Tang Ke hurriedly said, "Your Majesty is wise. In this way, my Song Dynasty has not been in ten years and the world has been peaceful. Your Majesty's achievements are unprecedented and no one has come after you."

Xu Churen said, "Grandpa Zhao, Shu said bluntly that these four strategies are to drink poison to quench thirst. The merit is in the present and the sin is in the future!"

When Zhao Huan heard Xu Churen's words, he immediately became energetic.

Instead of chasing them every day and telling them that your policy is unreasonable. With your example, poor people will become poorer and richer, and setting goals directly based on the results you want will be more labor-saving.

For example, Seo Chu-in is Dazai, the leader of the Political Affairs Hall, and the real Prime Minister of the Empire.

You have a very important task to double the income of the households in Central Plains. You can think about the method yourself.

As long as this goal is set, the Zhengshi Hall will use it as a guide when planning various policies to enrich the people. Once it goes astray, Xu Churen will stand up and correct it.

This doesn't require Zhao Huan to serve him like a nanny every day.

In this way, Zhao Huan can withdraw from specific things and think more about the highest strategy of the empire and how to properly allocate all resources.

The Song Dynasty was relatively very humane in household registration. It abolished the lowly family and divided it into three categories.

The first category is the main account, the second category is the customer, and the third category is the special household registration.

Among them, the main households account for the largest proportion of the population, and the main households are divided into five grades, and the main households are mainly divided into land, and the others are only used as reference. Therefore, the fifth-class main households generally refer to rural households.

The first and second grades are the household registration, mainly at the level of large landlords.

This type of people is the target Zhao Huan is looking for, because this type of people is very small in the country, accounting for about 5, but together with the official households, they occupy most of the resources, including money, land, policies, privileges, etc.

When Zhao Huan came over, according to the statistics given by the Zhou Dynasty, the upper households and official households occupied more than 85% of the country's land, and they were exempt from corvee labor.

With such a social structure, Fang La rebelled, it seems reasonable!

The third-class are middle-aged households, small and medium-sized landlords and wealthy peasants, which are equivalent to the middle class in later generations. The number of such families is only less than 10 in the entire Song Dynasty.

Because of the wars every year, inflation and redundant officials are becoming increasingly serious, and the economic crisis has further deepened. During the Shenzong era, many middle-aged households have gone bankrupt. Wang Anshi has made another wave of reforms, and the bankrupt middle-aged households have soared in an instant.

It has been reduced to the current proportion.

The fourth and fifth grades are the ones who have left the household, including self-cultivated farmers or tenant farmers who have little or no land to help them farm and survive, and they account for more than 60 of the national population.

All that remains are customers and special households.

Customers are migrant populations, usually bankrupt farmers go to the city to work and register, and this type of person accounts for about 7.

Special households are divided into situation households, official households, military households, temple households and miscellaneous households.

Some household registrations among customers and special households form the urban population, called Fangguo households, among which the miscellaneous households are craftsmen, such as the girls from textile factories!

The urban household registration is divided into upper fifth grade and lower fifth grade. The lower fifth grade is the "poor population" in the city, which is opposite to each other.

This is the population structure of the Song Dynasty.

Among them, households, households and households are the other parties that the emperor is focusing on, because the number of these people is small, but they account for most of the country's resources, forming a huge monopoly situation, making the gap between the rich and the poor increasingly widen.

It is becoming more and more difficult for those who have settled, customers and miscellaneous households to survive.

The formulation of Zhao Ding's "Four Strategies for Banking in the Song Dynasty" also refers to the population structure of the Song Dynasty.

Zhao Ding is in control of risks, and the loan policies for upper households and fifth-class households in the city are very relaxed. Middle households can also be used for some, but it is almost impossible for cities such as lower households, customers, and miscellaneous households to find a loan from banks.

Zhao Huan knew it very well, but asked, "Xu Aiqing, what do you say?"

Xu Churen said with a righteous face: "The court has clearly prohibited officials from communicating with trade, so it does not mention the official households and the situation. Just the Royal Bank of the Song Dynasty borrowing policy, it is very tolerant to the rural households and the fifth-class households in Fangguo. It has begun to shrink since the middle households in the countryside, and it is almost impossible for rural households and the fifth-class households in Fangguo to borrow money."

"In this way, rural households with household registration can only rely on farming a little bit of land to save money to live a life. Fangguoxiawu households must accumulate assets to the upper fifth-class household in the city before they are eligible for loans. A Xiafangxiawu household must reach the upper fifth-class household. According to the current prices and income, it will take twenty years without eating or drinking. How many twenty years will a person have in his life?"

"Your Majesty once taught us that the country should be rich, and the people should be rich. It is impossible to just pursue the total amount and completely ignore what the people really want!"

After Xu Churen said something, Zhao Huan couldn't help but want to applaud, but because of his identity, he restrained himself.

It seems that this task must be correct. If you set the wrong goal, you will be exhausted. If you set the right goal, you can worry less about many things.

Tang Ke said, "Xu Gong is reasonable, but if the court lends money to the rural households and the five households in Fangguo, the risk will increase greatly. These people have no experience in business, and many people don't even recognize them. If such people borrow money from the court, let alone interest, they cannot even collect the principal. Once this happens, if it causes panic among the people, the people who deposit money will not trust the bank and come to withdraw money, and the court's money will decrease again, and the situation will be serious!"

"If the court wants to make money and the private goods have not increased, Jiaozi will face the risk of depreciation, further causing the public to panic about Jiaozi. In this way, the consequences will be unimaginable!"

Although he also knew the pros and cons, Zhao Huan's heart suddenly became tight after Tang Ke said this.

Finance is the top level of the national economy. If there is a problem with finance, it can be even more terrible than losing a battle.

But Xu Churen was not willing to do so. Tang Ke only cared about his overall business size. However, as prime minister, Xu Churen not only had to take care of the business size, but also had the income tasks of the five households in Fangguo and rural households and lower households.

"The sage said: The doctrine of the mean is the ultimate virtue." Xu Churen continued, "Only by being impartial, it is the holy way. Too biased to the other side is to drink poison to quench thirst!"

Seeing that Xu Churen and Tang Ke had a dispute, Zhao Ding on the side said, "Your Majesty, both of you have their own reasons. I am not considering it well. I encountered some small things on the way to the palace, but I can explain the truth."

"Your dear, please listen quickly."

Zhao Ding then told the story about the library.

Zhao Ding said: "Your Majesty, whether it is the middle and lower households in the countryside or the five households in the town, they all hope to improve their lives. They also desire to study and know more, so that they can have the ability to make more money and live a better life."

"So, Your Majesty's library and the Agriculture Quick Learning Museum are for the benefit of the people. The court should have special people to manage and improve this aspect to help the relatively disadvantaged people."

"What Xu Xianggong said is very true. The doctrine of the mean is the way of a saint. Governing a big country is like cooking a small freshman. The court should be impartial and appropriate to the slight and heavy."

Zhao Huan couldn't help but nod, it was indeed the case.

Governing a big country is like cooking a small fresh food. This is a famous saying.

The imperial court could neither tilt too much to the fifth-class households in Fangguo nor give too few to the fifth-class households.

Of course, by the same token, you cannot just support the fifth-class households, just right.

If you blindly support and give, you will raise a group of lazy citizens, such as Greece, Spain, Brazil and other countries in later generations.
Chapter completed!