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Chapter 1091 Financial Business

After taking a sip of tea, Su You looked at the room and saw a poem written in cursive by Cai Xiang hanging on it.

On the first day of the White Jade Pavilion, Qi Hua was sleeping quietly in the wind.

Who is like the girl from Qin Tai who blows the purple smoke on the flute through the clouds?

Needless to say, the calligraphy is of course a rare one. It uses the allusion of Xiao Shi riding a dragon. The words are gorgeous and rich, and the meaning is very good. Merchants are most fond of such good-mouthed elixirs.

Su You couldn't help but sigh: "There are very few words like Cai Junmo's. Most of his poems turn into desolation in the end. I feel that otherwise it would not be his style. It's really rare that you can even do this."

.”

Cai Jing was also admiring the calligraphy: "This poem was obtained by my brother in a dream, and he was inspired by it while sleeping, and he wrote it in handwriting. In his own words, the immortal spirit has not dissipated, and the charm is natural. It is actually the first in his life. After that,

I don’t know where I was, but I didn’t expect to see him here today.”

Shopkeeper Liu chuckled and said: "Scholar Yuan Chang has said this. Then the value of this calligraphy purchased by the master will increase again."

"To be honest, this calligraphy was purchased at the Foreign Language Book Market of Yu Guo Gong Ke Zhen Tang. It cost twelve taels of gold at that time."

Su You couldn't help but stamp his feet when he heard this: "Why didn't I know about this? Otherwise, how could I have missed it?!"

Cai Jing joked: "The Duke of the country cannot take advantage of all the good things. Is it a shame to defraud my brother's Taohe stone inkstone from me?"

This is a literary public case.

After Su You returned to Beijing, he called Cai Jing again and asked, has your clan brother ever played with Taohe inkstone?

Cai Jing was a little surprised and said that his clan brother had indeed given him a unique inkstone. The color was different from Duan Inkstone and Taohe Inkstone. It was slightly whitish and had some red threads on it. He didn't know where it came from.

After Su You took it and looked at it, he said that I have in my hand an inkstone that was used by Da Su. The inkstone is also engraved with poems written by Da Su. How about exchanging it with you?

Cai Jing thought that the bird's eye was the top grade among Duan inkstones, not to mention the addition of Da Su's poems. This exchange was a perfect one, so he agreed.

Although Taohe inkstone is also a famous inkstone, because it was produced in Minzhou, which was just included in the territory of the Song Dynasty, there are not many new products.

The Taohe inkstone played by people in the Song Dynasty refers to an antique handed down from the Tang Dynasty.

The piece in Cai Jing's hand, not to mention the wrong color, is still a new inkstone, which is actually not very valuable.

Not long after, a piece of calligraphy was displayed in Ke Zhengtang - "Taohe Research Inscription" by Cai Xiang.

The most rare thing about this calligraphy is that Cai Xiang explained the origin, characteristics and color of his Taohe stone inkstone.

He also wrote about the pleasure this inkstone brings to him. Although there are no stone eyes, "the ink can be removed without using a pen, which is difficult to do both." "It will not leave any traces of ink even after being washed every night." "The texture is delicate and shiny.

, not under the cave stone in Duanxi." It is definitely the top grade among inkstones.

Because it is white in color with faint red threads, it was bought from an old stone pit in the Tao River by a friend as a gift. Cai Xiang deduced from this that this inkstone must be the best inkstone that has been discussed by predecessors.

—Taohe baby noodles, grind into red silk.

The first calligrapher in the world deliberately left a sticker as proof. This is not true, and it must be true.

It is a unique opportunity that the works of a great calligrapher and the objects of his creation can be reunited and exhibited at the same time.

For a time, scribes from Beijing and China rushed to call each other and came to Kezhen Hall to observe this rare and elegant situation.

The happiest thing is Gao Jiedu. Damn, Minzhou is under my rule. There are such good things?!

The most angry person, Mo Guoyi and Cai Jing, told everyone that Su Shaobao had cheated him of his inkstone.

But this is also unreasonable. The inkstone must be handed over to Su You, and the price can be increased with Cai Xiang's copybook. At that time, Cai Jing took advantage of it.

Speaking of which, this can only be regarded as one of Su Shaobao's many elegant things.

Xiao Xi smiled and said: "That is to say, you Song people are so elegant. Even if the inkstone does not cost pens, how many inkstones can be saved? How much time can be saved if the ink is fast? No matter how gentle it is, can it be as moisturized as the Khotan white jade?"

"

Su You nodded: "What the Prime Minister Xiao said makes sense. For someone who is not good at this, giving him away would be too much space. By the way, the Prime Minister likes gold and silver, and Hexiang's gold and silver jewelry and utensils are Bian.

Jing Yijue—Shopkeeper Liu, give Minister Xiao something real to say!"

