Chapter 412 Investment and Financial Management
Just when the Tianchao People's Bank officially started accepting customers, ahem...after it officially opened for business, not long after, the back door of the bank suddenly opened, and then many young men wearing the same uniforms were seen walking neatly from inside.
came out.
The dark blue uniform is not the style of suit in modern time and space. However, it is not the robe of the Tang Dynasty. It is a kind of something between the two that absorbs the strengths of each. It is not too eye-catching and at the same time can give people an impression.
The style is eye-catching.
In the hands of these young men, they all pushed a two-wheeled bicycle. There were a large number of manuals and leaflets in the basket in front of the bicycle, and on the back seat of the bicycle was a small billboard, People's Bank of China.
The words are very eye-catching.
In addition to the billboards, there are two large canvas bags hanging on both sides of the back seat. The bags are also printed with the words People's Bank of China. As for what is inside, there is no way to see clearly.
.
After leaving the bank gate, these young men quickly got on their bicycles and dispersed in different directions. One of them soon rode his bicycle to an open space on Nan District Street in West City, Chang'an City.
After stopping the bicycle and locking it, the young man in uniform did not rush to take out the manuals and leaflets from the bicycle basket. Instead, he first unloaded the canvas bags hanging on both sides of the back seat of the bicycle and opened them.
Then I got busy.
In just ten minutes, something similar to a tent used by later merchants for promotional activities stood in this open space. People passing by could see the People's Bank of China from a distance.
A big character.
After setting up the tent, the young man in uniform took out a few folding chairs assembled for outdoor use and placed them in front of the small table. Then he put down the beautifully printed brochures and leaflets in the car basket.
On to the table.
Although there were a lot of people gathered in front of the People's Bank of China before, but even so, there were still many people who did not rush there for various reasons. For example, they were skeptical about so-called deposits and banknotes, etc.
.
However, regardless of the reason why they did not become a member of the crowd of onlookers outside the People's Bank of China, no matter how distrustful they were of deposits, banknotes and other new affairs, it did not prevent these people from wanting to know more about these things.
No, before the tent was completely set up, people passing by had already gathered around it. After the young uniformed man answered the questions raised by these people and made all the preparations, more and more people were watching.
.
Just after the young uniformed man finished his work, a strong man took the lead and asked: "Little brother, a relative of mine has ten thousand dollars. He may not be able to use it in ten years, but there is no ten years in the items you introduced."
This one. How to invest?"
Investment. This is a new word. In the past, no one could really understand what this word meant. But after the hype and publicity some time ago, those new words including investment,
There are more and more people who understand.
The young man in uniform, who had just been recruited into the People's Bank of China for just over a month, smiled and explained: "Uncle, if your friend won't be able to use this money for ten years, let's share it together."
There are five ways to invest.”
"There are so many five kinds?" The strong man was stunned for a moment and said.
"Yes, five kinds. The first one is to continuously invest in three three-year financial products. After expiration, renew the one-year financial product with principal and interest. In this way, after ten years, there will be twenty
Eight hundred and fifty articles." The young man in uniform explained with a smile.
"Twenty strings and eight hundred and fifty coins?! Then... isn't that more than double?!"
The strong man was not the only one who was shocked by this answer. Almost all the people present were shocked by this number and had expressions of disbelief on their faces.
"Yes, it has indeed more than doubled." The young man in uniform replied calmly.
"What about the remaining four investment methods?" The strong man, who took a while to come back to his senses, asked quickly.
"The second investment method is to invest in a three-year financial product first, then invest in a five-year financial product, and finally deposit two one-year financial products. After ten years, you can get twenty
Always zero and fifty cents."
"What?! You actually want more!!" Faced with the rising amount of money, both the strong man who asked the question and other people were dumbfounded again.
…
"The last one is to invest in a five-year financial product first, and then invest in a five-year financial product after maturity. After ten years, you can get a total of 21,0550 yuan." Young Uniform
The man finally said.
"Ah! This has the highest returns. If you want to invest, you must invest in this way."
Even though there were very few people in the Tang Dynasty who were truly literate, most of them were still literate. Especially when it came to money issues, everyone had their own accounts in mind. From this comparison, you will naturally know who is better.
maximum.
However, after figuring out these five methods of investment and financial management, many people were also confused. Since they are all investments, why are they divided into so many methods? So the strong man from before asked again: "Little brother, they are all
Why are there so many types of investments? I believe no one would be so stupid as to ignore the maximum return and choose the smallest return method."
"Uncle, you are right, but there is a time limit for investment and financial management. You also said before that your relatives' ten thousand dollars may not be used for ten years, but if something urgent happens,
Do you need this money?"
"Although according to the regulations of our bank, any investor can invest in the investment project at any time after the one-year investment period of the financial product, but in this way, the original investment income will not be worth a penny. If it is only a small difference,
Isn’t it a pity that the time is short?”
"If you invest according to different years, you can avoid this problem as much as possible. For example, the fourth investment method I mentioned before, although it seems to have the lowest return, short-term investment can reduce the loss in this situation."
The young uniformed man explained with a smile.
"Then what if the investment is less than a year and you have to use money?" The strong man asked the question on everyone's mind again.
"It's very simple. If the investor stops investing after less than one year, the investment will be automatically converted into a deposit. At that time, you only need to pay a custodial fee of 1%, which is 100 yuan, before you can withdraw it.
The remaining amount." The young man in uniform continued.
"Oh! So that's it..."
As a look of surprise appeared on the strong man's face, the people next to him couldn't help but ask the questions they were most concerned about. The young man in uniform gave a very professional explanation while also not forgetting to give a recommendation.
Some new products in the industry include the issuance of banknotes and commemorative coins, as well as projects such as mortgage loans for valuables and personal insurance.
Scenes like this can be seen almost everywhere in the West City of Chang'an City and several nearby cities.
The East Market of Chang'an City, the so-called rich area, is in charge of the same group of people who have received the best results after receiving training.
In order to allow those dignitaries to better understand the services of the People's Bank of China, in addition to the identity certificates issued by the bank, these people even had the certificates jointly provided by the Cheng family, the eldest son's family, the Fang family, and the Du family.
's posts.
There is no way. The dignitaries of the Tang Dynasty are just like the rich people of later generations. The place where they live is not accessible to anyone. The post jointly provided by these four major families has become the best stepping stone. Of course, the concierge
The red envelope is still indispensable.
Under such a massive publicity and sales offensive, a wave of discussions about investment, financial management, credit insurance, etc. quickly arose in Chang'an City. As for the headquarters of the People's Bank of China, it was even more crowded, crowded and popular!
Fortunately, we had anticipated such a situation before, so all the counters in the entire bank hall were open. In addition, the spacious hall also provided a lot of seats and a large number of staff to provide services.
Busy but not chaotic.
As for those customers who are wealthy or have prominent status, they naturally do not have to queue up in the lobby like ordinary people. Relevant personnel will be sent to the VIP area to provide more considerate services. (To be continued...
Chapter completed!