"If you set up several more branches in a region, then print and distribute banknotes based on the money in your own store, then help customers deposit money, do not charge customers' pumping water, and give customers some profits every year. Then you lend the money you absorbed to other customers. I wonder what it will be like?"

Zhao Rui lowered her head and thought about it, feeling that she had never tried this method before, so she didn't say anything.

Seeing that Zhao Rui didn't speak, Yu Ren knew that she was not optimistic about her method. However, Yu Ren had already decided, but he couldn't take action to do this at the moment. He thought of handing over this matter to Cao An. However, Cao An had not been in the mall for a long time and had never been involved in the money shop, so he might not be able to do it.

There is a saying that a top-level business idea cannot succeed without good execution. A second-rate business idea can also be very successful if it is executed well. Therefore, Yu Ren attaches great importance to this execution.

The current creativity can only be done by Zhao Rui, so that it is most likely to succeed. Yu Ren certainly knows that if this matter is done, the benefits will be made. So he doesn't want to give up the opportunity in front of him easily.

"Can we try it in a small area in Songjiang first? This is better. I will pay 100,000 taels of silver as the starting silver. You open four stores in Songjiang. We are not in a hurry to check in, nor are we in a hurry to put the silver. Let's print 100,000 taels of banknotes first. But the banknotes cannot be printed too much, just one, two, five, ten, twenty, fifty, and one hundred.

If we use more people to use paper money, we will do business of saving money and distributing goods. If no one wants paper money, we will not do the subsequent business.

Whether it’s profitable or loss, we always use this 100,000 taels of silver as a limit. After spending the money, we won’t do it. In this way, do you think it’s okay?”

Zhao Rui thought about it and found that she was not very optimistic about Yu Ren's business plan. However, this was an excuse for her to stay in Songjiang, and she could often see Yu Ren. So Zhao Rui agreed.

Yu Ren was overjoyed. He almost couldn't control himself and hugged Zhao Rui and kissed him. Fortunately, he just stretched out his hand and saw Zhao Rui's face as beautiful as a flower, suddenly remembering that he had a flower-like woman waiting for him in Dongyang thousands of miles away.

So Yu Ren hurriedly put his hand down again. When Yu Ren just reached out to hug her, Zhao Rui felt nervous, unable to say whether she was afraid or expectant. When Yu Ren put down her hand, a trace of loss arose in her heart.

"Then it's decided! When I make money, I will give you half of the profit every year."

Zhao Rui didn't hear Yu Ren's words at all. She was still immersed in the incident just now. She was wondering: Why did Yu Ren suddenly pull his hand back after he just wanted to hug her? Is it because he was concerned about his identity? Or was there another woman in his heart?

Zhao Rui remembered the Miss Li I saw in Hangzhou. It seemed that she should be very close to Yu Ren. The Miss Li really had an outstanding appearance and excellent temperament. If she really talked about it, she might not be able to compare with her. However, she sent many people to inquire about it afterwards, but she still couldn't find out the origin of this woman, which made Zhao Rui very strange.

Fortunately, Zhao Rui didn't hear that this woman had appeared next to Yu Ren, so she forgot about this person. However, seeing Yu Ren's behavior just now, Zhao Rui could not help but think of this woman again.

Is it because of her that you dare not get close to me? Zhao Rui asked in her heart. But she was a woman who was deeply influenced by Confucian culture since she was a child. Although the atmosphere of Ming society in the past few decades has become more open due to the large-scale spread of Mingyang's mind science, Zhao Rui was not greatly affected by this. Therefore, although she wanted to know the answer in her heart, she always dared to ask in her heart.

"Zhao Rui, what's wrong with you?" Yu Ren couldn't help but reach out and shake it gently when he saw Zhao Rui sitting there in a daze.

Zhao Rui woke up, so she looked Yu Ren's eyes and said seriously, "It's not impossible for me to do this. Anyway, my family's business doesn't have to be taken care of. There is only one thing you have to agree to me. If you agree, I will help you do this. Even if my father asks me to go back, I won't reply. If you don't agree, I will ask you to invite another wise man."