Shopkeeper Liu quickly waved to the waiter to pick up the things, and then began to introduce the business: "My company is favored by the officials and franchises precious metals, including gold, platinum, silver, copper, tin, various utensils and miscellaneous utensils, and jewelry and hairpins. Therefore, the following is

Our financial business is somewhat different from other Qianmi Bank and Quality Shop."

"The villain is responsible for this. He is not the main account of He Fenxiang, but can only be regarded as one of the old accounts. When I first started to operate some small loan business, I just took care of the upstream and downstream customers with good reputation, so that they could turn around their positions.

That’s all.”

"A few young men with unique vision invested in mineral deposits in the South China Sea, processed them into semi-finished products there, and started shipping them every June. With the lifting of the copper ban, the business suddenly grew."

"Later, several wealthy regular customers saw that our copper materials were exquisite and in high demand, so they simply placed orders in advance. The dealer issued banknotes to them, indicating that they recognized the deal. Once the copper materials arrived, they would be given priority.

Give."

"Unexpectedly, this banker's note has also become a commodity. Because our banker's note has an excellent reputation, it can be used as money to settle payments and mortgage loans in Bianjing Financial Bank."

"Gradually, my name, 'bookmaker', has become a separate business."

Xiao Xi asked: "Shopkeeper Liu, isn't this just a receipt for picking up the goods? If someone else comes to your door with this receipt, and your account ships the goods according to the receipt, you won't make much money. How can it become a separate business?

Woolen cloth?"

Shopkeeper Liu smiled: "The Prime Minister doesn't know what he is doing. There is so much knowledge here."

"The price of metals is not static. There will always be small fluctuations throughout the year."

"For example, now that the Nanhai Ganglun Shipment on the Liangzhe Road is on its way, the price of gold in Beijing will fall slightly in advance."

"When the New Year is approaching, shops are busy checking out, money is used frequently, and it is the peak time for people to buy jewelry for the New Year. The price of gold in Beijing will rise significantly again."

"But it's only June now. As for what the gold price will be at the end of this year, everyone is actually relying on guessing. There is a name here, called 'future selling.'"

"Every month's banknotes will have a futures selling price. Each price is slightly different."

"For example, Prime Minister, if you want to subscribe for fifty taels of silver from my bank and withdraw it in December, I will give you an estimate, give you a small discount, collect the banknotes, and issue bank notes."

"The money collected in advance can be used by our account to earn interest. This is a profit."

"If you have an urgent need and want to exchange banknotes in advance, of course you can, but you will have to pay a handling fee for early withdrawal, which is another income."

"When the silver is actually redeemed in December, if the actual silver price is higher than the valuation given by our account, it will be a loss for our account."

"But if it's lower than our estimate, then we'll make a profit."

"For our account, because we have the government's charter and materials come in all the year round, our ability to resist the risk of valuation inversion is much stronger than that of retail investors."

"For those of us who are bankers, because we have silver materials for any month in hand, we can allocate them with each other to offset losses, and then turn the losses of banker ticket holders into our profits."

"For the banker, this is a sure-profit business, but the prerequisite is that you have deep pockets and are not afraid of a malicious run on the banker's ticket."

Shopkeeper Liu picked up the tea cup and took a sip: "Businesses in the Song Dynasty who are able to conduct gold and silver trade have paid a large deposit to the Huangsong Bank to obtain operating qualifications and ensure that this business is a franchise."

"Even if others know the method, they won't be able to learn it without the strength and background, so I'm not afraid to tell the envoy."

This pretense was so awesome that Xiao Xi was the Privy Envoy of Beiyuan in the Liao Kingdom, and the Nanjing Dao Jiedu was already considered to be at the top of the pyramid. At this moment, he felt like a bachelor in a remote village.

Damn it, Su Mingrun said the business of making money by making money turns out to be like this!

This... this... Xiao Xi now has the urge to turn around and rush back to the Liao Kingdom - with my status in the Liao Kingdom, with such a franchise, your majesty will definitely give me Lao Xiao face!

Su You smiled and said: "This is actually just the most special financial business of He Fenxiang. There are many other businesses, but as long as you mention them by one name, the minister should be aware of them, so I don't bother Shopkeeper Liu to introduce them.

"

At this time, the waiter came over pushing a small cart. The most eye-catching thing in the middle was an exquisite clock with a gold casing.

The platinum hands are inlaid with rubies, and each moment is inlaid with a rectangular tourmaline.

Tourmaline is rich in color, and a circle of tourmaline is arranged into a rainbow-like gradient of colors, shining brightly under the glass clock face.

Xiao Xi didn't even dare to ask about the price of this clock.

The big clock in the Zichen Palace of the Emperor Song Dynasty was replaced every year, becoming more and more exquisite, and the price was said to be half a million yuan.
Chapter completed!
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