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Chapter 1137 Bank?

Huang Youwei knew Lu Feng very well. His methods seemed transparent in front of him. Even if there were multiple channels of news, Lu Feng would not do it, but Huang Youwei still didn't believe it.

"With him a few more days, based on my understanding of Jiafeng Group, their mobile phones will be launched after the New Year. The time is very tight. He must find a way out, find a major market first, and then slowly develop markets in other provinces in next year." Huang Youwei said confidently.

Lu Feng seemed to have found his own happiness. Anyway, his big plane was parked there. Not to mention buying something, he could even take away even if he bought half of the shopping mall.

In addition to enjoying it every day, I also bought a Ferrari sports car for myself. Although the first Ferrari in China was bought by Li Xiaohua, Lu Feng's car is also one of the top five in China.

Two days passed in a flash, and no one contacted him at all. It seemed that Lu Feng was playing tricks on himself, and Huang Youwei didn't care at all. Now it depends on who can compete with whom.

The story of Huang Youwei's lion opening his mouth to trick Lu Feng was in the city and province. People who originally thought Lu Feng had an affair with Huang Youwei were also confused at this moment. A few days ago, there were many local businessmen who handed out business cards and dinner invitations to get closer.

When he heard that Huang Youwei was trying to kill this "personal son", Lu Feng seemed to have become a lonely man in the past two days, and no one paid attention to him.

Two days passed in a flash, and the financial gathering officially started. This time, not many people came, only thirty or forty people in total. There are still too few people in China who have enough money to invest in overseas markets.

At around 10 o'clock in the morning, Lu Feng took a bus to the venue and found that most of them were famous figures when he arrived at the place, including Mr. Mou, who was called the richest man in the mainland, Shi Yuzhu of the Giant Group, etc.

Mr. Liu from Lenovo was greeting everyone. Seeing Lu Feng coming, he walked over and said politely: "I didn't expect Mr. Lu to come too?"

"I happened to be here recently. I heard that there is such a party, so I will attend it." Lu Feng asked at him, "Didn't you see that Mr. Liu also wants to invest in overseas markets?"

"I just join in the fun, mainly to be familiar with each other. Lao Shi, this is Mr. Lu, who is in the limelight in the local area these days." Mr. Liu introduced for help.

"I only read your news in the newspaper a few years ago. When I met today, I was so young." Mr. Shi held Lu Feng's hand and said, "We are all old."

"If you say that, I will be older." Mr. Mou teased: "I met Mr. Lu a few years ago. At that time, Jiafeng Group had not yet developed to this level today."

Many of them are old acquaintances. When chatting, they didn't forget to inquire about how Lu Feng and Huang Youwei had a quarrel. Lu Feng could only laugh and deny what the relationship between the two was.

As the scene officially began, everyone sat down. A vice president of international finance came on stage to introduce the prospects of overseas investment, mainly US stocks and overseas commodity futures as the supplement, and talked about the development prospects of global finance and the investment logic of various countries in the next ten years.

The people at the scene were actually not very interested in investing overseas. They knew very well how they made a fortune. They were like pigs in pigpens. They gained weight by eating a few extra bites of food. Letting them go out now is equivalent to fighting wild boars outside.

There are many people who have made a fortune in this era, but not many people have gone through the long term. The most important thing that these people can go through is to have self-knowledge, which is very important.

The hot talk on the stage kept implying that as long as you invest in overseas stocks, the minimum annual return of at least 50%, there are professional traders who are on the market and have big funds. You can choose a few good tickets to make money like flowing money, without mentioning the handling fees and asset management fees for going overseas.

Everyone in the audience was chatting and clinging to each other. Lu Feng sat next to Shi Yuzhu. The two of them were not familiar with each other and had nothing to say.

"Old Lu has free money to invest?" Mr. Shi spoke first.

"I have some spare money." Lu Feng replied casually.

Jiafeng Group pays dividends every year, and Jiamei Food also pays dividends. This money is directly transferred to Lu Feng’s personal account. Although Jiafeng pays hundreds of millions of dollars a year, most of the money is in the hands of senior executives who hold more shares. In addition, Lu Feng has a salary. After Schroeder Group invested, Zhu Lidong, Wei Yandan and other senior executives would not save money as much as before in their business.

Lu Feng turned a blind eye to many things. Zhu Lidong and others are all human beings, so they naturally leave something for Lu Feng.

All kinds of miscellaneous money are gathered in one account. Lu Feng’s food, drink, defecation and consumption over the years are all the company’s accounts. A rough estimate is that Lu Feng’s personal assets are less than 200 million yuan.

This is Lu Feng who is busy with the company. If he really wants to turn the company's money into personal, let alone 200 million, 20 billion is a small amount.

