Li Anran was not surprised at all that Li Shimin paid more attention to the issuance of banknotes. After all, this thing was still too "avant-garde" for the Tang Dynasty, and it involved too many aspects, so the other party could not help but treat it carefully.

Fortunately, from the beginning to now, Li Anran has never thought about using completely unequal power to harm the entire Tang Dynasty like those evil capitalists. Therefore, he has no intention of hiding his thoughts, but explained with a smile.

:

"Oh, these money notes are actually a kind of fixed deposit certificate to a certain extent. I believe Your Majesty also knows that large transactions will always face a very troublesome problem, that is, it is quite troublesome to transport a large amount of copper coins."

"Especially in the stage when gold coins and silver coins have not been fully promoted, the usual money is one thousand guan, and if you only do a business of about 1,000 guan, then the copper coins have to be calculated according to the basket. Not to mention, even if you have

Gold and silver coins cannot solve this problem."

"Not to mention, take my own transactions as an example. Sometimes the transactions are tens of thousands of dollars. In this case, even with silver coins and gold coins, it is quite troublesome to trade, and at this time, money tickets

The effect will be reflected.”

"Take the banknote in your Majesty's hand with a face value of one hundred taels. Not only can you easily complete a transaction of ten thousand taels with only one hundred, but it is also very convenient to carry. If it is a thousand taels of silver,

Only ten tickets are enough.”

"As for the gold tickets, let alone them. Calculated according to the exchange rate of one tael of gold equals to ten taels of silver, a transaction of ten thousand guan only requires ten flimsy gold tickets with a face value of one hundred taels. If exchanged for

With a face value of one thousand taels, you can get it done with just one piece.”

"It's just that, unlike ordinary deposit certificates, these money notes are anonymous. In other words, no matter who holds these money notes, they can use them anywhere. Of course, the premise is that the merchant accepts this kind of money

Just a ticket."

"At the same time, another difference from ordinary deposits is that this kind of bearer certificate does not require a 1% management fee. There is no time limit, and you can deposit it in the bank at any time when needed.

Exchange the corresponding currency."

"I believe your Majesty should have noticed that the shape of this kind of money note is quite exquisite. Basically, there is no need to worry about forgery. Of course, considering the limited recognition ability of the people, it is inevitable that there will be the possibility of being deliberately deceived.

"

"In addition to the production cost of these money notes, the smallest denominations of these money notes are always the same, which is one tael of silver. At the same time, a free leaflet has been produced on how to identify authentic and counterfeit money notes.

Sent out."

Faced with this long list of explanations, Li Shimin, the Emperor of the Tang Dynasty, carefully looked at the money in his hand, but he had to admit that the emergence of this new type of currency was indeed of great significance to the Tang Dynasty.

Many benefits.

Not to mention that large-denomination banknotes are much more convenient to carry than copper coins, gold and silver. In Li Shimin's view, once these banknotes can be circulated throughout the Tang Dynasty, then the use of gold, silver, and copper will

The quantity will certainly be under control.

After all, these three metals can be recycled into various utensils or ornaments to increase profits, but money bills do not have this function. In addition, they are difficult to counterfeit, which can largely prevent bad coins and metals from being withdrawn from the currency market.

The problem of loss arises.

Especially since someone opened several large-scale workshops to produce some utensils that had never appeared before, copper, which was originally not very useful, has now been put to great use. There is no need for Li Shimin not to pay attention to this.

a little.

However, although I can indeed understand the benefits that the appearance of this money ticket can bring, when I think that this people (bank) (bank) of the Celestial Dynasty is opened by the other party, as the king of a country, Li Shimin, although he is not going to fall out,

But it's still hard to be happy.

The only thing that satisfies Li Shimin is that all the issues regarding how to open and operate this bank, as well as all aspects of it, have been compiled in a book and sent to him. In this way, even if he opens another bank, he will no longer be a banker.

question.

The reason why he didn't start immediately was because Li Shimin didn't want to offend anyone because of this matter. Although this thought was indeed very aggrieved for him as the king of a country, but who made the other party truly in the upper world?

God, I can only endure it.

On the other hand, this is because opening a bank is no different than doing other businesses. Not only does it require huge investments, but it also requires very high abilities of practitioners. Of course, what is more important are the equipment and operational issues required to open a bank.

.

"Master, since the benefits of money bills are so great, what should we do if someone else opens a bank?" After gently gathering the large money bills in his hand and putting them aside, he was silent for a while.

Li Shimin then asked.

In fact, Li Anran had already guessed the purpose of Li Shimin's visit this time.

After all, in order to prepare for the bank's sale, it had been publicized for a long time. I believe that with the perspective of the senior management of Datang, coupled with the knowledge that I deliberately revealed, anyone who is not a fool will definitely not fail to see the various benefits of the bank.

As for the so-called statement that others also came to open banks, to put it bluntly, it was Datang officials who wanted to get involved after seeing the various benefits of banks. But regarding this matter, Li Anran not only did not resist at all,

On the contrary, I am happy to see the results.

"Your Majesty, the Tang Dynasty has such a vast land, how can a bank be used for it? Of course, the emergence of banks plays a decisive role in the Tang Dynasty, so I personally suggest that there should be some restrictions on the opening of banks."

"In addition to avoiding problems like bad currency that are harmful to the Tang Dynasty, it will also make it easier for those banks to be controlled by Your Majesty instead of those famous families. By then, both the currency and investment fields will be easier to control."

As a poor person, Li Anran naturally has no good impression of those famous families. Therefore, he made it clear directly. As for the ownership of the People's Bank of China, it was "accidentally"

It was completely ignored.

Regarding this issue, Li Shimin, His Majesty the Emperor of the Tang Dynasty, seemed not to understand at all and did not even mention it. Instead, he nodded and said: "What the real person said is true, but when this bank is opened, will it be possible?"

Would it be too difficult?"

Knowing that the other party said this, he probably saw the high-tech equipment he had equipped for the People's Bank of China. Needless to say, the role of the multi-functional banknote detector alone is enough to determine whether the bank can continue to operate smoothly.

.

Because this multifunctional banknote detector can not only verify banknotes issued by the People's Bank of China like similar devices in later generations. Regardless of whether they are newly issued gold coins, silver coins, copper coins, or original copper coins,

All silver ingots can be tested.

Moreover, this kind of multi-functional banknote detector that uses certain high technologies can not only verify the authenticity of currency, but also verify the composition and weight of the money.

In this way, various problems that are bound to be encountered in currency storage, currency exchange, etc. can be avoided.

After all, the coins of the Tang Dynasty appear to be uniform on the surface, but in fact they are not the same thing at all. There is simply no way to solve the problem of private coinage. Not only those big families did this, but even some private individuals did it.

.

With this multi-functional banknote detector, you can naturally save yourself the trouble of verifying the authenticity, quality and weighing of coins. Just like the People's Bank of China after its opening, the speed of business processing can be improved a lot.

As for Li Shimin's small abacus, Li Anran naturally saw clearly, and then said with a smile: "Your Majesty, banks are actually the same as pawnshops on the market. Those who are strong enough will naturally become big. Those who are not strong enough will not be able to do anything.

Can we make a small one?"

"If Your Majesty is interested, I can help you with this matter. However, in terms of the operation of the equipment and the operation of the bank, I personally feel that it is best to be fully prepared, otherwise, it will be easy to make some mistakes.

Please come."

"Otherwise, Your Majesty can send a few capable people over to learn from my bank. While they are learning the operation of the bank and the operation of the equipment, Your Majesty can also make some preparations, and things will naturally fall into place when the time comes.
Chapter completed!