When Yu Ren heard Zhao Rui’s solemn statement, he didn’t know what request she wanted to make, and did not dare to agree rashly, and said, “You talk first and see if I can do it. If I can do it, but it does not go against the secular, human nature, or justice, I will agree.”

Zhao Rui shook her head. "You can do this and will never go against the secular, human nature, and justice. But you must agree to me first. In addition, I have another requirement: If I do the business of this money shop well, whenever the money doubles, you will agree to do something for me. This thing must be within your ability, and it will not go against the secular, human nature, and justice."

Yu Ren thought for a long time, and Zhao Rui's eyes were fixed on him, and her face was full of seriousness. This made Yu Ren even more nervous. He didn't know what Zhao Rui wanted to agree to, but since she said that she could do it herself and did not go against the secular world, human nature, and justice, he no longer cared about it.

If this thing is done, he will create the first money house in human history with the nature of a modern commercial bank, which is such a great innovation. Yu Ren was deeply attracted by the prospect that could be recorded in history, and in the end he made up his mind.

"Okay, I promise you. Tell me what you want!"

At this time, Yu Ren was nervous inside. He didn't know what kind of problem Zhao Rui would have to ask him.

"I want you to call me my nickname from now on, Ruirui, and not anything else."

Yu Ren sighed, "I still think it was something I asked for, this is too simple."

"Okay, then you can call me first!"

"Rui..." Yu Ren said a word and felt something was wrong. He had to be close to Zhao Rui. Although the two were friends, if the boyfriend and girlfriend were called like this and let outsiders listen, it would be meaningful. What would happen if this was reached into Li Ying's ears, with her jealous temperament? Yu Ren dared not think about it.

"I'm really not used to this, can I change the conditions?"

"No! If you want me to help you do this, you must agree to my request." Zhao Rui said seriously.

Yu Ren looked at Zhao Rui, lowered his head and thought for a while. "Okay! I promise you. Rui, Ruirui."

Zhao Rui's face then smiled again. "Okay, then don't go back in the next few days. I'll ask you to make room in my yard, so you can live here. Let's discuss and discuss how to open your money house."

Yu Ren did not refuse, and he knew that his idea of ​​stealing modern society had already been proven by practice, although it seemed like a natural outcome, the facts were not that simple. After all, this is also an innovation. If an improper operation is done, it may lead to failure. This is the experience he summarized when he was working in Hangzhou and working with Hu Zi and others in Nanjing.

In the next few days, Yu Ren stayed in the house with Zhao Rui to plan their money house. The initial name was Yu's money house. Yu Ren didn't want to call him that. He didn't like to learn from others and opened a shop, and he took his surname with him. However, Zhao Rui insisted on calling him that, so he couldn't say anything else.

They talked about future financial management and profit dividends from the location of the bank. Zhao Rui was getting more and more surprised. He felt that although Yu Ren had never done a bank business, many of his ideas were indeed advanced and creative. It seems that this bank was not something he thought of for a moment. Zhao Rui began to have greater confidence.

It was not until the 23rd day of the twelfth lunar month that Yu Ren and Zhao Rui had almost discussed the matter of the money shop. At this time, someone came to report that it was Governor Su Song, Mr. Xiong, who personally sent a post to the Shen family and asked Mr. Yu to go to Suzhou to have a banquet. Yu Ren took the post and it was indeed Xiong Wencan, and knew that it would be impossible not to go this trip.

But he had some other things in the money shop and didn't discuss with Zhao Rui. Yu Ren thought about it and said to Zhao Rui, "Why don't you go with me! You probably can meet an acquaintance."

"What acquaintance?" Zhao Rui asked.

"You'll know when you go."

So the two got on the carriage and discussed the matter of Yu's money house all the way, while rushing to Suzhou.
Chapter completed!