Hum? Cashless society?

When I heard this term for the first time, many Internet celebrities couldn't help but look interested on their faces.

The long-term business experience has allowed them to remain calm and sober even after drinking.

Whether it was Ma Hua, who was still excited just now, or Hong Yan, who always looked at him, they all subconsciously focused their eyes on Bai Ningyuan, and their faces looked at him with a look of being attentive.

They suddenly felt that when they were with Bai Ningyuan, they could always hear all kinds of fresh views.

Facing everyone's desire for knowledge, as if one elementary school students waiting to listen to knowledge, Bai Ningyuan also entered the teaching mode: "A cashless society, as the name suggests, is a society that has abandoned cash. In my opinion, in the near future, relying on online payment, mobile payment and other platforms, people can completely get rid of traditional consumer life and rely on cash. This approach has several benefits. First, people can completely bid farewell to their wallets from now on, without bringing various amounts of cash, without having to take all kinds of bank cards and credit cards from various banks. Just one mobile phone is enough. Just using the mobile phone in his hand, you can realize phone calls, entertainment, shooting, consumption, etc.

All functions seem to carry an electronic butler with you. Secondly, because there is no need for cash, to a certain extent, it fundamentally makes counterfeit currency no channels to be able to be circulated, which can eliminate the existence of counterfeit currency and reduces the hidden danger that has always caused significant losses to the people and the country. In addition, because there is no cash circulation, a large amount of small-scale bank exchange behavior is reduced, greatly saving the manpower and material resources of the bank. Lastly, every year, the funds spent by the state on printing cash notes are a huge expense. In addition, printing cash also requires the use of a large amount of special paper. Once the cashless society is fully promoted, a large amount of social resources can be saved and the environment can be effectively protected..."

Bai Ningyuan looked at everyone talking, and he was explaining his ideas based on his understanding of his products and future business layout.

After Bai Ningyuan explained his point of view, Ma Hua and others didn't say anything, but just sat there thinking silently, and suddenly a silent atmosphere became.

"Mr. Bai's idea is certainly good, but there are probably all kinds of difficulties to realize this cashless society. To be honest, the concept of a comprehensive cashless society makes people feel a bit unrealistic. Even America, which is more powerful in the Internet industry, cannot achieve this, let alone China." Shi Ding, on the side, suddenly spoke, breaking the atmosphere of silence at this moment.

After a moment of surprise, he returned to his previous smile, as if this expression had become part of his daily habits.

"That's right, there are no relevant concepts or calls in the international community about cashless society. Someone has proposed the theory of Bitcoin before, and its calculation methods are very advanced. But so far, no country has announced the establishment of a cashless society." Hong Yan also frowned and asked Bai Ningyuan seriously.

As for Ma Hua and Ma Yun, although they did not speak, their eyes were always on Bai Ningyuan. It can be seen that the topic Bai Ningyuan mentioned has successfully aroused their interest.

"Indeed, I don't deny that there has never been a country that has such a precedent!" Bai Ningyuan nodded and affirmed Hong Yan's words, but after a pause, he continued to say to everyone: "Although this is the case, why can't we create such a result first? Who stipulated that our Chinese Internet industry can only develop behind the butt of the United States, and cannot take the lead in taking the lead in taking its own path!"

Bai Ningyuan's voice was not loud, but it was loud. The pride that came from his bones made everyone present feel that it was not easy.

"Authentic, American technology is indeed at the forefront of the world, but they are human beings, and we Chinese are also human beings, and we can also create technologies that they can't meet. Not to mention, the lophone and emp under Lo International are enough to illustrate these things. If China's Internet industry wants to achieve higher development, it must first abandon the fear of America in its bones. You must know that the foreign moon is not particularly round." Bai Ningyuan's face became more and more serious. You must know that these people at the scene are all bigwigs in the domestic Internet industry, and can be said to represent the highest height of the domestic Internet. If even they think that the American Internet is sacred and unattainable, the level of domestic Internet development will be destined.

Among the people present, except Bai Ningyuan, they were basically in their thirties, and they were already over the age of angry young people. However, I have to say that Bai Ningyuan's words just now still made them feel a little excited.

Yes, who stipulates that domestic Internet companies cannot be pioneers at the forefront of the world?

They felt that some deep-rooted ideas in their minds seemed to have been shaken.

Seeing everyone falling into silence again, Bai Ningyuan did not give them too many opportunities to think deeply, but said again: "The topic just now is a bit far-reaching, let's continue to return to the issues mentioned before."

When he talked about this, he paused slightly. When everyone was focusing their attention on themselves, he continued to say: "Mr. Hong also mentioned just now that there is a saying of Bitcoin in the Internet industry. Of course, this is also a conceptual form of a cashless society, but it is still very different from what I call a cashless society, or it is essentially different."

"Bitcoin is not issued by banks in any country, but originated from the Internet and produced by a unique calculation method on the Internet. The specific principles cannot be explained in a few words. And I believe everyone is familiar with this concept. Here, I will focus on the domestic cashless society, which does not produce currency out of thin air. All currencies are still issued and regulated by the central bank according to the current plan. Internet companies are just a platform or carrier. In fact, cashless society and the previous social economy are There is no difference. The difference is that numbers are used to replace actual paper money. The overall currency figures are still closely related to the real economy such as the GDP of the country. The network is just a carrier, and the economy is still the main body. Of course, the cashless market I proposed is just a relatively broad concept, not a completely cashless one. It just means that in daily life, the concept of cash has been completely replaced by the numbers in personal accounts, and the two can still switch between each other without barriers." Bai Ningyuan explained his point of view in detail.

"I think I already understand Mr. Bai's meaning. I have to say that it is indeed very constructive." Ma Yun suddenly spoke at the same time. After a slight pause, a few hesitant expressions appeared on his face: "But it is still quite difficult to implement it. The requirements for network construction and carriers are relatively high."

"Indeed, it was a bit too early to talk about the construction of a cashless society, but in fact, since last year, lo International has started to try this aspect. That's right, the mobile payment function launched by Lefu Finance and Lophone, which is the early promotion verification of what I just mentioned. In fact, the results have been quite satisfactory so far. Globally, Lefu Finance has more than 13 million merchants and more than 300 banks have cooperated. According to our internal statistics, since the release of mobile payment in September last year, it has been the most in 10 years. In the next quarter, more than 290 million people have used mobile payments worldwide, 70% of which occur in China. That is to say, on average, more than 1,500 users use mobile payments per minute. The frequency of use is still quite amazing. These are just current data. I believe that with the continuous development of domestic mobile networks and the continuous popularization of smartphones, mobile payment users will have a rapid development trend. If it continues at this speed, it will take less than a few years to develop the concept of a cashless society that I am talking about is not just a fantasy.” Bai Ningyuan said to everyone with a serious face.

This idea, from a conclusion that Bai Ningyuan and Yan Banlei and others came to discuss the development space of mobile payment, he would not know that a few years after his rebirth in his previous life, China had already entered a cashless society with half a foot.

In this life, because of the flapping of the wings of Bai Ningyuan, the pace of social development has obviously accelerated. The concept he proposed will be realized earlier than the time he did not know in his previous life.

In 2011, Bai Ningyuan made this remark, which was undoubtedly shocking, but because of his different identities, some people's words were just fantasies, while some people's words could be described as prophetics, which is worth thinking about. After listening to Bai Ningyuan's reasonable and well-founded explanation, several Internet celebrities on the scene, after looking at each other, entered deep thought with a serious look on their faces...

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