The elevator door opened, Du Haibo was anxious and walked out quickly. Regardless of the secretary's obstruction, he strided to the chairman's office, but did not knock on the door, and pushed it open.

He saw Guan Fei sitting on the sofa in the lounge area, and guard Li Qing stood behind him. On the sofa next to him, there were Bian Hong, business manager of the Hong Kong Branch of Bank of China, and Liu Zhengying, owner of Zhengying's law firm. Bian Hong and Liu Zhengying each had a stack of documents on the table in front of him. Bian Hong faced Guan Fei, pointing fingers, as if explaining something to him.

Zhou Xiaoshan, general manager of Taiyu Technology, Pan Meifeng, general manager of Hasbro, and Fang Zheng, general manager of Sagitar Trading, sat around with focused expressions.

When everyone heard the sound of the door, they turned their heads and looked at the door.

"Chairman, Mr. Du rushed in without waiting for me to ask you for instructions. It was too late for me to stop him!" The secretary who graduated from the Chinese University of Hong Kong was angry and anxious and sued the lawsuit first.

"It's okay. The reception desk downstairs has been reported just now, it's not your business. It's okay here, so you can go and do it first." Guan Fei smiled and signaled to let the secretary go out to continue working.

The secretary glared at Du Haibo, but poured Du Haibo a cup of tea before quietly exiting the room.

"Comrade Guan Fei, we heard that you had worked hard and finally hired an investor from the United States was kidnapped by the business department of the Administration and was dragged around Hong Kong to investigate. Are you not afraid of paying such a big price and finally getting fucked?" Du Haibo sat down and said quickly without even breathing.

"Don't worry, I can't fly!" Guan Fei signaled to pause, leaned back slightly, and said confidently, "These people are not just for investment. They are working with us on the portable recorder project to fly over half of the earth to Hong Kong."

Du Haibo was also confused about his concern and understood the truth as soon as he explained it, but he was still a little confused: "Why did the Hong Kong government rob the people you brought? They couldn't give the things that merchants wanted, so why did they let the business people come forward and take them all over the world for investigation?"

"I don't know either." Guan Fei spread his hands and said calmly, "But I think it's just to ruin this cooperation or use this to threaten it, so I have to negotiate terms with me."

"You said the Hong Kong and British authorities were planning to ruin their cooperation?" Du Haibo jumped up from the sofa and widened his eyes in disbelief.

"I only say that this is possible, but it's not. It depends on their next actions."

"How can this be done!" Du Haibo was even more anxious than him and said angrily, "You have booked a whole plane to invite these Americans to come! Could it be that the money was wasted? It's outrageous!"

"Of course things are not so bad... I think it's more likely to negotiate conditions for me." Guan Fei thought intently and shook his head.

According to the information, when MacLehore served as the governor of Hong Kong, he worked hard to develop the Hong Kong economy.

It was him who changed his business philosophy of re-export trade in Hong Kong, and turned to developing the toys, watches, and electronics industries, and initially established a small-scale electronics industry. During his tenure, he lifted foreign exchange controls, started gold transactions, and released the bank license that had been frozen for many years this year to gradually regulate the financial industry. It was also him who shifted his attention from the small island of Hong Kong to the wider New Territories, vigorously promoted the construction of new towns and low-rent housing, so as to alleviate the dilemma of narrow land and large populations, so as to further develop and expand larger space in the future. It is beyond the foresight.

This is the first and last wave in the UK, and it intends to use Hong Kong as a local operation.

When the Sino-British negotiations ended in 1982 and China issued the declaration that "even if the People's Liberation Army is sent, it will take back Hong Kong Island", Britain no longer had the idea of ​​seriously managing Hong Kong.

