Chapter 43 The bank acquisition business was negotiated.(1/2)
In other words, the harder Li Mingjie works, the more Chen Fang gets.
The date for Li Minghao's wedding was quickly set, because the woman's side didn't have that many things to do, and Zhang Shuyuan and Li Guokai had planned it. Anyway, the family hadn't held any weddings very quickly, so this time it was just a wedding.
Not to mention that rich people are not superstitious, in fact they believe in these things more. If they have any bad dreams before signing a contract for many big projects, they will immediately stop it.
After dinner in the evening, Chen Fang proposed to visit Li Mingsi tomorrow, which surprised Guan Lin: "Don't you have a bad relationship with her? Why did you think of going to see her?"
"Of course I'm going to see her miserable condition."
Guan Lin: "......"
However, although she was speechless, she was happy in her heart. She was not happy with Li Mingsi. Every time she went to the Li family, she was targeted. You must know that the head of the Li family is Zhang Shuyuan. Why are you, Li Mingsi, so anxious?
The next day, things were arranged at the company. Taking advantage of lunch time, Chen Fang and Guan Lin came to the fast food restaurant where Li Mingsi worked. If they weren't familiar with her, they wouldn't have recognized her as the eldest daughter of the Li family.
Even Guan Lin was a little stunned. Is this still the same Li Mingsi? Because the dining tables here are limited... Most of the guests took their bags home or brought them to the company for settlement. Some even sat on the roadside to eat.
This has always been a characteristic of Xiangjiang. After all, every inch of land is precious, especially in Central. The price of land is even crazier. It cannot be described simply by the price of every inch of land.
At this moment, the people in the restaurant had just left the two guests at the dinner table, and the other guests immediately asked Li Mingsi to clean up, because it is always better to eat in the restaurant than outside.
"Okay, I'll be right over."
Now Li Mingsi feels that it is annoying to continue doing it. Now that she is full, she naturally thinks a lot. It is better to be hungry. At that time, she only had one wish, and that was to be full.
Now that I have eaten enough, I naturally want more, such as face and so on.
At this time, Chen Fang also walked in with Guan Lin. Li Mingsi also saw the two of them, and his face immediately turned ugly. Although the two were cousins, they were almost enemies.
The saying that enemies are extremely jealous when they meet can completely describe Li Mingsi's mood now.
Chen Fang didn't care: "Waiter, help me get two fast food. Here is one hundred Hong Kong dollars. I'll give you the rest as a tip."
One portion of rice here costs HKD 25, and two portions cost HKD 50. Of course, Chen Fang still has some money left over from the HKD 100 he took out.
Li Mingsi said coldly: "What do you want to do? Are you here just to humiliate me?"
"What are you talking about? Isn't this a place to eat? We both came in to eat. If you don't want to, I'll go find your boss."
Seeing Chen Fang's smile, and considering that if he went to find his boss now, he would probably lose his job right away, Li Mingsi gritted his teeth and said, "Okay, I'll get it for you."
When Li Mingsi entered the operation room, Guan Lin said: "This is not good, after all, you are also cousins."
"It's okay, we are here to eat anyway, go and wait over there..."
One of the tables just happened to be freed up, and Chen Fang took Guan Lin to sit there. She didn't dislike these roadside shops, and these were the food for the migrant workers.
Or just soup noodles and other Western food and seafood... Rich people won't eat like this because it will make them tired.
As soon as they sat down, Li Mingsi came over with two portions of rice. Both portions had the same sweet and sour meat, chicken nuggets, and a green vegetable... Of course, the green vegetable was not stir-fried, but boiled with water and then put with some soy sauce.
.
"Your meal is in the restaurant, and this is the remaining money. We don't need tips here."
After speaking, Li Mingsi dropped the money and prepared to continue working, but at this time Chen Fang said again: "Please help me pack these things."
Chen Fang was naturally talking about the lunch boxes, tissues and other things left behind by the guests at the previous table. Seeing that Li Mingsi was unmoved, Chen Fang said in surprise: "Why, you are not a waiter here? Otherwise, I'll find someone else."
Li Mingsi understood that Chen Fang was here to humiliate her, and she stood there gritting her teeth. At this moment, she wanted to beat up Chen Fang, but this was just a dream.
"Hey, boss, your waiters won't help clear the tables."
When Li Mingsi heard the boss was being called, her reason overcame her impulse: "You... OK, I'll accept it."
Chen Fang ate a piece of sweet-sour pork and said, "It's not bad. The boss who doesn't do anything at home actually came here to work as a waiter. I really don't know what I thought before."
Well, not to mention that the food in the shop is not bad, Guan Lin ate her meal silently without interrupting the whole process... Chen Fang can talk to Li Mingsi like this, but she can't... Because if the news reaches Zhang Shuyuan
What will others think of her?
Li Mingsi was almost angry to death, wondering if Chen Fang had given your mommy advice that the family would let her come out to make a living. Everything today was not because of you, the culprit.
At this time, the shop owner also walked out, because Chen Fang had just called the boss... He thought something was wrong. Although he was a small shop, he still paid attention to the customers' problems.
"Two handsome boys and two girls, don't you know what our clerk did to offend you just now?"
Chen Fang shrugged: "No, she and I are old acquaintances, so I came to see her today."
The boss nodded, feeling that he had guessed something. After giving Li Mingsi a few words, he went to the kitchen to cook...
Li Mingsi glared at Chen Fang and Guan Lin who were eating, and then went back to continue her work.
The two of them didn't stay long after the meal, and left the store chatting and laughing. Not long after they left, Li Mingsi asked the store owner to resign, feeling that she couldn't stay here any longer.
