Chapter 5 Funds in place
Author: Ming Jian
The other side.
Happy Garden Community.
Room 603, Building 16, is a slightly old house with three bedrooms and two living rooms covering an area of 120 square meters.
Restaurant, sitting at the dining table.
Li Xingyang introduced his entrepreneurial idea to his parents while eating a sumptuous meal.
"You plan to develop an intelligent drawing software based on the functions of 'Wenxin Qianwen'. First, let Wenxin Qianwen generate the first draft you want, and then use your software to refine it to get the results that users want most.
...The idea of this project is quite good, but you think it is a bit simplistic. Wenxin Qianwen is Wanli Company's use of hundreds of billions of parameters.
With the help of huge computing power and tens of billions of costs, it took two or three years of deep learning to generate some relatively simple pictures. Now it is said that you only need a high-performance computer and you can do it by yourself.
In terms of drawing, it only costs 300,000 yuan to create intelligent software that is more powerful than Wenxin Qianwen. Do you think this is possible?"
The 48-year-old father Li Shengming is still very mature and handsome even though he is middle-aged, and he is also very knowledgeable about the technology industry. After hearing his son Li Xingyang’s entrepreneurial idea, he did not rush to deny it, but helped analyze it.
and raised his doubts.
"It should be fine. I just specialize in the drawing technology. I don't need to do everything. There are not many parameters used. Three hundred thousand is really enough. In terms of programming technology, I have been learning these days. As long as
As soon as the server arrives, work can start immediately, and in terms of programming, Wenxin Qianwen can also generate the desired code, and the workload can be reduced by 90%. There is really no problem, I am very confident."
Li Xingyang said seriously.
"Son, when I was young, I was as confident as you and thought I could succeed easily. However, when I first started my business, I failed miserably and owed hundreds of thousands. If your mother hadn't given me a hand, I might have succeeded.
If you haven't gotten up yet, it's better to find a class, accumulate work experience first, and have enough understanding of a certain industry before starting a business. This is the safest way. If you do this, the probability of success is really low.
"
Li Shengming still suggested that his son give up.
"Dad, the trend of artificial intelligence may only be in the past two or three years. If you try again in the future, it will be too late. Three hundred thousand, just let me try it once. If it fails, I will follow your arrangements in the future.
If I look for a job, I will look for a job, if you ask me to get married, I will get married, and I will fully comply with your requirements."
Li Xingyang said that he felt very tired. He couldn't get a mere 300,000 yuan despite all his efforts. Sure enough, nothing in this world is easy, especially money.
"Husband, my son has said so, so we should agree to him."
At this time, my mother Zhang Huiying spoke. She is 46 years old. She is exquisitely and fashionably dressed and well-maintained. She looks like she is only in her thirties. She has an average appearance and is not tall at 160cm, but she has a gentle personality and has been teaching and educating people all year round.
, which made her very bookish and a good wife and mother. She should have relied on these inherent advantages to attract and win over her father.
In addition, my mother's family is very rich, maybe this is one of the reasons.
Now Zhang Huiying suggested that her husband agree to lend money to Li Xingyang, not because she was optimistic about the project her son mentioned, but because she was moved by Li Xingyang's promise after his business failed.
Let him find a job when he is looking for a job, instead of sitting in his room playing games every day.
Get married if you want him to get married, and you will be able to have a grandson or granddaughter soon. You don’t have to worry about him being single for a long time and not getting married, which will cause her to worry about it in the future. And becoming a grandma before the age of fifty is simply the best, otherwise she will have to wait.
When she gets old, she can no longer carry her even if she wants to.
It would be wonderful if her son followed the script she designed after his business failed.
In comparison, the tuition fee of 300,000 yuan is really not much and is very cost-effective.
So she released a signal of support, just like when she was a young girl more than 20 years ago, she encouraged Li Shengming to start a business with extremely admiring eyes, and finally succeeded in reaping her own happiness. This time, maybe she can gain
A very filial and obedient son.
"Okay, but I can only withdraw 200,000 in cash. The rest are stocks, time deposits and financial funds. I won't be able to withdraw them for a while, so I have to wait for a while."
Li Shengming said.
"I can only spend 50,000 yuan here. I'm sorry, son. I bought a lot of high-end cosmetics, clothes and brand-name bags some time ago, and I accidentally spent all the money. In fact, I don't love beauty that much. It's mainly because the school atmosphere is not good.
Well, those young female teachers wear different clothes every day, and I don’t want to be too behind.”
