After half a month of negotiations, based on the assets and liabilities, Guangming Bank priced the sale at HKD 5.6 billion, with Chen Fang investing 3.36 billion for 60% of the shares, Rongkai Group investing 1.96 billion for 35%, and the remaining

The remaining 5% of the shares will continue to be held by Wang Guangming.

As soon as the news came out, it could be said that it was like dropping a bombshell in Hong Kong's financial street. Of course, the sale of Guangming Bank was only a small matter, but HSBC and Bank of China were focusing on the future.

The loan and deposit business of Rongkai Group and Huanyu Group.

Especially BOC Xiangjiang, it is even more anxious. It is not only Rongkai's business, but also the securities business of Universal Group. You must know that Guangming Bank also has securities business.

Anyone with a discerning eye can see that now that they have their own bank, it will definitely be a bank that will take care of them. Li Guokai never answers the bank's phone calls, because if he does, it will be a waste of time and he may not be able to get a favor.

It is better to let Zhang Shuyuan deal with it. Anyway, she is just recuperating now, and others can't say anything.

No matter what you do, you have to leave a thin line, especially in the case of banks. Leave a thin line in everything so that we can see each other later. Although the bank is the one who sends out umbrellas in sunny days and takes them away in rainy days, others are the ones who provide funds after all.

However, no matter what the current situation is, as long as there is an opportunity for profit cooperation in the future, banks will rush to send money without saying a word. Profit comes first, this is reality!

Chen Fang was even more like this. He simply unplugged the phone line and turned off the mobile phone next to him.

Xue Dahuahui reported: "Mr. Chen, according to current regulations, banking and securities businesses must be separated, that is, commercial banks cannot have investment banking businesses."

Here we must talk about the difference between commercial banks and investment banks. To put it simply, commercial banks are deposits and loans, including some financial management services, but Guangming Bank is still very few in this area.

Investment banking has many businesses, the most important of which is securities, as well as some other investment projects. Because the risks involved are huge, the government is worried that commercial banks will misappropriate depositors' funds and conduct some illegal operations, so they have recently issued regulations.

This is the same for all banks. As for why the government issued this regulation, it is natural that some similar things have occurred.

In fact, behind every regulation, there are basically bloody lessons.

"Well, let's start splitting it up and making the securities business independent. The office building will also be moved to the Universal Building, and the first floor will be given to the securities company."

"Okay, I will also handle the migration of the investment account as soon as possible."

Xue Dahua naturally understands this, otherwise he can't just watch what the boss is doing when he acquires these businesses, right?

What should not be mentioned is that the amount of deposits of Rongkai Group and Universal Group is an astronomical figure. Although HSBC and Bank of China may be a little reluctant to give up, they have no better way to stop it.

To put it bluntly, customers want to withdraw their own money. What reason does your bank have to stop it?

"Um."

Now the Huanyu Group is integrating film, television, real estate, banking and securities investment. Although many businesses have just started now, they will one day become a giant group in Hong Kong.

Guangming Bank also began to change its name. Although Rong Kai and Wang Guangming still had shares, the name was still changed to Worldwide Bank because this was originally a matter of negotiation.

On the "opening" day of Universal Bank, some companies that had in-depth cooperation with Rongkai Group still came to open accounts and make deposits. Although it was not many, it also brought a lot of popularity.

What Chen Fang didn't expect was that Su Yuan and his daughter also came over.

When Chen Fang saw this, he immediately went up to him. In any case, the other party helped him get a visa to come to Xiangjiang, and he was still an elder, so he had to be polite.

"Uncle Su, Miss Su...Li Yi."

Su Yuanyuan smiled and said: "Xiao Chen, your business is getting bigger and bigger now. Today, our Yuanda Group comes to open an account. Wouldn't it be unwelcome?"

He really wanted Chen Fang to become his son-in-law, so that he could completely hand over the business of Yuanda Group to him in the future. Unfortunately, this guy had too many women around him.

It was so much that Su Yuanyuan was a little unbelievable, but even so, Chen Fang could still defeat the Liu people in the stock market.

"Welcome, welcome, I'll ask the branch manager to handle it for you right away."

Chen Fang, the president of World Bank, has never made a decision. This is no joke. Fortunately, the business volume is still relatively small at the moment, and there will be no problems for a while.

The branch president immediately stepped forward to contact Yuanda Group's finances. This trivial matter would not cause the boss to take action personally.

"Uncle Su, please come upstairs."

"Um."

Su Yuanyuan nodded and went upstairs. Su Dong and Li Yi immediately followed behind him. Li Guorong was already here upstairs. They might have a lot to talk about when they were old friends.

As for Su Dong, Chen Fang just nodded to her, and the other party responded in the same way. He probably had no other plans.

After the opening, it was discovered that Worldwide Bank's liabilities were HK$85 billion and its assets were HK$90 billion. Although the liabilities were very high, the bank's liabilities were customers' deposits. In the future, the number one bank in the universe would have liabilities of more than 50 trillion.

Is this something better than that?

There is also a large part of the deposits that Chen Fang and Li Guokai transferred from other banks. You must know that when they went to transfer the money, the people from HSBC and Bank of China looked pained.

This is the loss of several astronomical sums of money, and no one will remain indifferent.