This chapter is not over yet, please click on the next page to continue reading! The store owner gave Li Mingsi a complicated look: "It's normal for young people to break up. It is estimated that the other party will not come back again."
Apparently the store owner misunderstood and thought Chen Fang was Li Mingsi's ex-boyfriend. Otherwise, why would he leave in such a hurry?
I'm not afraid that Chen Fang will come back next time.
Li Mingsi knew that the boss had misunderstood, and quickly explained: "Boss, you misunderstood. That person is my relative, but the most annoying relative."
The shop owner didn't say much, but paid Li Mingsi her high salary for the past few days. The money was not much, just over 2,000 Hong Kong dollars in total. This could be regarded as her first income in life.
Chen Fang knew about these situations before he got off work, and thought about going to see Li Guokai in the evening. It was half a month since the last time.
When I saw Li Guokai in the evening, I found that his complexion was the same as that of a normal person, but he still had to pay attention to his rest.
Chen Fang didn't do any ink and directly talked about Li Mingsi's affairs. This made Li Guokai and Zhang Shuyuan incredulous that their daughter actually made money.
Now the couple is more determined to let her continue to endure some hardships. Only when she really makes money will she understand how difficult money is.
"Second uncle, I plan to acquire a medium-sized bank. Do you have any good suggestions?"
"Acquiring a bank? That's good... If you can have your own bank, it will be much easier to do things in the future. Do you have any intention... Show it to me?"
Li Guokai had such an idea before, but he was never an expert in capital operation. On the other hand, he was afraid of being cheated, so he put it on hold. Now that he has talents like his nephew, he thinks it is very feasible.
In Hong Kong, there are hundreds of financial institutions, large and small, including hundreds of banks. However, most of them are small banks, accounting for about 75% of the total, and medium-sized banks account for 20%.
Large banks account for about 5%.
The bank market share is the other way around, that is, large banks account for 75% of the market share in Hong Kong, medium-sized banks account for about 18%, and the rest are small banks.
Don't even look at the big banks. It's not something Chen Fang can win, not even the big Xiangjiang family.
After flipping through the pages for a long time, Li Guokai said: "Washington Bank and Guangming Bank are pretty good here. I think they can be the first choices."
The two he mentioned are two medium-sized banks. Huasheng Bank's main business is commercial banking and asset management. It also has obtained securities issuance agency and insurance business chain licenses. Guangming is similar, except that it
There is an affiliated financial auditing company below.
Chen Fang thought for a while and said: "The leader of Huasheng Bank is willing to sell, but Guangming doesn't know what it means. It is rumored that the leader of the sale has never responded publicly."
Of course, it is best to get Guangming Bank, because it also has an affiliated financial audit company. This thing is indispensable in the financial industry. Even if your own company does not have this business, you must hire someone from outside every year.
to conduct an audit of the company's business.
"I'll also ask my friends to help me inquire. You still need to find a suitable candidate quickly."
"Thank you, uncle. I wonder if you are interested in participating?"
Although they are relatives, they still need to take care of those who should be taken care of. Even if the bank encounters any difficulties in the future, the Li family will not sit idly by and ignore it. Relative relationships are always a bit illusory, and it is more tangible than getting real benefits.
"Okay, you can just sell some of your shares when the time comes and treat it as an investment."
Li Guokai felt more and more that Chen Fang, his nephew, was good. Not only was he talented in the stock market, but he was also better at dealing with people than his son Li Mingjie.
As for Li Minghao, he knew that the boss was not good at doing business, so he could just leave him some shares in a hundred years.
The Li family's property still has to be handed over to Li Mingjie.
Chen Fang nodded: "Well, the shares will be discussed later, then I will leave it to a professional team to contact the other party?"
"Um."
After discussing this matter, we were about to have dinner. Li Guorong naturally came here. Surprisingly, A Mei also came here today. It was obviously Li Guorong's wish.
He was a little embarrassed at first, thinking that he was already old, so would it be too much to have a dusk love affair in his later years?
But seeing everyone's reaction, he felt relieved.
The family members, including Li Yi, all expressed their support for Li Guorong. Their ultimate goal is to hope that he can have a happy old age. As for whether A Mei truly loves him or not, it doesn't matter.
The important thing is that Li Guorong is happy, the rest is just a matter of sprinkling water.
Hearing Li Guokai talking about the bank acquisition, Li Guorong couldn't help but interjected: "Guokai, can I buy it privately from Xiangjiang Bank?"
The banks in his impression were all owned by the state. How could private individuals have banks?
Li Guokai smiled and just looked at Li Yi, who immediately explained: "Dad, many banks in Xiangjiang are private. Of course you can buy them. This will make it much easier to do things in the future."
That is to say, he has been surprised by enough things recently. Knowing that his cousin is planning to acquire a bank, he also feels that it is appropriate.
Ah Mei was even more surprised. The bank was out of her reach, and she was determined to take good care of Li Guorong. The better the other party was, the more she would get.
The next day, Chen Fang arranged for a team to contact the other bank. The market value of the two banks was similar, basically around 5 billion Hong Kong dollars. For today's Huanyu, it is not difficult to take over.
In the afternoon, Li Mingjie called and first talked about the bank. He thought that this business was getting bigger and bigger.
In fact, what Chen Fang is doing now is what Li Mingjie wants to do.
Xue Dahua is the leader of this team. He just contacted the heads of the two banks and discovered that something was wrong with Huasheng Bank. Because the boss of Huasheng Bank suffered serious losses in the last stock market crash, he only thought of selling assets to make money.
To be continued...