With this ruling philosophy, MacLeho had to leave sadly. After succeeding Hong Kong Governor Youde, he immediately changed his course and abolished most of MacLeho's ruling measures, abolished industries that were not easy to be cashed out, and vigorously supported a series of measures such as real estate, service industry, stock finance, etc. How to make money quickly, how to transfer assets easily, use a ** speculation to force the Hong Kong economy to be raised as a fat pig that can be easily slaughtered before leaving.

The past two years have been the last opportunity in Hong Kong and the only possibility for Guan Fei to practice his own ideas in Hong Kong.

After the past two years, the Hong Kong government has made a plan. Whether it is a local businessman or an ordinary citizen, they will only be pushed by the general trend toward the peak of the crazy cliff until they finally fall down and fall to pieces.

Since the Hong Kong and British authorities are still MacLehose in charge, it means that the current mainstream thinking is still promoting the healthy and orderly development of the Hong Kong economy. It is undeniable that the Hong Kong and British authorities are still wary of Chinese-funded enterprises, but in the face of the international trend of reconciliation between China and the United States and jointly responding to the Soviet threat, the Hong Kong and British authorities have broken up and publicly suppressed Guan Fei.

This is the pain of operating on other people's territory. Everything is in control of people's hands and is too restricted.

Fortunately, he has domestic support behind him, which can intimidate the other party not to make a blatant mess. It is estimated that the possibility of stuttering secretly is the greatest.

However, he was involved in this matter for a while and could not rush back to the military division.

"It's useless to think too much. It's just that soldiers come and generals come and cover them. We will continue to do whatever we should do, and don't be disturbed by others in our normal work." He said calmly.

He was not as calm as he appeared. However, as the helmman, he could not be as panicked as ordinary people in front of others. He had to be more calm in order to calm people's hearts.

"Okay, I will report this to the top. If necessary, the country will come forward and will not make you embarrassed." Du Haibo was persuaded by him and comforted him. In order to avoid Guan Fei's thoughts, he changed the topic casually, "What issues were you discussing when I came in just now?"

Then he suddenly remembered, raised his hands and smiled bitterly, "Sorry, sorry, this is your private matter. I shouldn't have asked too much, I'll leave now."

As he said that, he got up and prepared to leave.

"Brother Du, sit down, there is no secret that cannot be told." Guan Fei laughed, "We were just listening to Manager Bian of Bank of China and Lawyer Liu Zhengying of Zhengying Law Firm, explaining to us the bank application matters in Hong Kong. If Brother Du is fine, you might as well sit down and listen together, maybe you can help us with advice."

"Oh? Are you planning to open a bank?" Du Haibo became interested and stopped leaving. He turned around and sat down again.

He was responsible for the foreign affairs work in Southeast Asia. After the rapid growth of the military sub-district, his focus of his work was shifted to the affairs of the military sub-district. Under the arrangement of his superiors, other work was handed over to other comrades for handling, and he maintained close contact with Guan Fei and submitted reports as an important reference for maintaining bilateral relations in China.

Every move Guan Fei in Hong Kong is of considerable reference value for the future economic construction and policy formulation of the country. The master has already made an invitation and knows that the other party is very sincere when he hears the title. Of course, he is reluctant to leave and miss the opportunity to obtain first-hand information.

"As mentioned earlier, Hong Kong's banking system started in the early days of its port opening and was established by Standard Chartered Bank, headquartered in London, Standard Chartered Bank, headquartered in Mumbai, India, and Standard Chartered Bank, headquartered in London. Oriental Bank also has a royal concession for issuing banknotes. It can be said that Hong Kong's banking industry was in the hands of the British from the beginning." Seeing Du Haibo present, Manager Bian, who was responsible for the explanation, briefly sorted out the order for him.

Du Haibo nodded.

"For the next hundred years, the British Hong Kong authorities implemented extensive management - that is, nothing is needed! Anyone can open a bank, except that the right to issue a bank is unchanged, there is no threshold, no guarantee is required, regardless of the business scope of the bank. It can be imagined that under such circumstances, there must be many banks in Hong Kong, with different quality."

