"I did not use the bank loan for the donation from the re-election of the Congress at that time." Terada said, "Eriko's allegations on the phone were completely out of nothing and were seriously inconsistent with the facts!"

"You probably need to explain it to the Unity and Alliance more clearly." Gao Xu sat in his seat, staring at the General Secretary, "You also know that at this important juncture, anything will have an unpredictable impact on the re-election of Congress in April next year. We hope you can explain the whole thing to us in a complete and complete manner."

The subtext of Takasu is very clear.

As long as there are doubts about the matter in Terada, unity and alliance will likely cut the Minister of General Affairs. Citizens with key votes will not tolerate a senior cabinet and candidate for parliament with rumors of corruption.

"I also hope that the Unity and Alliance can give me a chance and explain it clearly." Terada also replied slightly toughly to the director-general.

After all, Terada has also stood up for many parliamentarians to assist in the election and helped these young candidates win. He is also one of the major contributors to the unity. It is not easy to simply cut him.

He must put this interest in making it clear.

"Before I came, I had called my brother and got the loan project information for Makino Nong Forestry and Ruisui Bank." Terada took out a file bag, put it on the table, and then opened it.

The secretary next to him immediately distributed the information to everyone in the conference room.

But these documents are related to loan contracts, mortgage contracts, land value assessment reports and other documents.

Terada took out several of the materials, which read "guaranteed contract". The Minister of General Affairs said, "First of all, I want to say that there is no interest exchange relationship between Ruisui Bank and Makino Agriculture and Forestry. There is no problem with the decision on the entire loan."

"Indeed, in this loan project, the value of the mortgaged land is not enough to cover the value of the loan. However, three companies have provided guarantees for Makino Agriculture and Forestry. Moreover, the first two major shareholders of Makino Agriculture and Forestry have provided guarantees for this loan of 5 billion yen. Therefore, a total of five companies have made credit guarantees for this loan."

"According to the general lending procedures of banks, even if the collateral is not worth enough, as long as the company with sufficient resources is willing to provide guarantees for the debt, the bank can issue loans. There is no problem in the procedural form."

"In other words," Gao Xu looked at the information in front of him and said, "Eriko deliberately only took out the issue of mortgaged land value to talk about it, but he did not mention that there are five guarantors for this loan project."

"That's right." Terada said, "I have also asked some people related to the banking industry. They all agreed that the loan issuance of this project is fine in decision-making and has sufficient commercial rationality."

However, many people present did not show a relaxed expression after hearing this, because there was another important problem that had not been solved.

Takasu then spoke: "Then the next question is why the fertilizer plant of Makino Agriculture has not started yet after the 5 billion yen loan is issued."

Gao Xu placed photos on the table. These photos showed a huge exposed sandy land, scattered building materials piled up on the side in a mess. If this was the site of a factory, no one would believe that the foundation, pipelines, and lines everywhere had no construction.

"These are photos of Asahi Shimbun." Takasu said, "These reporters are very fast. They immediately took the construction site of the Makino Agriculture and Forestry Fertilizer Plant. It has been three years since the start date. Why hasn't the construction work been constructed for three years?"

"I asked my brother about this." Terada said, "because the final environmental assessment report of this fertilizer plant is stuck. The fertilizer plant will produce cyanide and nitrogen and ammonia wastewater, which will cause serious pollution to the soil and groundwater. It was only afterward that the soil geology of the factory was found to be relatively special, and conventional anti-pollution measures may not be effective. Therefore, in the final environmental assessment project, it has been stuck. This is the reason why the factory has not started construction."

"These records on environmental issues can be found in the local city hall," Terada added.

Under the account of the Minister of General Affairs, the matter completely showed a different look. The illegal loan issuance behavior that Eriko accused of does not exist. The factory shutdown was entirely because the environmental evaluation report was not approved. Everything was very reasonable and enough to justify itself.

"What is the purpose of 5 billion yen?" Gao Xu asked further.

The whereabouts of money are crucial.

Since the factory has not started construction, the loan should be left in the bank's account. As long as the money is still there, the accusation of Eriko will naturally be invalid.

"My brother told me that the money was used to buy a financial plan for the bank." Terada said, "At that time, because the factory project stopped, the executive of Ruisui Bank introduced a financial plan for my brother to invest. The bank said that the money was idle anyway, so it would be better to buy a financial plan with fixed income. These income can also hedge the interest cost of the loan, so my brother bought it."

"I shouldn't have bought financial trust products, right?" Takasu said worriedly, "Isn't the Tokyo Central Bank recently investigated because of a trust project?"

Hearing this, Terada immediately vigilantly flipped the financial management agreement document handed to him by his younger brother.

Then, he saw the details of this financial project.

"Trust...trust?" Terada read it unconsciously, "Yizawa Trust?"

I only saw that the Yoshizawa Trust Project recommended it to his younger brother by an executive of Ruisui Bank!!!

At this moment—

It seems like there is a lead in the dark that crosses the fates of different people.

The Tokyo Central Bank was previously in a regulatory dilemma because of the Yoshizawa Trust case. This large bank was accused of using trust projects to cover up bad debts, and eventually involved a major case of 30 billion yen of non-performing loans from Nishiya Mechanical and Electric.

However, now, the scandal of misappropriating bank loans as his personal campaign contributions by Eriko was involved in the scandal involving Yoshizawa Trust. The whereabouts of the 5 billion yen eventually entered Yoshizawa Trust. No one knew exactly where the flow was going.
Chapter completed!