Therefore, Yu Ren's trip was very smooth. From Zhejiang to Fujian, pirates from all over the islands were cheering. At the same time, they also sent representatives, and some of them personally followed Yu Ren to Daqu Mountain to pay homage to the new leader Xu Xinsu.

Seeing this, Xu Xinsu knew that his business in Zhejiang and Fujian could open. However, as a result, the plate expanded several times and there was really not enough people on hand.

At this time, Qu Jing came. He also brought more than 700 people. Most of these people were lucky enough to escape to Taiwan Island when Li Ying was beaten by the officers and soldiers in a chicken coop, and then returned to Fujian. There were also a few who wanted to follow him when he returned to his hometown.

Qu Jing then brought them together. Qu Jing knew very well that although the officers and soldiers cleared out the southeast islands, the court would never personally send people to do the business on the sea. Whether it was Xu Xinsu or Yu Ren, these businesses would still have to be picked up sooner or later. To do business, people would be required.

Most of these people have been selling goods with Li Ying at sea for several years, and some have even worked with the Li family for more than ten years. They can be said to be rich in experience and are rare talents.

Xu Xinsu was really happy when she saw the group of people brought by Qu Jing. She assigned all of them to Qu Jing personally.

However, even though there were these 700 people, Xu Xinsu still felt that he was not in enough staff. So Xu Xinsu sent Liu Long to Ningbo Mansion, where he received goods and secretly recruited people.

Xu Xinsu only stayed in Daqu Mountain for more than a month, then handed over the entire matter here to Yu Ren, and then returned to Nansha.

With the help of Liu Qiang and Qu Jing and other old members of the Li family, Yu Ren quickly formed a caravan with nearly 100 large and large merchant ships. At the same time, in order to protect the caravan, Xu Xinsu sent five of the eight No. 2 lucky ships he had obtained from Sun Sheng to Yu Ren.

In less than half a year, Yu Ren returned to Nansha Island with a ship of 500,000 taels of silver, which was a reply he handed over to Xu Xinsu. At the same time, Yu Ren took Liu Qiang away with him. Because he knew that Liu Qiang and Liu Long were born to be inconsistent, he was afraid that the two of them would start to have a fight again after he left.

Xu Xinsu was obviously very satisfied with the answer given by Yu Ren. Xu Xinsu was not stingy with Yu Ren, so he took out 200,000 taels of silver to Yu Ren on the spot, and then gave 100,000 taels of silver to his subordinates.

Yu Ren got the 200,000 taels of silver. He remembered that he hadn't been home for a long time and didn't know how his uncle's health recovered, so he asked Xu Xinsu for leave and wanted to go back to Songjiang. Xu Xinsu naturally agreed.

When Yu Ren returned to Shen Mansion, everyone saw that the young master had been there for half a year and suddenly came back, they were all happy like the New Year. Shen Minghang's illness improved a little more than during the New Year, and his speech was basically normal, but the reaction was not as good as before. But Yu Ren was already very happy, so he rewarded Chunmei with one hundred taels of silver.

After staying at home for half a day, Yu Ren went to Zhao's money shop to meet Zhao Rui, but the guys told him that the lady did not live here now. Yu Ren thought Zhao Rui was going home, but he didn't expect that the guy led him to a street not far away and pointed to a shop with a large storefront.

"Miss is usually there now and rarely comes here."

Yu Ren walked closer and looked carefully and saw a large plaque hanging on the tall door, which read, "Yu's Money House"

Yu Ren couldn't help but sigh that Zhao Rui is really a rare business talent! She was able to do business by just giving her an idea, and from the moment she seems to be quite popular.

Yu Ren did not go to the shop immediately, but observed it outside for a while.

He found that there were quite a lot of people coming and going in this shop. However, they basically deposited and received silver, but no one exchanged banknotes. Yu Ren couldn't figure it out. He didn't know if Zhao Rui had not opened this business yet, or if the customers did not recognize their banknotes.

When he walked into the shop, several guys were busy making money at the counter. They looked very good, but Yu Ren didn't know each other. There were several guests waiting on the chair in the lobby, but Zhao Rui and Ping'er were not seen.

