The pillars are spliced ​​with stained glass panels, with mountains and rivers on the top, the sun, moon and five stars on the top, and white clouds and clouds in the middle. The whole is in the shape of a boneless lamp that existed in the Song Dynasty.

For the inner rotating part, the Shijia provided metal parts such as mechanisms, bearings, and fan blades. They were made of brass, and with the alcohol blowtorch provided by Suyou, the brightness would definitely outshine all the current lamps in the Song Dynasty. The heat on the lampshade

It's enough and can provide enough power.

The bigger the lamp, the more the music box can be made, and a longer song can be arranged.

Su You couldn't help, so Banniang came up with the idea that if it wanted to be auspicious and have no problems, then she should choose a ready-made song from the ready-made songs. The song "Qing Gong Chun" is the most festive and auspicious.

Everyone couldn't help but cheered.

In addition to the lamp body, it also needs to be decorated with tassels, so the Su family would have to ask the Su family to provide weaving and embroidery.

As for the patterns, revolving lanterns are usually made by craftsmen, and they are basically like military commanders and gods.

Su You suggested not using this. In Meishan, the hometown of poetry and etiquette, things must be elegant.

As for the mountains and rivers, the clear waves and white sails on the river, the carriages and horses on the road, the birds and clouds in the sky, what the officials like to see more is probably their own beautiful country.

In order to enrich the movement route, a mechanism is added inside the lamp, and the inner tube is divided into three layers of sockets, corresponding to the sky, water and earth respectively.

While rotating, each layer can also perform vertical reciprocating movements up and down with different rules, so that the characters, cars, boats and birds are not moving in translation, but also follow a relatively complex route, creating the effect of a cartoon.

The whole design mainly lies in the exquisite conception, and the difficulty of completion is not great considering the current technical reserves of Sitong Company.

As for the rest of the bits and pieces, Su You doesn't need to talk much.

Su You plans to use this opportunity to raise the Shi family's machining level to a higher level. There will be many fine small components, such as the involute meshing gear that he has always been thinking about.

It is quite difficult for the craftsmen to understand the technology, but it is not difficult at all for the level of the craftsmen of the Song Dynasty to draw the finished product.

After the discussion, each family received their tasks, and then returned to the silkworm market.

Last year's 360,000 guan has been basically delivered. Now Suyou's property in Sitong Company is as high as 120,000 guan!

This does not include his stake in Inoue!

No one except the people in this room knew that in terms of cash alone, the title of the richest man in Meishan City had been transferred silently from the old man Cheng Wenying to Su You.

After sorting out the accounts, Su You said: "Every family is planning development plans now, and everyone is short of money. And I want to go to school, and it is useless to have so much money. The debts of those families in Lingjing are all

Just use my income and pay it back slowly."

Cheng Wenying said: "It won't cost so much. Five guan for a family's settlement is basically enough. Lingjing now has two thousand families, and that's only 10,000 guan. My dear nephew, it's rare for a few families to meet someone like this nowadays."

Opportunity, so we discussed it and loaned you 100,000 yuan, with an annual interest of three cents, what do you think?"

Su You said: "Three-cent profit is too high. Short-term dismantling is OK, but long-term investment is too heavy for each family, which is detrimental to future development. Brother-in-law, there is actually another way to go."

Cheng Wenying said: "Oh? My dear nephew, come and tell me quickly. If it is feasible, it will relieve the needs of several families!"

Su You smiled and said: "Actually, Sitong Bank is already doing it, but it hasn't been made clear yet."

"Sitong Bank, there are many merchants now depositing funds, right?"

Cheng Wenying nodded in agreement.

Su You said: "In this case, we might as well make things more detailed. Now the printing quality has improved. The new accounting method has been used for a year and everyone is familiar with it. Sanskrit numbers have also been circulated among merchants.

So can we print a thin little booklet for each company?"

"This small book is called a passbook. It corresponds to the funds deposited by each company in the company. We can call it an account."

“In this way, subject funds are refined into capitation accounts, which is more refined and easier to manage.”

"After this method is recognized, we can absorb Meishan's idle funds and help ordinary families manage their assets!"

The four families were horrified and moved, I’ll go! How much will it cost?!

Su You clapped his fingers and said: "Just to give you a few examples, we can start a wage payment business for the workers on the mausoleum. The monthly wages will be recorded on the book, so that they can work on the mausoleum and rest."

On that day, I took the discounts with me and came to the bank in Meishan City to take out the money and use it for shopping."

"Such scattered private accounts are called private accounts. We can give them a little sweetener, and the interest will be just half a cent or a cent."

"For the Erlin Department, various partners, and even large accounts such as the government, they can absorb more funds, and the discounts we give will definitely be higher. Of course, the management will be stricter. We can call this type of account corporate

Account."

"The aristocratic family can use part of these funds for its own development, but there is a premise that it cannot be used too much, which is half of the income from the mausoleum."

Cheng Wenying was immersed in the dream of having too much money to spend when he was woken up by Su You with a stick. He couldn't help but be stunned: "Why is this?"

But Shi Dongxiu, who counts money as a porcelain rooster for fun, has some ideas: "It makes sense. Even if we encounter an absolute situation and our investment completely fails, and various public and private merchants take away all the money saved in the bank, we can still cope with it.

What is lost is only the income of the mausoleum for one year."

Shi Kuan also nodded: "It makes sense, but there is a problem, that is, the income generated by the money we invest in various industries must be enough to pay the interest payable by the bank. In addition, it is the profit of our bank. But for

Why can it only be half of Lingjing’s annual income?”

Su You smiled and said: "All the elders are very skilled in using the relationship between loans and debits in accounting. For banks, the money deposited by each family can be called loans, and the investment used by each family can be called

For a loan.”

"If it is a loan, it must be risky. Therefore, for every loan, the bank must have corresponding risk resistance capabilities. This is called risk provision."

"Until the loan is fully recovered, the bank's loan will be considered completely completed, and the risk reserve can be returned to the corresponding deposit account and continue to be used for the next investment."

"So loans and provisions, it's half and half."

Only then did the heads of several families suddenly realize. Cheng Wenying nodded and said: "It is indeed precise and stable. In this way, it can be regarded as invincible."

Shi Dongxiu said with a smile: "The ability to make money must be greater than the ability to borrow money."

This statement made everyone laugh. Nowadays, the purpose of everyone looking for idle funds is to expand their own new industries. Don't you know that this thing can make more money?

Suyou was actually very confident. If nothing else, it would make money just by opening wells. The demand for salt had not reached saturation until liberation.

However, this reminder still needs to be reminded: "Each bank has an old accountant. What we discussed just now was just a rough discussion. They have to come up with the details down to the details."

"There is also the direction of investment. I think in addition to opening wells, we should also build water transport vessels. This is the lifeline of transportation and cannot be left to the hands of businessmen in Kuizhou and Wudi."

"It's not obvious now, but if the salt industry's production increases in the future, transportation will become our biggest shortcoming if it is obstructed by someone with ulterior motives."
Chapter completed!