Zhang Dun suddenly became alert after hearing what the official said.

Then he let out a sigh of relief.

As long as you don’t give up, that’s fine!

Immediately, Zhang Dun also realized immediately that what the official said before was actually just a slap on his face.

Or the entire new party.

He pointed out the core of the problem - blame should be attributed to me, and kindness should be attributed to those below.

Therefore, the Minister of the New Law should be wiser and stop entangled.

Thinking of this, Zhang Dun's attitude became more respectful.

He probably guessed that this official must have his own ideas, so he asked cautiously: "I am stupid, please express my holy will..."

It's not that he can't think of a way.

But for this kind of thing, the emperor must give a direction.

Otherwise, you will make more and more mistakes.

As a leader, Zhang Dun must have some political sensitivity.

The young official pondered for a moment and then said: "Not all people in the world can be as literate as the people in Bianjing City!"

Bianjing has been the political center since the Five Dynasties.

The prosperous commerce, prosperous cultural scope, and the popularization of engraving and printing have brought the literacy level of Bianjing citizens to the current bottleneck of productivity.

Although no one has done statistics, we can get some clues just from the fact that people in Bianjing always like to litigate.

Would a Qian Shou, who cannot read a single Chinese character, know how to litigate?

Anyone who knows how to go to court must know some laws.

But what about other places?

Especially in vast rural areas, how many people can be literate in a village?

Cuoda, who is illiterate, can only be deceived by others.

"So, what I mean is to change the name of Qingmiao Loan..."

"How about calling it a convenient low-interest loan and labeling it an annual interest rate of two cents."

"Let the people know even if they are illiterate that the interest rate on this loan is very low!"

When Zhang Dun heard this, he immediately began to compliment him: "Your majesty is wise and wise!"

The emperor, no matter whether he is smart, stupid, enterprising or coward, he must coax him.

Without coaxing them, the minister can't do anything.

For example, in the case of Zhenmiao, if Kou Laigong hadn't performed at his best and coaxed him to Chanzhou, there would be a big question mark as to whether Bianjing would still be the capital of the Song Dynasty or whether there would even be a Song Dynasty now.

But the young official on the throne didn't seem to accept his trick at all: "Really?"

Zhang Dun lowered his head and said, "How dare I deceive you?"

"Haha?" The young emperor smiled, but it seemed like he was mocking.

"If only everything in the world were so simple..." He sighed leisurely.

Zhang Dun also sighed for some reason.

Things in the world are never simple.

It is not something that can be changed by a policy or a decree.

Because the government is made up of people.

Human beings have seven emotions and six desires, so no matter how strict the regulations above are, people below will be able to find their own countermeasures.

The system of the Song Dynasty was bloated and complicated.

Imperial decrees can only be issued at the military and state level at most. When it comes to counties and townships, it really depends on the conscience of the officials.

But conscience is worthless these days.

Coupled with the fact that subordinate officials intervene in the middle and withhold a little bit, exorbitant taxes and miscellaneous taxes are rampant.

"So..." the official on the throne said: "I am thinking, can this convenient low-interest loan be supervised by the government and privately run?"

Zhang Dun listened and his whole body immediately exploded: "Your Majesty, you must not..."

Although this was his first contact with the concept of government-supervised private operations.

But Zhang Dun understood it immediately.

Literally.

It is nothing more than handing over Qingmiao loans packaged as 'convenient low-interest loans' to private households for operation, and then overseeing and taxing them by the government.

This is not unusual in the Song Dynasty.

Mining basically follows this model.

The drinking method is also similar.

But the problem is that these two things have an important premise - the government can directly control it!

For example, the mining mines are there.

Private mine owners must follow government regulations if they want to operate.

The same is true for Lijiu. The government has a monopoly and controls Jiujiu.

If a private person wants to make wine, he must purchase distiller's yeast from the government.

So the households began to use their own financial resources to reach an agreement with the government to purchase the property.

There are thirty-two official stores in Bianjing City - each of them spent a lot of money to buy this year's quota of distilled yeast from the government. They also used this to completely monopolize the liquor industry in Bianjing City. Others want to

If you want to buy wine, you have to purchase it from these thirty-two stores.

And Zhang Dun knew that whether in the mining or wine industry, merchants were driven by profit-seeking.

They spend money to make more money.

In the same way, if the convenient low-interest loan is privately operated.

The households in the situation would either simply abolish it and not issue this loan in their own territory. They would simply treat it as paying protection fees to the government in exchange for the privilege of having free access to the local area.

Or the fat must be divided.

Two years interest?

Even if you give it all to them, it won’t be enough!

Starting at 40%, compounding profits is the normal operation.

…

Zhao Xu sat on the throne and looked at Zhang Dun's stabbing appearance.

The smile on his face finally couldn't be suppressed anymore.

He smiled extremely brightly.

This is the Zhang Dun he is familiar with!

A minister who usually likes to joke and seems unreliable, but at critical moments, he will definitely be tougher than anyone imagined and stick to his principles!

Therefore, in the early years of Yuanyou in the previous life, when the old party was led by Sima Guang and everyone was silent.

He stood up and almost single-handedly drove Sima Guang out of the court.

It's a pity that what he met was the old party scholar-bureaucrats who didn't know how to play with the rules.

then……

Although Zhang Dun let Sima Guang expose his shortcomings in front of the world.

However, he was slapped with numerous labels, accused of being a traitor and a villain, and was kicked out of the court.

So, he roared angrily in front of the emperor: "How can I have a sword with you?"

Fortunately, Zhao Xu is already familiar with Zhang Dun.

Therefore, he smiled and said: "Mr., don't be anxious..."

"This matter does not need to be done immediately... we will take your time to think about it!"

“Let’s consider other things first and then talk about it!”

"I have plenty of time. If it doesn't work in one year, it will take ten years. If it doesn't work in ten years, it will take twenty years... I can always think of a proper solution..."

This is actually a painted cake.

It is also a deliberate attempt to let off steam and reduce the confrontation and hostility among private households.

Of course it’s not just about painting cakes.
To be continued...