A smile appeared on Guan Fei's lips, and he was very expecting this chaos.

"During World War II, Hong Kong was occupied by the Japanese army, and banks became a tool for Japan to cheat money. They were forced to accept unpaid military tickets, and banks went bankrupt one after another.

After the war, the banking industry gradually regained its vitality, especially the mainland's Kuomintang retreated step by step, a large amount of funds flowed into Hong Kong, and the number of banks in Hong Kong soared. The British Hong Kong authorities then issued the first "Banking Industry Ordinance". However, this regulation was also very rough and had little effect on regulating the banking industry.

In the early 1960s, due to the crowding of depositors, a large number of banks had difficulty operating. Some Chinese-owned banks even went bankrupt. The Hong Kong and British authorities revised the regulations twice in 1965 and 1967 respectively, and continued to this day. On the other hand, after McLeho became the governor of Hong Kong, he changed his original colonial policy and tried his best to develop the economy, loosening the constraints of the local economy. At the beginning of this year, the bank license freezing order that had been implemented for more than ten years was lifted, and large foreign banks began to widely attract them to settle in, which also opened the door for you to establish a bank."

Manager Bian explained conscientiously.

Although he is from the Bank of China, he is a state-owned bank. Whether the military sub-district is opening a bank in Hong Kong will not have any negative impact on him. On the contrary, everyone is a comrade and can have one more companion. He also hopes to see the establishment of a new bank, and the two can work together to face competition from foreign banks and open up a situation for state-owned assets.

Liu Zhengying, the imperial lawyer of Taiyu Technology, is not very familiar with bank regulations. Although he did some homework before coming, there was an expert in front of him, so he didn't have to go out to steal the limelight and sat aside and listened quietly.

"At present, if we want to apply for the establishment of a bank, what are the requirements?" Guan Fei's eyes flashed and he asked further.

The information in the biological sub-brain does not have detailed legal documents, and you still need to ask the experts for specific details.

“The conditions are not high.”

Manager Bian opened the corresponding documents and put them in front of Guan Fei, and assigned several key legal provisions to him, saying easily: "The island has been developing for decades, and the amount of large capital is still not large, so the requirements for opening a bank are not high. As for assets, the applicant needs to have 100 million Hong Kong dollars as a guarantee. In addition, the bank's own working capital only requires 25% of the margin, which is 20 million Hong Kong dollars.

With your strength, this amount of money should be no problem. It is really not enough. Our Bank of China can also help you with some.

In addition, since bank speculations with depositors in the past often occurred, after failure, it led to operational difficulties and large-scale withdrawals of depositors occurred. It was also stipulated that the upper limit of funds used by banks for speculation in stocks, real estate, etc. shall not exceed 25% of the total capital.

The upper limit of a single customer’s loan from the bank cannot exceed 25% and so on.

If you plan to use deposits to enrich your operating funds, please be careful not to exceed 25% of the total capital, otherwise you will be punished by the Finance Department and may even revoke your license.

Don’t be lucky in this. Every licensed bank must join the banking association and abide by the trade union interest rate agreement. In terms of operation, it will also be regulated by the banking trade union.

If you lack funds or do not want to be supervised by the banking guild, you can also set up a deposit acceptance company.

In 1976, the Hong Kong government promulgated the "Deposit Acceptance Companies Ordinance", which is actually a secondary bank management regulation, which stipulates that as long as there is a margin of HK$5 million, a deposit can be established. A company cannot face natural persons to attract deposits, but can attract deposits from institutions, companies, and other banks, as long as the amount of a single deposit is more than HK$500,000.

Moreover, deposit-accepting companies are not subject to bank guilds, and deposits and loan rates can be set by themselves. As long as you dare to pay high interest rates, deposits will grow rapidly. And as long as you have enough capital, this money can be used to invest in stocks and real estate industries without restrictions, thereby avoiding bank terms.

