From the beginning, the annual interest rate of Mojia Money House was 1 cent and until the annual interest rate of 3 cents has been increased to 3 cents and 5 cents recently, which means that 100 taels of silver were deposited for one year, and the principal and interest were added to 135 taels.

When the Mo Family Money Bank was first opened, it was indeed to attract depositors and offered an annual interest rate of 1 cent (5%) after it stabilized. At the same time, Mo Zhengnian strictly implemented Wu Zheng's iron law of reserves and was prevented from running risks.

In addition to the lack of financial knowledge in society at that time, no one thought of attacking opponents in this way.

So, I passed this risk period safely and gained a firm foothold.

Later, the money houses under the Jiangnan Chamber of Commerce were mainly engaged in the business of communicating and remittance of merchants from north and south, and basically did not involve people in the public's reserves. Therefore, the interest rate was set very low, and the annual interest rate was only four cents. In other words, the Jiangnan Chamber of Commerce basically served merchants from north and south and did large-scale businesses.

But the money house of the Ministry of Revenue is different. It is set up to make up for the deficits for the court and to make more money from the government.

Extremely low principal, crazy storage absorption, and high interest rates in the edge state are actually drinking doves to quench thirst.

But Zhu Cilang didn't understand. He only knew that the money came easily, but he didn't know that it was hot.

It is hard to imagine that in less than two years, the Ministry of Revenue Money House had a deposit of 1.8 million taels, but it had a deposit of more than 38 million taels. Of course, this is not the most important thing. What is important is that the amount misappropriated by Zhu Cilang nodding was as high as 20 million taels.

Of course, Zhu Cilang used none of these silvers for his own luxury, and most of them filled in military expenses, including the 1.8 million taels of rewarded the defenders today.

The deficit of 20 million taels is definitely not a small amount. Let's put it this way, the six governments under the General's Office only have taxes of about 6 million taels per year, including commercial taxes and high tariffs for ports, while the seven governments of the imperial court pay less than 4 million taels per year.

The Ministry of Revenue Money Bank is crazy about attracting deposits, and it can be said that it is unstoppable. Countless people in the capital are attracted by high interest rates and they all borrow money from others and deposit it into the Ministry of Revenue Money Bank, hoping to obtain high interest income.

Therefore, when I heard that my hard-earned money was wasted, especially those people who borrowed other people's money to deposit money, the despair in my heart was unimaginable.

A spark can start a prairie fire.

I just didn't know who it was or which direction it was. When I shouted "It's natural to pay back the money if you owe money," the public opinion was instantly aroused, and the entire Yingtian Mansion became noisy. Countless people rushed to the imperial city from southeast, northwest and north to seek justice from the court.

At this time, if Zhu Cilang and Huang Daozhou were in the palace, they might be able to appease the people and at least buy some time to solve the problem.

Unfortunately, Zhu Cilang and Huang Daozhou went to reward the defenders and were not in the palace.

Take a step back. If Qian Qianyi, the Minister of the Ministry of Revenue, came out to explain and clarify to the public, maybe things would turn around. After all, the public also knew that Yingtian Mansion was being besieged by the enemy at this time.

At least the people are trying their best to support the court in fighting foreign humiliation.

Put yourself in your heart. At this time, some people in power will come out to make a promise. I think the people can understand it, at least not intensify the contradiction.

What a pity, it is a pity that when the head of the money house reported to the doctor of the Ministry of Revenue, the doctor reported to the left, right, and left and right ministers, looking for the Shangshu Qianqianyi, the civil chaos is destined to become increasingly serious.

What added fuel to the fire was that the General of the Imperial Army Hongwu Gate (sixth-rank military post) issued a suppression order when facing the approaching crowds.

When the bow and crossbow shot through the chests of the people, the chaos in the people turned into riots unstoppable.

Most of the imperial guards were transferred to participate in the defense of the city, and the troops were insufficient.

Faced with the arrival of tens of thousands of chaotic people, they could only shrink and retreat to the palace city.

The entire imperial city was poured in by the people, and it was in chaos.

More than a thousand imperial guards could only turn to the eldest princess Zhu Mai.

When the eldest princess Zhu Mai learned about the situation, she quickly ordered to stay in the palace city. If anyone approached, she would be killed without mercy!

After shooting nearly a hundred people, the people began to retreat.

But this retreat caused a greater riot outside the imperial city.

For a time, civil strife in Yingtian Prefecture rose everywhere.

The shops were smashed and robbed, and the houses were burned. Countless people didn't even know what they were going to do, but just followed the crowds.

The situation was out of control.

....

Fortunately, Huang Daozhou had experience in dealing with such chaos. When he was the chief assistant of the Longwu Dynasty, he had witnessed greater turmoil in Fujian.

Seeing that something was wrong, Huang Daozhou immediately asked the imperial guards to pull Zhu Cixuan back into the carriage, and then ordered the rear team to return to the original route for the front team.

After all, the rioters were still afraid of the army. They dared not continue to rush forward, but just followed them for a while.

On the imperial chariot, Huang Daozhou said to Zhu Cilang: "Your Majesty, the situation is critical. If the rioters flock to the five city gates, the defenders will be in chaos. Everything will be over at that time! I think that at this time, we should send an order to transfer the five city gates and the imperial guards, set up checkpoints on each road to prevent the rioters from flocking to the west and the five city gates in the north, so that we can buy time to appease the rioters."

At this time, Zhu Cilang was already numb, and his heart had been smashed by reality. After hearing Huang Daozhou's advice, he just nodded subconsciously.

So, Huang Daozhou sent people to summon the imperial guards to return to the army to protect the emperor.

And at this moment, the rioters on the opposite side suddenly became confused and began to scatter and flee left and right.

A team of imperial guards came out of the riots and came to Zhu Cilang's imperial chariot.

Huang Daozhou rushed to shout "Protect the car!", and at this time, the imperial guards opposite stopped a hundred steps away from the imperial chariot.

It turned out that the eldest princess Zhu Mai heard that the emperor was blocked outside Hongwu Gate and sent a 500-man imperial guard to welcome the emperor.

This is why Zhu Cilang was able to return to the palace safely.

....

At this time, on the official road leading to Zhenjiang Prefecture.

A team of people were guarding a carriage and rushing to the road.

In the carriage.

Liu Rushi said with a grin, "Your Majesty is the Minister of the Dynasty. Why did you abandon your lord and run away when the country is in trouble?"

Qian Qianyi said: "You don't understand, Yixingchao is already a mess... I am so deficient that I am left with an empty air. It's not that I don't want to be loyal, but... Alas, I'll keep a useful body and try to go in the future."

Liu Rushi looked at Qian Qianyi and sighed softly, "Where is my husband going?"

Qian Qianyi said: "Go to Zhenjiang first. Now Wu Zheng's Northern Expedition Army is in Changzhou, and I am afraid that I can't go back to my hometown in Changshu... If I really have no choice, I will find an opportunity to cross the river and go to the north."

Liu Rushi shouted in surprise: "My husband has just left the Qing court for less than two years, why do you still have to join the Qing court? Have you forgotten what they did to you?"

Qian Qianyi said calmly: "It is better to live without dying. The so-called gentleman does not stand under a dangerous wall. Only by preserving a useful body can he have a view to future."

Liu Rushi looked at Qian Qianyi in shock and said, "If my husband really wants to cross the river north, please leave me behind and I will go back to my hometown in Changshu."
Chapter completed!