Chapter 426
"You are so unreliable!" Lin Xiaoxiao rolled her eyes at Qin Feng.
"Really, sister, believe me, no matter how we invest or how we choose a location, we don't actually need to look at any technical aspects. We just need to remember one thing and choose the best location. No matter how expensive it is now, just a little
, buy it! You must buy it!" Qin Feng said with a smile.
Is the house price expensive? It is said that house prices are expensive every year, but house prices will rise every year. In this case, even if you don’t make money by selling the car, you will make back the money you paid for the land.
Besides, how can we not make money by selling cars? This is a money grab!
In particular, he also won the national agency rights for official cars. This is the reason why Qin Feng can make money.
An official car! This is an official car!
As for whether he has ever thought about using his own Qin Heavy Industries to replace official cars, Qin Feng has never thought about it. He has never considered it. What national brand do those officials care about?
No! What they care about is face. Audi has face, is calm and majestic, and has no negative news. Unlike BMW, it only drives cars driven by mistresses.
Mercedes-Benz is owned by the nouveau riche.
In recent years, Mercedes-Benz and BMW have been bought by these people. But Audi is rarely bought by these two people. The reason is simple: they don’t like it.
But it is still a luxury car, calm, low-key, and grand. This is why it became an official car.
"Okay. Then I'm too lazy to read it. I believe you!" Lin Xiaoxiao also put away the project directly.
She had a headache after reading this project. It would take a lot of time to research and conduct market research, which would consume a lot of her energy.
Since Qin Feng said so, she didn't bother to bother. As for whether it was accurate or not, she still quite believed in Qin Feng's vision. This guy had extremely accurate vision.
It doesn’t matter how he sees it, as long as it’s right, that’s fine.
So, if you have this time, why not pet your cat at home?
Of course, you still have to find the address, and you still have to go and see it in person.
Therefore, Lin Xiaoxiao still took the time to visit various provinces and cities, and then found a store in the most prosperous place, a store that could be used as a 4S store.
Then use this store to mortgage the loan. This is obviously a waste of money. The store does not belong to you, so you take out a loan. This is equivalent to the bank buying the store, and then lending you a loan to renovate it and provide you with working capital.
What you are doing is no different than fraud.
But these days, banks just do this. As long as you have a project and it seems that you have a huge need for funds, the bank will lend you a loan.
As for whether I'm afraid that you won't repay? I'm sorry, banks are owned by the state, and if you don't repay, you won't lose my money. On the contrary, if I lend you a loan, you can get a little kickback, so why not do it.
With this mentality, Lin Xiaoxiao quickly signed loan agreements with more than 20 provincial capital cities across the country. Of course, Lin Xiaoxiao adopted a super long-term payment method for the loan, with installment payments starting after 10 years.
Within 10 years, you don’t have to repay a penny of the principal, you only need to repay the interest every year. After ten years, you will start to repay the principal in installments.
To a certain extent, this method is a robbery-style loan. But in this era, as long as you give the owner of the credit department a small kickback, he will be happy to lend you a loan.
This is the most chaotic era and the craziest era.
"Everything is done, we will build 50 more 4S stores at once!" Lin Xiaoxiao came back tiredly. She has been running outside for more than a month. She is probably more familiar with the mainland than many people who were born and raised in the mainland.
You also need to be familiar with it.
"Thank you for your hard work, sister, I'll give you a massage!" Qin Feng said with a flattering look on his face.
Originally, as one of the shareholders, he had to run away. As a result, Qin Feng has been practicing piano here for more than a month, petting the cat, going out for shopping, and occasionally being called out for a drink by Wang Leilei. In these small days
, not to mention how comfortable it was.
"This is ridiculous! You are making money while lying down!" Lin Xiaoxiao enjoyed Qin Feng's massage comfortably.
"By the way, is there any problem with building so many houses at once?" Lin Xiaoxiao asked, "Now, the amount of our loan exceeds 7 billion!" Lin Xiaoxiao said.
7 billion! This is already a very scary number today. But currently, they have not made any pledge at all. All assets are borrowed. In the future, banks will have to look for them.
Cannot be redeemed.
But now, the bank is very relieved. It doesn't care at all. When signing the contract, they don't look at these things. As long as you have a plan, you dare to borrow, and give you some rebates, then everything will be fine!
"Don't worry, sister, it's no problem." Qin Fengxiao said, "The housing prices will slowly rise. The bank will trust our repayment ability!"
"What's more, this car will sell very well!" Qin Feng said with a smile. "In the past two years, sales may not be particularly high, but soon, sales will pick up!" Qin Feng said.
This time is about three years away at most. Yes, that is 1998. After 1998, domestic wage levels have actually begun to rise.
At this time, prices have begun to gradually rise. At this time, car sales have also begun to rise. This monthly profit will reach a very considerable figure.
As for the interest, mortgage, employee wages, etc., they are not a problem.
"But let me tell you, our current monthly interest, employee salaries, etc., and various expenditures are almost 70 million. Therefore, there will be no interest dividends in these months. It will take 2 days at the fastest
After a few months, let’s see how the 4S store’s profits turn out.” Lin Xiaoxiao said.
"Well, sister, I understand. It's okay. I'm not short of money now!" Qin Feng said with a smile, "By the way, you can't be busy all day by yourself. How about you find a few secretaries, but
It can only be a female secretary!”
"You kid, you are so jealous." Lin Xiaoxiao rolled her eyes at Qin Feng.
However, Lin Xiaoxiao did later recruit three female assistants. But their appearance was really average. Very average appearance, but outstanding abilities.
For Lin Xiaoxiao, it is not appropriate to recruit someone who is too beautiful, so as not to be remembered by Qin Feng. This statement made Qin Feng feel very wronged. He is not that lustful, okay?
But after having an assistant, Lin Xiaoxiao was indeed much more relaxed.
Finally, I can have more time to pet my cat at home.
On Qin Feng's side, during this break, he went to Tsinghua University, found Wang Leilei and others, and was going to figure out how to get someone to come up with a software.
As the 4S store becomes larger and larger, it naturally needs a management system so that it can work remotely.
Chapter completed!