrist-type personal terminal originally equipped on the multi-functional exploration spacecraft is very similar to the universal tool in the game "Mass Effect".

What makes Li Anran dissatisfied is that since you have already "borrowed" other people's ideas, why not just "borrow" them more thoroughly? It would be great if you could really get all the functions of the multi-purpose tool.

It's really annoying to be unable to move up or down.

Just when Li Anran was using his personal terminal to contact Xiangyun, Li Shimin, whose eyes fell on the terminal, flashed with envy. At the same time, he was not tempted to open his mouth to ask for one of these celestial devices, but in the end, his words failed.

I couldn't say it out loud.

There is no way, Li Shimin knows very well that this kind of fairy artifact is also very precious to someone. Otherwise, it would not be possible so far. Apart from Li Anran, only Su Xiaomei and Xiangyun can possess it.

Of course, if Li Shimin knew that although the original personal terminal was indeed very precious to Li Anran, he could have as many copycat versions as he wanted, he probably wouldn't be embarrassed.

Li Anran, who felt Li Shimin's gaze, was not unaware of the other person's thoughts. But even if Li Shimin did open his mouth, he would still refuse on the grounds that the immortal weapons could not be manipulated by mortals and that the number of the immortal weapons was extremely rare.

Not long after, Xiangyun, who had received the notice before, walked into the reception room with a small box.

"Master, the things are here." Xiangyun put the box on the table and said.

"Well, Yun'er, go and do your work." Li Anran nodded, patted the box, and said.

Until Xiangyun left the reception room and returned downstairs to continue to sit in the business hall, Li Anran and Li Shimin, who stayed in the reception room, did not seem to notice Xiangyun's "rude" behavior of ignoring His Majesty the Emperor of the Tang Dynasty just now.

"Your Majesty, please take a look." Li Anran said after opening the box in his hand and pushing it in front of the opponent.

"Master, these are..." Li Shimin asked, looking at the rolls of cylindrical objects wrapped in good paper in the box.
Chapter completed!