Zhang Huiying said with an apologetic look, quite embarrassed. She had lied before, saying that she had paid for her son’s starting capital for starting a business, but it turned out that she had overdrafted 30,000 yuan and could barely scrape together 50,000 yuan. It was so different from her previous boasts.
Far.
"It's okay, Mom, 250,000 yuan is enough. I still have some friends. I can borrow it from them. I can handle the remaining 50,000 yuan. Thank you." Li Xingyang said.
"Come on son, I believe you will succeed!" Zhang Huiying could only encourage him, and then put a lot of vegetables into his bowl.
"Son, if you encounter any difficulties in the future, whether it is financial or other aspects, you can always tell me. If I can help, I will still help. I also hope that you can start a business successfully, but don't hold on to it, don't
The sinking gets deeper and deeper, you are still young and there will be plenty of opportunities in the future."
Dad Li Shengming also said that although the meaning behind his words was still not optimistic, he said a lot.
"Thank you, Mom and Dad."
Li Xingyang nodded.
…
The next morning.
Two cash transfers totaling 250,000 yuan have arrived in Li Xingyang's bank account.
He immediately drove back to Longhu Xingchen Community where he lived alone, entered the shopping platform Baotao.com, and started a frenzied purchase. He placed an order for most of the server parts and quickly spent all his money.
, but there are still parts worth more than 70,000 yuan, which can only be put in the shopping cart temporarily until the money is available before placing an order.
Just when he was worried about how to get 70,000 yuan in funds.
At this time the doorbell rang.
"Goddess, I've sent you money." Xu Rong's voice sounded.
Li Xingyang opened the door.
I saw Xu Rong in front of me, looking slightly haggard, with both eyes red, as if she had been wronged in some way.
After entering the living room, she opened her bag, took out a lot of documents, found three cards from it, handed it to Li Xingyang, and said: "My God, I have raised 300,000 yuan! I just raised it
I went to three different banks and applied for three credit cards with a credit limit of 80,000. The total is 240,000. I overdrafted another 30,000 from the borrowed money. Plus the 30,000 that was transferred to you yesterday but you confiscated, the total is 300,000.
, not a penny less... Even if no one helps me, I, Xu Rong, will do what I say!"
Li Xingyang was immediately shocked.
Three high-limit credit cards.
There are also borrowed overdrafts, plus all deposits.
She actually managed to get the 300,000 yuan together. She was completely willing to give it up without considering the risks of excessive overdraft.
"No, I can't take it. You're too crazy. What if you can't pay it back in the future if the interest rate is too high?" Li Xingyang shook his head and refused.
"No, I work and earn 6,000 per month, and my parents pay for food and accommodation. If I save a little, I can spend 2,000 per month. Now the interest rate on credit card borrowing is 3.5%, even if it is an overdraft of 300,000,
The monthly interest expense is only 3,150, which is within my tolerance... Just use this money, my dear, you really don’t have to worry about me." Looking at the man in front of her, Xu Rong said with a bright smile.
But if the business fails, please pay off the debt yourself, male god. The result will not be a loss, she added in her heart.
"Why are you so nice to me? My parents can't afford 300,000 yuan at once."
touch.
Look at the woman in front of you.
Li Xingyang kept shaking his head, but his heart had been greatly touched. He thought of himself named Zhan Yuantian. When he started his business, he was helpless and had to overcome any difficulties on his own.
If there could be a woman like Little Licking Dog by his side at that time, who could help him wholeheartedly, regardless of gain or loss, why would he have to take so many detours and waste so much time?
Rare, although Xu Rong can be quite annoying sometimes, such a woman is also rare, very rare, and deserves to be cherished - at least that's what Zhan Yuantian thinks.
Thinking of this, Li Xingyang's eyes couldn't help but become a little gentle, and said: "I accept your kindness, but I am only short of more than 70,000 yuan now. Just give me this part of the funds. No more money will be lost."
It's necessary, and I have to say thank you to you. When I make money in the future, I will pay you back twice as much to prevent you from suffering any losses."
"No problem. Anyway, I leave all the cards with you. You can overdraw as much as you need, but the upper limit is 300,000. I really can't take out any more." Xu Rong said with a smile.
"You can eat here for lunch. You can order whatever takeout you want. I'll treat you."
"Thank you, man!"
Xu Rong smiled even happier because she noticed the change in her male god's attitude towards her, which gave her hope of winning over her.
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Chapter completed!