When it was almost time to get off work, Xue Dahua walked in.

"Mr. Chen, I would like to ask you, do you have a suitable candidate for the president of World Bank?"

As a core member of the group, he naturally knew that the president there had not yet been determined.

Chen Fang shook his head: "Not yet. Do you have any suitable candidates to recommend?"

Xue Dahua thought for a while and then said seriously: "If not, I would like to recommend myself."

His idea is not groundless. The main reason is that he plays an executive role in the investment company. You must know that he is originally from the Bank of China. Now that he has such an opportunity, why doesn't he go for it?

"I'll think about this matter. You can first get me a copy of the bank's future plans."

"Mr. Chen, I'm ready."

After saying that, Xue Dahua took out the documents in his hand. It seemed that he had prepared a lot. After following Chen Fang for so long, Xue Dahua naturally knew what to do.

"Okay, put it there."

Chen Fang took the plan back and looked at it. Although the other party was regarded as his confidant, some things should not be careless, especially the inappropriate people should not be placed in inappropriate positions.

Although this plan is not so conspicuous, it can be seen that Xue Dahua is also careful. He thought for a while that the most important thing for banks is to be safe, and then discussed it with Li Guokai.

When I went to work the next day, I issued a document to appoint the manager of the investment company as the president of World Bank to take charge of the work there.

Xue Dahua didn't expect it to happen so quickly. He was still discussing it with his girlfriend last night. In fact, he didn't have much confidence in self-recommendation this time. The main reason was that he was promoted too quickly.

More than eight months ago, he was just a small account manager at Bank of China, and now he has suddenly become the president of a medium-sized bank. Who would believe this?

In Chen Fang's office, he said seriously: "Mr. Chen, thank you for your cultivation. I will definitely do a good job."

"Well, remember that after you go there, you can take back some of your loans and don't renew your loans in the future. I've already marked out the specific company for you."

"good."

"Now banks are mainly seeking stability and don't need to be so aggressive for the time being..."

Finally, Xue Dahua went to Universal Bank with great ambitions to take up the post. What he had to do was to quickly grasp the overall situation. You must know that although the shareholders have sold their shares this time, there must be many relatives and friends within the bank, including seven aunts and eight aunts.

Such talents.

Although Chen Fang didn't say this, he knew very well that these people had nothing to do with him anyway. As long as they didn't affect normal business, they would be dealt with.

After Li Mingsi left her job at a fast food restaurant, she started looking for a job with more than 2,000 Hong Kong dollars, but she soon discovered something was wrong because wherever she went, people followed her.

At first, I thought these people were just looking for sex, but I quickly gave up this idea because these people had some trust in the bodyguards at home. Could it be that Mommy sent someone to protect her?

"Who are you?"

The bodyguard found out that his whereabouts had been leaked, but he didn't care. It was much later than the time requested by the boss. He originally thought that Li Mingsi would find out soon, but he still overestimated her IQ.

"Miss Li, we are here to protect your safety."

"Who sent you?"

"I can't tell you this, but we are only responsible for your safety and will not care about other things."

No need to ask, it was probably arranged by mommy Zhang Shuyuan. Thinking of this, she went back to the Li family villa again, but this time she still couldn't get in, although she saw Zhang Shuyuan outside.

"Mommy, I know you are worried about me. Can you let me go home?"

Anyway, the other party is her mother, so Li Mingsi doesn't feel any shame. The life outside is too hard, and she really can't stand it.

"No, Mingsi, you should be independent on your own. Things at home will have nothing to do with you in the future."

Zhang Shuyuan also knew why her daughter came home, but she still couldn't let go. Now she also feels that it is necessary to make her daughter suffer.

Seeing Zhang Shuyuan's back, Li Mingsi asked for help several times to no avail.

"Hey, look, is that the eldest lady of the Li family, Li Mingsi?"

Hearing this voice, she looked over and realized that it was Chen Fang and his party, not only Chen Fang and Guan Lin, but also her former group of friends. Of course, they came to see Li Mingsi's jokes this time.

"Mingsi, it's really you. How did you become like this?"

"Yes, didn't I say last time that you were studying in the UK?"

"Someone said a few days ago that you were working in a fast food restaurant. I didn't believe it, but now it seems to be true."

Hearing the ridicule from her friends in the past, Li Mingsi couldn't bear it anymore. She picked up a stone from the garden and threw it at Chen Fang, because she knew it must have been arranged by Chen Fang.

At this moment, she was surrounded by the voices of Li Mingsi's "friends", and no one paid any attention to her movements. Chen Fang had already seen her movements, and he knew without thinking that they were aimed at him.

Immediately, he turned sideways and the stone flew directly towards the glass door outside the community. Fortunately, no one was hit this time, otherwise Li Mingsi would not know how to compensate.

Chen Fang smiled disdainfully: "Mingsi, are you trying to kill me?"

It is estimated that the security guard of the villa will come to trouble Li Mingsi soon, and compensation will definitely be inevitable. Let’s see what she will do if she has no money.

Seeing that Chen Fang was not hit, Li Mingsi said angrily: "Don't hide if you can?"

When her "friends" saw how violent Li Mingsi was, they all got scared... and took a few steps back, joking that this life was their own. What if Li Mingsi went crazy?
To be continued...