Chapter 100 Loan Expansion
Why rent to own instead of using the money to open a second home!
"Mr. Shi, your question is very good. But do you know Mr. Li Ka-shing?" Qin Feng asked.
"I know! Of course I know Mr. Li Ka-shing, the richest man in Hong Kong!" Shi Dazhu nodded.
But why did Qin Feng mention Li Ka-shing? He is a business giant. Of course, it is not easy for Qin Feng to know Li Ka-shing.
"Mr. Li Ka-shing once said a very classic investment saying: The first factor that determines the value of real estate is location, the second is location, and the third is location." Qin Feng said.
Shi Dazhu thought for a while and smiled bitterly. Although he knew about Li Ka-shing, he only heard that he was not in real estate. Shi Dazhu didn't know what he said.
But this makes sense. After all, this is what Li Ka-shing said.
"When we open a 24-hour convenience store, the choice of location must be critical. We must choose those in nearby residential areas or near public places with large passenger flow. These locations will inevitably become more and more expensive as the country's economy develops.
. Naturally, the rent will become more and more expensive. Instead of earning rent for others every year, it is better for us to buy it. In this way, in the future, it can also be regarded as a real estate of the company! As the economy develops, housing prices will inevitably rise! " Qin
The wind said.
"Wait a minute!" Shi Dazhu frowned, "You are right, but at present the state does not allow selling houses privately!"
"It will sell! Under the market economy, everything will change. Because the big pot rice has proven to be a flawed system that will breed lazy people. The market economy can promote the progress of human society! So, in order to promote the market economy more
With rapid growth and circulation, some areas will inevitably gradually open up!" Qin Feng said.
After hearing this, Shi Dazhu was stunned for a long time, then stood up and walked back and forth in the room several times.
"Qin Feng, are you really sure you are not an economic prodigy who returned from studying abroad?" Shi Dazhu smiled bitterly, "To be honest, I only went to the capital once and heard an old professor mention it. But what the old professor said
I'm not as thorough as you. I just think that if you want to develop the economy, you must open up in appropriate fields. This old professor is a nationally famous economic expert!"
It was so amazing! Qin Feng’s words were so amazing. It made him feel admirable for Qin Feng.
This time, I came at the right time!
Then, Shi Dazhu sat down.
"But if we rent before we buy, there will be funding problems. How will we expand? If the expansion is too slow, the market will be seized by others! Then we will make wedding dresses for others!" Shi Dazhu asked.
Regarding this issue, he has two plans in mind. One is to use more funds to open more 24-hour convenience stores at one time to seize the market in advance and establish a brand image. But this requires too much funds.
He currently does not have enough funds to operate. After all, he still has to build the Giant Building!
The other is to find someone to raise funds and attract more partners, so that rapid expansion can be achieved. But in this way, it is equivalent to sharing the cake to others out of thin air. The business that is obviously profitable has been made by others. Moreover, if
Having too many partners is likely to lead to dispersion of equity, and ultimately the possibility of being kicked out.
"It's very simple! As long as we are a chain store and carry the banner of a national chain brand, then under the call of the country to vigorously develop the market economy, we can easily get loans from banks! Through the loan money, we can easily obtain funds to
Buy it from the store!" Qin Feng said.
Shi Dazhu's eyes lit up.
"Then, we use the money we earn to open a second store. The money is definitely not enough, but we can still get a loan. As long as we have a business plan, a certain amount of funds, and a brand, the bank will still open a second store.
Give us loans. Especially when it comes to improving people's livelihood, providing more job opportunities, and increasing the local employment rate, the bank will definitely lend us! Moreover, we can get the loan with the lowest interest rate!" Qin Feng said.
This is the national policy! Qin Feng clearly remembers that in the past few years, in order to lend money, banks have gone to countless factories and companies, begging their father and grandma for loans, and they have always given the lowest price.
Interest.
Just because at this time, many people are afraid to take out a loan, thinking that they owe money and are not safe. What if they don’t have the money to pay back!
But at the same time, another group of people saw the opportunity. Whether legally or illegally, they created various identities and went to banks to borrow large amounts of money to start their own businesses.
Some have achieved great success and become local celebrities. Although some have failed, they have refused to pay back their debts, resulting in countless dead debts and bad debts. Some people even specialize in defrauding banks of money.
Run away.
In the end, the bitter pill was swallowed by the country. Because at this time, the financial legal system was not sound enough.
"Loan!" Shi Dazhu nodded.
"But according to your plan, I'm afraid that in the next twenty or even thirty years, this 24-hour convenience store will not generate any funds at all." Shi Dazhu said.
All the money has been used to buy stores and expand. There is no extra output at all. In this case, the life of the owner will not change much.
It can even be said that life may still be relatively poor.
Shi Yuzhu came to Qin Feng because he wanted to solve a problem, that is, to help him make more money in a short period of time. But this plan may not provide any funds at all for a long time to come.
"Yes, in the short term, this will not bring us any cash. But in the long run, after 10 years, no, 20 years later, the harvest will be huge!" Qin Feng looks forward to the future, then
The money scene is going to be amazing.
The real surge in domestic housing prices began in 2006. This year is January 1994, and there are still 12 years to develop. After these 12 years, through continuous expansion, Qin Feng is confident that he will open 24-hour convenience stores to
More than 10,000 households.
Ten thousand, each 24-hour convenience store is calculated based on a minimum area of 20 square meters. Then in 2006, there will be 200,000 square meters of shop space in the bustling road section.
For the area of a shop, after 2006, even in third- and fourth-tier cities, the minimum price per square meter will exceed 10,000 yuan. If you live in Beijing, Shanghai, Guangzhou and Shenzhen, it will be calculated in six figures.
This value will be very amazing. Although no benefits will be seen for a long time in the future, its potential value will be very amazing.
Moreover, once the expansion stops, the monthly cash income will be extremely amazing. The value of this industry is unimaginable.
Shi Dazhu took a big sip of tea and let out a long breath.
"You really have ambitious goals! This is still a bad strategy, but it is so amazing. So what a middle strategy!" Shi Dazhu moved to ensure that his body's blood vessels were flowing smoothly and he could withstand Qin Feng's astonishing plan.
Chapter completed!