Wang Wan took the kettle and filled Chen Huaiqing's tea cup, then glanced at the information in Chen Huaiqing's hand.

She didn't feel any surprise at all about Mota Education's loss of 400 million.

In the past, Mota Education suffered even more losses.

Of course, we suffered more losses before because we invested too much in building schools.

Mota Education’s funding for running schools does not come entirely from Mota Holdings, but also from bank loans.

Will banks give loans to schools?

Of course it will.

As long as you have the ability to repay, why not give you a loan?

Moreover, this is not guaranteed by Mota Holdings.

If Mota Education cannot pay back the money, Mota Holdings will have to help pay it back.

The loans that Mota Education obtains from banks will naturally not have as high interest rates as ordinary loans, and they will still have very favorable interest rates.

Nowadays, it is really not easy for banks to find an excellent customer.

The loan to Mota Education is a low-risk loan.

No one who goes bankrupt would think that Motta Holdings will go bankrupt.

Motta Holdings is a company with a market value of over one trillion yuan, a true giant.

At this time, there is a view on enterprises that the larger the enterprise, the stronger it will be.

Big and strong!

Therefore, the business goal of many enterprises is to continuously expand their size.

Continuously growing bigger means becoming stronger.

If you are strong, you will not go bankrupt!

Last year, Mota Education lost 400 million, which was not an operating loss but an investment loss.

Personally speaking, Mota Education is still profitable to a certain extent.

Chen Huaiqing pinched his chin. Currently, Mota Education still owes a total of 1.5 billion in loans to banks. According to a repayment plan formulated by Mota Education, if nothing unexpected happens, the money will be paid off in the next ten years.

Is it possible?

Of course it is possible.

It’s not like everyone doesn’t know how profitable private universities are.

A random private undergraduate school with 20,000 to 30,000 students can earn 2 to 3 billion per year without any problems.

“The tuition fees at Union University will continue to rise.”

Wang Wan's eyes widened: "Is it still going up?"

Tuition fees at United University are the most expensive in the entire country of China.

Of course, Union University also offers full scholarships, which you must apply for.

It is not that easy to apply for a full scholarship. The most important point is that once you apply, it does not mean that it will not be cancelled.

Full scholarships are reviewed every year and are based on the student's academic performance during school without looking at anything else.

Full scholarships are reserved for those with outstanding academic performance and hard work.

In addition to full scholarships, student loans are also available for students from poor families.

Student loans are divided into interest-free student loans and interest-bearing student loans. Anyway, they are all based on grades.

In 1985, the university began to admit self-financing students.

In 1989, all universities had to charge tuition fees, although the tuition fees were very low at that time, only 200 yuan.

After the establishment of United University, the fees have been quite high.

The tuition fee is 6,000 yuan a year.

This is not 6,000 thirty years from now, but 6,000 in the 1990s.

Of course, the tuition at Union University is expensive, but there are also many students who receive full scholarships.

It can reach 15%.

This proportion is a bit high.

Starting with United University, other universities in Sichuan have also boldly carried out reforms.

The tuition fee has been increased to 2,000 yuan.

In this age when incomes are not high, college tuition is so expensive, which is naturally an extremely heavy burden for families.

As tuition fees increase, student loans also appear.

For families, with student loans, supporting a college student will no longer be a problem.

Although supporting a student is still quite difficult, at least it doesn't make people feel hopeless.

As long as the child can get into college and wants to go to college, he can afford college and will not be unable to go to school because the family has no money.

In China, there are many good talents, but because their families' poor economic conditions cannot support their studies.

And for students, they don’t know what to do.

Regarding student loans, comprehensive publicity has been carried out in every school.

Be sure to let students and parents know clearly.

As for the issue of repayment, there is no need to worry.

After students graduate, they can go to the bank to discuss repayment.

There are a lot of various clauses and so on, and for some people, just looking at these clauses may make them impatient.

But for those students who need student loans, as long as they read through these clearly listed terms, they will basically understand how this student loan is used.

There are no other requirements for applying for a student loan.

As long as you are admitted to the university, you can apply.

Students with good family backgrounds can also apply for student loans.

The bank doesn't care about the situation in the student's home, because the interest on the loan allows the bank to make money.

And college students...

Indeed, these college students cannot bring any income to banks during their studies.

But after these college students graduate, they will become the absolute main force in society and a high-quality customer group that every bank strives to strive for.

Even if we don't make money from them now, we still need to cultivate customers.

Qianlu Bank and Conian Bank are definitely higher in competitive thinking than the other four major banks.

In the banking world, there are big things, but there are also small things.

What Chen Huaiqing said at Qianlu Bank and Conian Bank was soon known to several other banks.

Cultivating customers from the source sounds like a good idea.

Anyway, the situation is that domestic banks have launched student loans one after another.

Not seeking to make money, just to cultivate customers.

For students and their families, the emergence of student loans has undoubtedly solved a big problem.

Accounts are easy to calculate. What is the monthly salary of a college student? How much can a junior high school student earn in a year when he goes out to work?

Student loans are rapidly gaining popularity across the country, and tuition fees at colleges and universities across the country are naturally rising one after another.

Chen Huaiqing: "What, you think it shouldn't go up?"

Wang Wan put the kettle aside: "As long as the tuition fees of United University increase, other schools will follow suit."

Education costs money!

For a university to develop, it also needs to spend money.

If a student charges an extra 200 yuan in tuition, a university's annual revenue can increase by several million.

A few million doesn't sound like much, right, but it can solve the funding problems of several or even a dozen research teams.

At this time, if you can get hundreds of thousands of funds, it is already a big project.

It’s not like in the future, how big projects will have to start at over 100 million yuan.

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Chapter completed!