"Everyone said that Riyi Takashi was run. Now, looking at how Manager Wang is doing, it seems to be true!"

The bigwigs questioned.

Manager Wang was shocked. The news of the bank run had spread. There must be more depositors to withdraw cash in the future. But he changed his mind and thought that this was just an excuse. After dragging it, he said: "It's not a matter of saying that the bank run is not a matter of money. However, it is true that more people depositing depositors are sealed than usual. This is all because of the bad consequences of the sealing of Huilian Number. We, Riyilong, originally did not want to trek into this muddy water, but considering that the depositors' money was wasted, and then gritted our teeth and took over this burden. But don't worry, Royal Bank has sufficient positions, so it doesn't matter if we just raise them."[]

Before others could speak, he immediately said: "However, I'm going to hide the position of the Oaks, someone took advantage of the sealed Huilian account and our daily e-long stolen the Shanghai vault of Huilian account. Therefore, the position in Shanghai is a bit tight, but it doesn't matter. Nanjing, Suzhou and Hangzhou have sufficient positions. Our boss has already transferred his position. In this few days, your cash bank can be repaid as much as possible. These five days delay your withdrawals, and one small shop is willing to pay compensation every day."

"How many days?" After all, the big investors were confident about the rise of the sun, or the Shanxi merchants.

"Five days, up to five days." Manager Wang made an appointment. Five days were enough to transfer silver from outside, and he stretched out a slap.

"I'll give you five days." Everyone looked at each other and asked another condition: "But before we can cash it, you can't show silver again!"

The shopkeeper Wang, who was at a loss, suddenly felt a clear feeling, and thought to himself: "This is also an excuse," so he nodded reluctantly and said, "This request is also reasonable." So he ordered a friend named Zhou to tell the situation, please rest assured that our Royal Bank has hundreds of millions of taels of deposit, so no one is responsible for the bank running!"

I don’t know how many times I pretended, but Manager Wang sent the group of wealthy people away, came back and drank a bowl of herbal tea, and said to the manager around him: “Today has passed, and I still have to explain it in five days. Shanghai can no longer count on it. I really have to go to Yangzhou. Let’s set off now.”

"It's going to be dinner, let's go after lunch." The manager said with concern.

"The fire in my throat is so hot that I can't eat." Manager Wang smiled bitterly and clasped his fists and said, "I'm here to ask my brothers. In times of crisis, we can work together and pass this level, and we will share the blessings together!"

The manager smiled and said, "Don't worry."

As soon as Manager Wang left, the bank run was gone. There were more depositors coming to the door in the afternoon, and the big ones were no better than the ones in the morning. When they heard that the bank had suspended cash, they were indignant and cursed everywhere, and they were about to get messy. Fortunately, the police officers only went to the back for lunch, and now they came out to maintain order again. The Captain Zhang didn't see Manager Wang everywhere, so he asked the manager in the store and said, "Where is your shopkeeper?"

The manager had to tell the truth: "I went to Yangzhou to raise funds."

"What should I do here?" Captain Zhang was anxious when he heard this and said in a high voice: "Didn't he escaped for fear of guilt?!"

This sentence doesn't matter. The crowd, who were already surging, suddenly lost control of their emotions and rushed towards the counter like a tide.

In the anger of the public, the constables did not dare to come forward to stop them, and all hid aside to watch the fun. Fortunately, the explosion-proof measures of the store were perfect, and no matter how they were shaken, the iron windows of the wooden wall remained motionless. The depositors vented their anger on the tables and chairs in the store, and all of them were smashed.

If it continues, it is likely to become a robbery that endangers the market. Captain Zhang had to force the constables to arrest a few people who took the lead in causing trouble, and then put the store in a row to suppress the chaos.

In fact, the disposal measures of the temple store were not too bad. The reason why the situation was still out of control was that the branches in other parts of Shanghai closed down, which forced the crowds over, and eventually led to a chaos.

The shopkeeper of the Shanghai branch is Zhang Siwei's cousin Zhang Sixiao. This time he was in Shanghai and received strong support from Brother Nai. He mobilized 30 million taels of silver and prepared enough. Unexpectedly, in less than two days, the top ten branches went to the board and closed the door and were unable to repay the depositor's passbooks.

