Chapter 279 Bridge Fund

Author: Ru Meng Ruhua

Chapter 279 Bridge Fund

When he returned home at night, even Zhang Yiru, who was not interested in stocks, started chatting with Gu Junhao, and by the way, he joked that Gu Junhao's market value exceeded 100 million and was on the hot search list.

The market is hot, and when most people who don’t pay much attention to stocks talk about it, risks also mean that they have arrived, and the daily limit boys are obviously at the forefront.

According to Gu Junhao's impression, Tonghuashun's stock price should be below 50 yuan at the beginning of 2015? If you remember correctly, based on today's closing price, there should be a pullback of about 30%, and the adjustment range is quite large.

"That's all very false. I want to sell it, but I can't pay it back, and I can't sell it even if I want to." Gu Junhao said with a wry smile.

When Gu Junhao thought that the current market value of 100 million yuan would be withdrawn by more than 30 million yuan in less than half a month, he felt heartbroken for no reason. He redeemed the pledged equity, and just these drawdowns could handle the current debt.

Currently, without calculating interest, Gu Junhao has a total of 21 million yuan in debt. If he wants to lift these pledges, he must raise more than 21 million yuan in cash flow before the stock price retreats and redeem the stock.

"You really want to sell stocks?"

"Yes, if I can get more than 20 million now, I will sell the stock."

"More than 20 million is a bit too much. Your company can raise funds, but the procedures are a bit troublesome. If it really doesn't work, just go through the bridge to make the interest, but the interest rate is a little higher."

In Zhang Yiru's opinion, Gu Junhao's judgment on the stock trend is very accurate. Every time he sells, there will be a big adjustment. Now that the market value is so large, the adjustment is a very large number.

"Well, bridge funds are a way. I'll ask my big customers and see who can help me solve it. You can also inquire for me and try to get these things done this weekend."

"Okay, I'll ask you a colleague in our loan department later." Zhang Yiru said happily.

Since dating Xiao Gu, he has never given him much help. It is rare to have an opportunity to help him this time.

After dating for more than a year, although they are about to get engaged, they have very little support for each other. Xiao Gu may have been used to being lonely since childhood and is used to solving everything by himself.

The so-called bridge funds are a short-term financing method, a financing method that is connected to long-term funds. Through the financing of bridge funds, they are connected to long-term funds. The general term is within six months.

It can be an individual or an enterprise. Generally, small and micro enterprises use the bridge method to cross the bridge more generally, and the interest rate is relatively higher. Gu Junhao did not have too much capital demand before, and he provided his own blood production, so this method is used less.

As for the cash lying on Junshi Capital account, Guo Yuanwei even thought of using bridge loans to provide the company with part of his hematopoietic ability, but Gu Junhao refused these.

In Gu Junhao's opinion, the people who borrow money nowadays are all old men. Any individual or company who lends money must be prepared for bad debts. At present, without the support of his strong strength, he will get rich in a short time and the probability of being cheated is still quite high.

If you lend out the money in the company's account for this amount of interest, and if you are cheated and unable to take it back, it may affect the normal operation of the company, which is not a good thing for the company and itself.

But it would be a different matter if you borrow money from others. People are so double standards, and Gu Junhao is no exception.

As the problem of bridge funds was solved, on Friday morning, Gu Junhao did not go to work directly as usual, but followed Zhang Yiru to the bank.

As a bank, I am very happy to provide loan methods to a high-quality customer group like Gu Junhao. From previous exchanges, the bank can also see that Gu Junhao has always been relatively resistant to loans.

At ten o'clock in the morning, through Zhang Yiru, Gu Junhao and the bank's manager in charge of loan business were sitting opposite the reception room, discussing the number of loans and interest rates.

This time, Gu Junhao is preparing to make a one-time loan of 25 million yuan. While paying off the previous loan, he can also replenish a certain amount of working capital.

"If Mr. Gu listened to me last time, it would be better if he just took the loan without pledge." Manager Liu, who was in charge of loan business, smiled. Last time Gu Junhao insisted on pledging, he missed an opportunity to lend.

"That's the same? You couldn't lend me 25 million yuan last time." Gu Junhao said with a smile. The market value of Tonghuashun was only as high as the last time he came to pledge it.

If you want to have a one-time loan of 25 million yuan, even if the policy is relaxed, risk control will not be able to pass; but this time it will be different. After the pledge is lifted, Gu Junhao will find an opportunity to sell some of the stocks and can easily repay the loan amount.

The whole process of the two people's conversation was relatively harmonious. As the manager of the loan business, Gu Junhao's risk control and credit were very good. There was no need to worry about the 25 million yuan loan amount, and it was simply giving himself performance.