Yu Ren walked to a counter and asked, "Can you Zhao family be here?"

The guy glanced at Yu Ren, turned his head and shouted inward. "Shopkeeper, someone is looking for the head of the company."

The small door inside opened in response to the sound, and an old man with gray hair came out from it. "Who is looking for the head of the house?"

Seeing that the old man didn't know him, Yu Ren had to bow down. "I am your Zhao family's friend. I bothered the old shopkeeper and said that Yu Ren was back."

The old man heard Yu Ren's name and quickly opened the door and walked out. "It turned out that Yu's boss is back. Come in and invite him. We have heard from the lady that Mr. Yu has long been told, but Mr. Yu is too busy and has never had the chance to see him." The old man said, while giving Yu Ren from a side door to the back.

The backyard is a big courtyard with three rooms in front and back. There are only 20 rooms from the main house to the wing room. While leading the way, the old man introduced himself, "The young man is named Zhao Liangchen, and he was originally the shopkeeper of the Zhao family's Suzhou Qianshu.

The lady opened this shop and transferred me from there."

Yu Ren nodded. It turned out that this old man was an old man from the Zhao family. No wonder Zhao Rui was so relieved to him.

"Miss and Miss Ping'er went to the west of the city to see the shop. She said she was planning to open another money shop there. Someone wanted to sell the shop, so the lady took a few people to see if it was suitable."

Zhao Liangchen said while ordering the servants to serve tea, and then asked someone to go and call the lady back as soon as possible.

Seeing that Zhao Rui had not come back, Yu Ren sat and chatted with Zhao Liangchen. The main reason was to ask him about the business of Yu's money house.

Zhao Liangchen answered the question as well. Yu Ren then realized that Zhao Rui's shop had been open for half a year, which means it opened shortly after he left Songjiang. Now, the money shop mainly operates two businesses, one is to deposit money and the other is to lend.

The annual interest rate for depositing the bank is one cent, which was set by Zhao Rui initially, but lending is not necessarily the case. Generally, stable old customers have an annual profit of 1.5%, 20%, and 30%. It depends on what kind of customer they are and what the loan is for.

"I usually have a preliminary contact with customers who lend money first. If you see that you can, I will hand it over to the lady to finalize it myself."

"How much money have you released since your opening?" Yu Ren asked.

Zhao Liangchen thought for a moment, "By the end of last month, 76,500 taels have been released. This is what I wrote in my notebook. I have released three more tickets this month, a total of 30,000 taels."

“How many have been recovered?”

"Forty-six thousand taels. The profit is 7,800 taels."

Yu Ren nodded. "When I discussed opening a money shop with your lady, I told her to try to print some banknotes. Did you not print them? Why didn't you see anyone coming to exchange them?"

"When the money shop first opened, some banknotes were printed, but no one recognized them and no one came to exchange them, so the lady did not print them again for the time being." Zhao Liangchen said.

Yu Ren lowered his head and pondered for a while, and asked some details about Zhao Liangchen's banknotes when issuing paper money. For Yu Ren, printing paper money is the ultimate goal of opening a banknote. If this cannot be implemented, then this banknote will not serve the purpose of his establishment, and it is not much different from other banknotes.

As the two were talking, they heard the maids outside shouting, "Miss is back!"

Yu Ren was about to get up when he saw Zhao Rui hurriedly breaking in. After being separated for half a year, they met again and looked at each other. They seemed to have thousands of words to say, but then they didn't know where to start.

Zhao Liangchen was very tactful. Seeing that Zhao Rui came, he quietly left the house.

Zhao Rui looked at Yu Ren calmly, as if she wanted to carefully check every part of him, "Are you okay?"

Yu Ren nodded with a smile. "I didn't expect that it would take half a year to go there. I planned to come back this time and officially start the business of opening a money house with you, but I didn't expect that you had already opened the money house."

"Although I opened, I was not very satisfied with it. It was far from the effect we expected at the beginning. This probably had something to do with the lack of money I opened. When I opened, I couldn't raise so much money at the moment, so I took 20,000 taels from my shop and 10,000 from Cao An, which was the home that was built on the 30,000 taels of silver. It was really a bit cramped."
Chapter completed!