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Chapter 401 Strange Loan(1/2)

Unexpectedly, when I straightened the hook and cut the leeks this time, the noise was much less than expected.

Because in a bull market, a "little" loss really doesn't matter. Those investors can quickly make up for it. It's just a matter of making more or less.

As Huang Jiaojiao said, the whole of Hong Kong has gone crazy. There is hot money everywhere, and even to borrow money, you have to speculate in real estate and stocks. The most obvious feature-the sales of Liyuan Aquatic Products has also skyrocketed. Imported seafood

As soon as I arrived in Hong Kong, I was immediately sold out by all the major restaurants? It seemed like I didn’t need any money.

Moreover, the sales of luxury goods, high-end entertainment venues, etc. are also very popular, as if there is a carnival every day.

At this moment, the entire Hong Kong is also in the post-prosperity impetuousness. Relatively speaking, the ups and downs of Yuan Ge's stocks are not worth mentioning at all. They are nothing more than talking points. Even if you are unlucky and lose a little, you can recover from the stock market in the blink of an eye.

Fish it up and bring it back.

Having said that, Li Yuan also likes such a low profile. Anyway, the cut is not much, isn't it just... 340 million Hong Kong dollars? Ahem.

Of course, after getting this ill-gotten wealth, the eldest lady used Lingling's name to buy like crazy. Among them, she spent more than 100 million to buy a mountaintop villa in full...



While drinking fish porridge, Li Yuan asked: "Jiaojiao, how are you going to arrange this house?"

"Of course I'll keep it. The baby will have a wife in the future."

"Aren't we preparing to go to the capital?" Li Yuan hesitated for a moment, "And you want to buy a villa. Didn't I tell you that the property market is about to collapse? You won't wait until then to buy it? At least half of it will be done by then.

?”

"It's up to you to take care of it." Huang Jiaojiao picked up a fried bun and threw it into Li Yuan's bowl, "I'm happy to do it! The place there is big enough, I already agreed, and I'm in a hurry to have friends here to have a party.

!Hmph."

"Huh?" Li Yuan couldn't control this prodigal woman. He picked out the meatballs from the fried buns and stuffed them into Ling Ling's mouth. Ling Ling smiled happily after eating, "That's okay. Let's rent out this room. Anyway, no one is there for the time being.

Living."

"Then you still need to make more money. I'm going to buy another one."

"Why?"

Huang Jiaojiao rolled her eyes charmingly: "Idiot, how pitiful is Ling Ling alone? I need to give him a younger brother and sister."

"Ah You……?"

"Xiao Yuanzi, look at your hard work? I just barely kept my stomach shut. Hee hee. Hey, do you want to go to the stock market again? It's so easy to cheat investors' money. Hee hee hee."

"Haha. It's not that easy. Besides, I walk a lot at night and encounter ghosts. Do you really think others will always be deceived?"

"Forget it, forget it. What's the point of new investment? I'm bored? How dare they laugh at me behind my back? Haha."

"Then you can buy Vitasoy? If you have difficulty in financing, you can go to our bank. Now Jerry and the others are very worried about getting a loan. They will buy it in the name of Yeshan Supin. In the future, they will sell soy milk and tofu all over the world!

"Li Yuan said casually. Don't you just want to be beautiful and show off? Then simply find an established company in Hong Kong.

Huang Jiaojiao was a little hesitant: "Isn't this not good? Vitasoy is controlled by the Luo family. And if you look up and don't look down, this kind of hostile takeover will look very ugly to our Huang family."

Li Yuan said with a "haha" smile: "It doesn't have to be a successful acquisition, the key is to build a strong brand name - how dare you do it for a long-established family like the Guo family? What else is there that you, Miss Jiaojiao, dare not do? You

On behalf of the young people, a challenge to the older generation! But there is no need to do this kind of thing yourself. I just met a guy called Guanzi, he should be better at doing dirty work. I will give you a business card later. Also, if the Guo family asks

If you have connections with your Huang family, you can also give me some face. Anyway, the old man will negotiate terms for you. He can’t possibly sell you, right?"

"Yeah." Huang Jiaojiao thinks it makes sense. Being idle means being idle, so Vitasoy is unlucky!

"Xiao Yuanzi, during the acquisition, is there a chance to get another vote?"

"Haha." Li Yuan smiled and shook his head, "Did you see? Speculation like real estate and stock trading can easily make people lose their mind. If you get used to making quick money, it will destroy your view of money. Tell you woman, it's better to be honest.

Let’s get into business! Our family doesn’t care about buying low and selling high. To be honest, any industry requires investment of your own energy, otherwise you won’t be able to do business at all. But there are only 24 hours in a day, and we also have too many industries. Look

Situation, give up a few when the time comes!"

"Biao!" In essence, the eldest lady is born in the year of Pixiu. She wishes she could become the CEO of 30 companies. How embarrassing would that be? Anyway, she doesn't need to worry about the company's affairs. Who wants to have such a useful person by her side?

Stinky man, "Xiao Yuanzi, I have decreed that no one should be given up! No one should be left behind!"

Li Yuan and Ling Ling looked at each other, wondering why the female creature next to them was crazy. They couldn't understand their brain circuits anyway.

Just at this moment, Xue Ma handed over the phone: "Sir, this is from the bank."