To a certain extent, he even hoped that Gu Junhao could make more money; after a conversation, the two had a full exchange of specific details, and then entered the negotiations on the details of the contract through the legal affairs of both parties.

For specific details, as long as there is nothing wrong with the legal affairs, Gu Junhao doesn't care much about interest rates. The only requirement is to be as soon as possible. If it delays for too long, then the loan will be meaningless.

"Don't worry, Mr. Gu, we will handle the special matters specifically, and strive to get you money today or next Monday, so as not to delay your affairs." The manager said readily.

"Thank you so much. Since this is the case, I won't disturb your work for now. You can go to our company to sit there if you have time."

"It should be, this is our job. I'll go to the president and try my best to approve it for you."

"Okay, then I'll leave first, and it won't delay your work."

"Don't you go to Xiao Zhang to see?" Seeing that Gu Junhao was about to leave, the manager also joked that the engagement between the two was also causing a stir within the bank.

"Haha, I'll go; I'll go find her for lunch before going back; then I'll invite Manager Liu to enjoy his face and drink a glass of water and wine, and we'll present the invitation later."

The manager of the loan business department is surnamed Liu and named Liu Jun. He is a fat man who looks very kind; but his ability is naturally not simple to achieve this position, and Gu Junhao naturally wants to have a good relationship with him.

"That is necessary, it is my honor to be able to attend Mr. Gu's engagement banquet." Liu Jun said happily, and did not seem displeased because of Gu Junhao's temporary invitation.

"You're over-reputable, then I'll leave first."

"Okay, goodbye."

Leaving the loan business department, Gu Junhao came to Zhang Yiru's office. Seeing Gu Junhao coming in with a smile on his face, Zhang Yiru could naturally guess that things were going smoothly.

"Are you ready to negotiate?" Zhang Yiru said with a smile.

"Well, the negotiation is over. Old Liu is easy to talk to and will handle it for me as soon as possible. However, I will go to Brother Xu in the afternoon. I want to try to lift the pledge before this weekend, for fear that the bank's funds will not delay my time so quickly."

The brother Xu that Gu Junhao mentioned is Xu Dong, the boss of Xushen Auto Parts. Since the two met during the first fundraising process, the relationship between the two has been very harmonious, which is quite like being close to each other.

The first fund was 4 million yuan, and it still had a lot of support for Gu Junhao. In the issuance of the second fund, Gu Junhao would still bring him with him in accordance with the principle of mutual benefit.

In this way, among the two funds, Xu Dong applied for a total of 10 million yuan, and the profit was still very considerable at present. Last night, when Gu Junhao thought about using the bridge funds, the first thing that came to mind was him.

He is the only one who can provide bridge funds of more than 20 million yuan in the short term. Some others are not worth enough and do not have that much cash flow in hand.

However, Xu Dong has this ability. Xu Dong, whose business has become bigger and bigger in recent years, is having no funds and nowhere to invest, otherwise he would not have applied for a private equity fund of nearly 10 million yuan from Gu Junhao. He even had the idea of ​​listing his company.

It is naturally the best to be able to solve the problem through a bank, but the procedures are relatively complicated. Although Manager Liu said it beautifully, he couldn't save any accidents.

In order to prevent missing time, Gu Junhao also made preparations. After finalizing the loan with the bank, he borrowed a short-term loan from Xu Dong, and immediately returned the bank funds to pay him back.

Last night, Gu Junhao asked Xu Dong about the plan he had thought of and asked him for help. Xu Dong, as the big brother, agreed readily. The two made an appointment to meet at his company this afternoon.

"It's fine if you do it, but are you so anxious that you are afraid that the stock will fall sharply? Hasn't it been rising quite well recently?" Zhang Yiru asked in confusion. Although Xiao Gu is very efficient in doing things, he seems to have never been so anxious.

For this reason, Zhang Yiru took a special look at the market and Tonghuashun's trend this morning. The current rise is pretty good. Tonghuashun has already reached the 70 yuan price in the morning.

"It's almost the same. This market is too hot. My pledge and the recent surge in children's flowers has caused quite a stir. I want to cool him down." Gu Junhao rubbed his forehead and said.

Logically speaking, although your market value will cause a certain amount of heated discussion among fans, it will not be enough to be on the hot search list. At most, it will have a certain popularity in Taoshu Bar.

There is no such thing as a good man in stock trading; when he does not have any public relations, he is so popular that Gu Junhao is very suspicious that someone is using him to divert his attention to achieve the goal of smashing the market.

A stock price of more than 65 yuan will not lose money or even make a big profit for next year's market, but it is relatively high in this round.

Stock investors who take over after high-level highs adjustments are the easiest to lose their losses. Gu Junhao does not want his influence to mislead his fan group.

(End of this chapter)
Chapter completed!