Thirty million taels of deposit had been fully collected by each branch. Zhang Sixiao had no idea and quickly ordered people to speed up 800 miles to report the news to Yangzhou.

Zhang Siwei was in Yangzhou. The purpose of his trip was to persuade the big salt merchants to inject capital into the Royal Bank... The 50 million taels that Emperor Wanli had slandered, and in two months, the 30 million taels of bad debts and bad debts found were all required to fill the holes.

When he received the news, he was about to set off to attend a party of a big salt merchant. When he heard that there was a full-scale run in Shanghai, Zhang Siwei immediately poured blood upwards and asked Wang Chongyi with a face, "Why did this happen in just two days?"

"Things are very troublesome and can't even be expected." Wang Chongyi had no choice but to rub his hands and say, "In the past twenty years, this kind of evil run has never happened."

"But it does happen now!" Zhang Siwei shivered suddenly and said calmly: "I don't know what will happen elsewhere?" It will move the whole body with one blow." Wang Chongyi said bitterly: "The news has spread in Susong, Nanjing, and it may also cause a run. If you cannot stop this trend quickly, the situation will only get worse and worse. Sooner or later,

o and the whole country.”

"Uncle, what are you good ideas?" Zhang Siwei suddenly felt that his shoulders weighed more than a thousand pounds. He gritted his teeth and asked.

Wang Chongyi was here to get an idea, but when he heard this, he could only smile bitterly. He had an idea, but he didn't dare to say it. After a while, Zhang Siwei still spoke: "Uncle, according to you, there will be runs in various provinces one after another?"

"Yes." Wang Chongyi nodded and said sadly: "The financial industry, to put it bluntly, is to attract deposits and lend money, and to do business that makes money by vain. The barrier is confidence. Confidence is not like tangible wealth. Once it collapses, it will disappear..."

"..." Zhang Siwei raised his hand and signaled him not to say anything, and asked in a deep voice: "How much money does it take to deal with it?"

"It's hard to say." Wang Chongyi said: "The deposits collected by the two predecessors of the Royal Bank and the silver notes issued were as much as 660 million taels."

"So how much is our current bank?" "Around 200 million taels." Wang Chongyi felt refreshed when he said this number: "Originally, he had a rise of 50 million yuan a day, and Huilian's number was 100 million yuan, and we persuaded the salt merchants to add 20 million yuan."

"Two million taels are enough, otherwise we wouldn't have taken over this hot potato."

Zhang Siwei pretended to be relaxed.

"The premise is that there will be no national run." Wang Chongyi sighed and said: Even a Shanghai 30 million cannot stop it. If Nanjing, Suzhou, Hangzhou, Fujian, Guangzhou, and even Beijing, Tianjin, Taiyuan, Jinan and Chengdu all run at the same time, the 200 million will soon bottom out."

"This panic shouldn't last too long."

"I hope this is the case," Wang Chongyi said: "But you can't be careless. The key is to make a quick decision to stabilize the area where the bank runs occur, especially Shanghai. If you can hold on, people's hearts can stabilize." After a pause, he said a little discouraged: "But is it easy for Shanghai to stabilize? This economic capital of the Ming Dynasty, which contains one-third of the country's wealth, has to mobilize how much silver to fill this hole!"

"If you have been transferred from other places, I am afraid that the shopkeepers of various provinces will disagree." Zhang Siwei pondered: "At this kind of tide, all provinces have become kings of silver. How could they spend money to save Shanghai?"

"Zi Wei is right." Wang Chongyi said: "In fact, there is no money left in various places, and I can't afford to protect myself. How can I expect them to support Shanghai? So we have to think about it."

"I'll go to the banquet later, hoping to convince the big salt merchants to invest." Zhang Siwei said: "Didn't they want to invest in the Riyi Long in the past? This time I will open this convenient door, so I won't worry about not losing it."

"You can't just count on them. Those are guys who value money more than life. Seeing that the situation is not good, it's hard to say how much money you are willing to pay." Wang Chongyi said: "We have to rely on ourselves."

"This is sorting out, what's your idea?" Zhang Siwei nodded.

"First, shrink investment, try every means to recover cash." Wang Chongyi said: "At the same time, we have to try our best to convince those big investors. As long as they do not break up the bank run, there are sporadic retail investors. They can handle it without worrying about it, and there are few large investors, so they have a clue to deal with it, but we have to make more money."