Now most banks have established deposit acceptance companies of all sizes and small to attract deposits at high interest rates. Over the past year, real estate in the Hong Kong stock market has become increasingly popular because a large amount of funds are invested in stocks and real estate by banks through subordinate deposit acceptance companies.

The funds invested in stocks and real estate are very high, and they basically operate normally. They buy land and copy houses, and then make 30 to 40% profit in a few months. Some capital operation experts are too lazy to even do these things. They buy existing houses directly, and then sell them by 20 to 30%. The buyer has just passed the household and is replacing the market and is replacing the market to takeout. This kind of news is common!”

Manager Bian was envious, obviously envious of this easy way to make money.

Unfortunately, the Bank of China is a state-owned bank and implements policy loans. It can only be seen that other banks make a lot of money, but they make some hard money.

"This is just a drum to pass the flowers, we won't do it." Guan Fei sneered and smiled.

There is little knowledge of capital operation in China. I only see thieves eating meat, but not being beaten. This kind of drum-beating passes the flowers to make the cost higher and higher, and it depends entirely on the next company to take over. As long as no one takes over, or this kind of sign appears, the seemingly hot market will collapse in a blink of an eye.

According to the information, around 1980s, the real estate market reached an unattainable level. Then, when the news of Sino-British negotiations came out, the real estate market suddenly collapsed, leading to a number of small banks being insolvent and going bankrupt. After that, the Hong Kong government introduced a more stringent regulatory system to suppress speculation in Hong Kong. However, as Hong Kong's future became a foregone conclusion, the Hong Kong government made a comeback and turned rain, and once again activated the real estate industry to absorb the hard-earned money of citizens and prepare for eating meat.

Even if he speculates, he will go to get a bargain at that time. How could he dive into it now?

Just as Manager Bian finished the explanation and everyone was about to discuss it in a lively manner, the phone ringing on the table suddenly rang. His phone was transferred through the secretary. Since he called in, it means that the phone was very important and he did not dare to neglect it and got up immediately.

Guan Fei walked over quickly and picked up the phone: "I am Guan Fei."

"Chairman, a lady named Elena called. She claimed to be the secretary of the Hong Kong Governor. If you have anything to do, you want to find you?" On the phone, the secretary's voice was very nervous, and probably was scared by the other party's background.

"You can pick it up."

Guan Fei was sure of his heart, and made a whisper to everyone and ordered.

"Are you Mr. Guan Fei? I am Elena Gerald, the chief secretary of Governor Sir MacLeho. If you have time tomorrow night, the Jazz asked me to invite you to the Governor's House to share dinner at 8 o'clock. I wonder if you accept it?" A woman with a stiff tone came from the phone, speaking in Cantonese and her pronunciation was not very standard.

"It's 8 o'clock tomorrow night, right? I remember it and I will arrive on time!" Guan Fei replied in a quiet tone.

"Okay, I'll reply to Jazz now, good night!"

After hanging up the phone, Guan Fei immediately said to everyone who looked at him: "Who do you know what the name of the chief secretary of Governor MacLeho?"

"Chief Secretary, I know, he is a woman named Elena, with her full name Elena Gerald. She seems to be in her early forties. Is she looking for you? Could it be..." Liu Zhengying became familiar with the leading figures in the Hong Kong government, immediately gave an accurate answer and stood up excitedly.

"That's right! The other party invited me to go to the Governor's Office at 8 o'clock tomorrow night and have dinner with Governor MacLeho!" Guan Fei waved his fist and finally laughed out loud.

Sure enough, the Hong Kong government robbed the Americans to put pressure on him, with the purpose of negotiating.

He is not afraid of negotiations. Some talks mean that everyone has room for advancement and retreat, and will not use violent means. The mainstream is still cooperation.

During this inspection, he spent hundreds of thousands of dollars on charter flights alone. If he was washed away, he would be heartbroken.
Chapter completed!