"Master Yuan, this is Jerry. I have something to report to you. There are a lot of mortgage businesses for mainland properties these days. And they are very anxious and need us to lend money as soon as possible. And they want cash."

"Is there any problem?" Li Yuan felt very strange. Banks are open for business. As long as they meet the conditions, why can't they get loans? Moreover, Han Palace Bank's capital flow has already been overflowing, and there is no shortage of funds now.

, I wish I could find those high-quality loans. Since there are mainland properties as collateral, there is no problem of bad debts at all?

"Young Master Yuan, it's like this." Wu Jierui explained, "I found that the situation was a bit strange, so I arranged for someone to investigate secretly. I didn't expect that for many seemingly independent loans, there was a group of people behind them, and they cooperated secretly.

Those loans were eventually transferred to the United States and Canada. They seemed to regard us as a pawn shop and never thought about repaying the money. They just came here to pawn. Also, those companies were all temporarily registered in Hong Kong.

They are just empty shells. Are they ready to run away at any time?"

"Ah?" Li Yuan's first reaction was that he encountered a loan fraud, "Jerry, have you reviewed it? Are the values ​​of those mainland properties? Are they real? Duplicate mortgages? Forged documents?"

"The audit has been done. And I am not at ease. I have sent people to the mainland several times. Those factories are still in operation, but it seems that the factory has not received the news. There are also some other ones, which are real and real. And

We only accept 50% of the valuation for loans. But they don’t care about such a discount rate at all. They agreed wholeheartedly, and the only requirement is to lend money earlier?”

"Holy crap!" Li Yuan was completely confused, "Is there something wrong with them? We normally lend money, but they act like a fraud?"

"Yuan Shao, I seem to have heard some rumors. Other banks have stopped accepting mortgage loans for properties in the Mainland. Now only our bank has allowed it? So...?"

"Isn't this a problem?" Li Yuan thought to himself. Hong Kong has "endophobia", so the banks here simply don't lend.

This is a disease and must be cured! Otherwise, how could I have cut hundreds of millions of leeks this time?

"Well, Mr. Yuan, I will follow your orders. On the surface, it complies with the procedures and there is no risk. But this loan...?"

"What's the total amount?"

"There are a total of more than a dozen projects with more than 60 collaterals, mostly factories and equipment in the mainland. There are also cargo ships, transportation vehicles and so on. The total loan is more than 300 million, right? Yuanshao, the total value of the collateral is almost 700 million!

"

"Is that the right way to come?"

"It should be very genuine, and all have signatures. The Legal Department has already seen it, and we only recognize the signatures. Is there any guarantee in the contract? I don't have to worry about going to a judge in the future."

Li Yuan breathed a sigh of relief. Wasn't it just a loan of more than 300 million? Not even a drop in the bucket.

"Oh, Mr. Yuan, those bosses seem to be from Wanwan's side."

"It doesn't matter which side he is from, it doesn't matter if he comes from the moon. Anyway, there is a mortgage, and their factories and equipment are in the mainland. Do they have the ability to move them?"

"What do you mean?"

"We will lend money to those who meet the conditions. We cannot destroy our own brand! But please review it again and make sure there are no omissions."

"Understood. I'll arrange for someone to do it right away."



After ending the call, Li Yuan was still puzzled.

Huang Jiaojiao asked curiously: "What? Is there something wrong with the bank loan?"

Li Yuan shook his head: "Who the hell knows? Wanwan must have been kicked in the head by a donkey. You can obviously come to your door to find a loan, but you actually use a company to package it in a leather bag, making it look like a fraud?"

"Ah? It's impossible, right?"

Li Yuan thought about it carefully and felt that it was impossible: "Who knew? Weird things happen every year, but this year there are especially many evil ones? Haha."

Just as she said this, Xue Ma handed over the phone again: "Sir, the second young master of the Huang family is looking for you."

"Jiaojiao, your second brother's phone number." Li Yuan ordered with a smile.

Xue Ma smiled and said, "Sir, I'm here to see you."

"ah?"

"Brother Dongsheng, what do you want from me? I will definitely help. No need to talk about borrowing money! Is the mother-in-law in charge of the accounts at home? Hahaha!" Hearing Huang Dongsheng's voice, Li Yuan couldn't help but joke.

Unexpectedly, Huang Dongsheng's attitude was very serious: "Yuanzi, let's talk business first. Is there anything going on with you in the mainland?"

"Ah?" Li Yuan looked out the window. The sun didn't come out from the west, right? How could he ask himself such a question?

What if something happens in the Mainland? The biggest news is that...he has become Mr. $5 billion, right?

"Wait a minute, second brother. What do you mean?"

"Is it necessary to invest in the mainland? Many friends are concerned about it."

(⊙?⊙)

"Second brother, is it your Huang family who is asking? Or is it other friends?"

"Other friends!"

"That's good. I don't care whether they invest in the mainland or not. If they make money, they won't share it with us."

"Ahem, Yuanzi, that's not the case. These friends have already invested a lot in the mainland, so aren't they worried now? So... I heard that your Han Palace Bank accepts loans?"

"Damn it! Are you treating me like Tang Monk's meat?"

"Haha, don't be angry. I'm just asking. I'm definitely on your and Lisa's side."
To be continued...
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