"There is another point. I want to take this opportunity to replace those shopkeepers with unclean butts." Zhang Siwei already had a clue and then came up with the killing and decisive aura of the former chief assistant.

"That's it?" Wang Chongyi said with a difficult face: "The war is imminent, so it's better to be stable first."

"Reason is this principle," Zhang Siwei said coldly: "But it must be those who obey my orders. Those who disobey orders and make their own decisions must be strictly investigated and dealt with."

“I know.

"Wang Chongyi no longer has any objections.

"The truth about doing business is the same as entering a casino. "Gambling is not a gambler, and doing business is a lie. We cannot afford to lose this person, nor can we bear the consequences of smashing the brand." Zhang Siwei said in a deep voice.

"Face is a sign. If you can keep your face, you can keep your sign. As long as the sign does not fall, we can print it no matter how big it is. This is the general rule. Uncle, you must remember it."

"Yes, I understand." Wang Chongyi nodded and said, "Then Shanghai will be open as usual?"

"Of course as usual!" Zhang Siwei said: "If you can't delay it, it will be dangerous for a day. You rushed to Shanghai overnight and communicated with those big families with the account book. Please rest assured that we can increase the interest rate, as long as they don't withdraw money for the time being, wait for us to turn over."

"Where is Hua Ziwei going?"

"After convinced the salt merchants, I was about to go to Beijing." After a while of silence, he said again: "I want to ask the emperor for help. It was all the trouble he caused by taking away the 50 million taels. It can't be like nothing happened!"

"This is the right reason!" Wang Chongyi nodded in approval and said, "The Royal Bank is half the emperor, and if it really goes bankrupt, the world will be in chaos immediately. He has to take care of it."

When Wang Chongyi was about to set off, he met Wang Benchang who came to Shanghai to ask for help. This was his nephew, and he had to see him.

"Uncle, when you go to Shanghai to take charge, we feel much more at ease." Wang Benchang said with a flattering smile: "I wonder how many cash you have brought over?"

"Ten million taels." Wang Chongyi did not hide it from him.

"Ten million" Wang Benchang couldn't help but feel a little disappointed, and whispered: "It's too little. Ten branches are one point, and it's a drop in the bucket."

"How much else do you expect? The news from Shanghai has reached here, and Yangzhou has also started to run." Wang Chongyi said with a dark face: "Everyone is on guard. How can you help me? Do you have to lose sight of one thing?"

"But without real money, how can we overcome the difficulties?"

"By building confidence." Wang Chongyi said in a deep voice: "Build confidence, Royal Bank will still be a golden sign!"

"" Wang Benchang didn't say anything anymore, but he was dissatisfied and said in his heart that there is no real money or silver. Not to mention you, the general manager, even if the God of Wealth comes, it will be in vain.

Wang Benchang's opinion was insignificant, and Wang Chongyi still rushed to Shanghai at night. It took only 600 miles to walk before dawn. The old bones in his sixties almost broke up.

He entered the city early in the morning of the 13th. As soon as he entered the city, he heard the newspaper boy selling newspapers shouting: "The bank run in Shanghai is in a trend, and the Royal Bank is about to lose money!" "Stores in various places closed and thanked customers, and many shopkeepers evaded their responsibilities!"

Wang Chongyi turned dark as soon as he heard this. What does the Shanghai branch do for food? Why can't he stop the newspaper and let him talk nonsense?

"You always don't know that the newspapers in Shanghai are different from those in the north. They insist on independent reporting. A few days ago, a group of people were banned due to He Xinyin's affairs, and the rest were still done by themselves." Wang Benchang explained.

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oThe role of fueling is more due to the fact that many people entrusted their hard-earned money to it. Now that they are in danger of protection, it has naturally become the top priority in the people's minds.

In Qianyuan Teahouse, there are almost four tea guests who must be visited every day. Now there are only two old men Zhou and Guanren Chen. Manager Hou and Ma Liuye both went to the bank entrance to line up. Although the door was still two days before they opened again, in order to be in the forefront, they had to exchange their hard-earned money earlier, so they had to spend a meal and spend a lot of money.
Chapter completed!