Although it is said that the richest man in the mainland is Mr. Mou, many people in the circle have privately talked about that the richest person should be Lu Feng. If Jiafeng has made an investment project overseas, the money he spent is US dollars!

"To be honest, I really envy you, so young and so rich. If you want me to see, overseas investment is not very reliable. After all, it is not as good as your own family when you go there. We are the biological son. When we go there, they also have biological sons." Mr. Shi glanced at Lu Feng and said, "It's better to invest in the mainland."

"This is the truth. Stocks are too empty. If you buy them, it will fall. If you go to make up for it, let alone a mortal, Nuwa will probably have a headache when she sees it." Lu Feng sighed and said, "Stocks are like love. They always see other people's red books, and they will turn green when it's their turn."

Mr. Shi laughed and said, "It seems that Mr. Lu has been trading stocks a lot. If you really want to invest, I have a good project on hand now and lack a capable partner. I wonder what Mr. Lu thinks about setting up a bank?"

"Bank?" Lu Feng was a little surprised. What happened to his mind was Minsheng Bank. This was the first private bank in mainland China. The license is now loose. More than 20 years later, Mr. Ma couldn't get a bank license even if he wanted to break his head.

"That's right!"

"I am very interested in this. As long as I do it, the bank will make a profit and make sure to make a profit. At that time, some of the company's loans, bridges, and mortgages can be made in my own bank. First, I can rest assured, and second, I can also increase the strength of my own bank." Lu Feng said happily.

"If Mr. Lu has any intention, he will talk after lunch."

At half past eleven, as the audience ended, people gathered together in groups chatting and walked towards the restaurant. Mr. Shi and Lu Feng were walking together. When they were about to reach the door, they called a middle-aged man and introduced: "This is the chairman of New Hope Group, Mr. Liu! Mr. Lu is very interested in the investment banking matter."

Mr. Liu looked at Lu Feng, shook his hands and said, "I heard of you, Changhong, our side, had a lot of fun fighting with you in the past few years."

"It's just some friendly competition." Lu Feng politely agreed.

Mr. Liu is a well-known figure in the Sichuan-Chongqing region. Now, there are corporate divisions between provinces. It may be that the company with a well-known local area has never been heard of in another province.

After politely speaking, they went to the restaurant for a meal and talked about banking. This matter was led by state-owned enterprises and they could invest, but at most they were directors on the board of directors. As for how the license came about, don't ask about these matters, some people with great hands and eyes can handle it.

"I want to read the project, is there?" Lu Feng asked.

Mr. Liu frowned slightly and said, "We are going to play with real money, do we still need a plan?"

"That's true, what about the equity?" Lu Feng asked.

Lu Feng knew about the same thing during the meal. Now he only had a general plan. They could not make too big a decision, but they could not have too many members of the board of directors, so the threshold was relatively high. Starting from 100 million yuan, the overall start-up capital was 2 billion yuan. After the bank was established, it mainly borrowed from small and medium-sized enterprises, and it could also absorb storage funds, sell fund products, financial products and other tasks.

Compared with state-owned banks, the only difference is that the reserves are higher.

There is not a big gap now, and there is still 15% of the equity that has not been subscribed, so it requires about 200 million yuan. As for the total share capital of 2 billion yuan, why does 15% cost 200 million yuan? People did not explain to Lu Feng.

"This is a good project, I'll invest!" Lu Feng agreed without hesitation.

As for the mismatch between funds and equity, Lu Feng didn't ask a question. Sometimes it is a blessing to suffer losses. Even if Lu Feng doesn't want to suffer losses, people can find someone who is willing to suffer losses later.

No one participated in the afternoon class, so they found a secluded place to talk about this. In the evening of that day, Lu Feng signed the investment letter of intent and had a meal together in the evening.

Municipal Affairs Office, Huang Youwei has already handled the matter in his hands. He rarely sat in the office to rest, but looked at the clocks on the wall with no eyes.

"It's almost done. It's been a few days. Don't you worry?" Huang Youwei stared at the month sign under the clock and muttered: "The New Year is coming soon, and we have to sign a contract later. We have to hold a ceremony. If you ask the reporter to take a photo, you can't go back on New Year's Eve."

Huang Youwei opened the drawer with a little annoyed, took out a cigarette and lit it. He really didn't know what Lu Feng was thinking now. If Jiafeng Group really died, it would be a pity to say what he said in his heart.

Halfway through the cigarette, Huang Youwei picked up the phone on the table and called the secretary's office. After a while, the secretary walked in and said, "I called the organizer and asked, and said he didn't attend in the afternoon and went out with several bosses, as if he was talking about something."
Chapter completed!
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