.The speed of the second-hand newspaper was delivered faster than any issue. The official newspaper in the capital had just been released. The official newspaper had arrived at the Luwang Mansion in Hangzhou. After reading the contents of the official newspaper, Zhu Changqing's face was inconsistent and asked Xia Xiyan: "Mr. Xia, the emperor wants to keep 30% of the taxes in the place. What does this mean?"

Xia Xiyan did not answer without answering, as if he was talking to himself, and murmured: "I had a premonition that the emperor must have a solution, but I didn't expect it to be like this, haha, it's really wonderful."

"Mr. Xia, are you my aide to me or my nephew, the emperor? Why do I listen to your tone as if I were talking for the emperor?" Zhu Changqing said unhappily.

"The prince forgives the crime. The emperor's move is really a precedent for his predecessors. He can only lose his composure at one stroke."

"Isn't it a violation of the rules of the ancestors? No, I can't let the emperor do this. I want to join forces with other princes to stop it." Zhu Changqing said unwillingly.

"Your Majesty, no. No, the emperor's move is beneficial to the country and the people. This is the general trend of the world. If the prince wants to come forward to stop it, it is like a mantis armed chariot. It will not only not be stopped, but it will also cause big trouble."

"Can you just let the opportunity go like this?" Zhu Changqing's face was depressed. In fact, it was okay to hide behind with his courage to make small moves. He didn't have the courage to go out and fight the emperor directly.

"Prince, it's not a matter of one day or another. How could the emperor think that he could ascend to the throne a few years ago? Please wait patiently."

Yes, the Donglin Party members went on one after another. They competed with Emperor Wanli in the court for more than ten years before they drove King Fu to Luoyang. No one expected that the throne would fall back to the hands of King Fu in decades. When they thought of it, Zhu Changqing beat his chest and stamped his feet, and he was only a little short of the time he became the emperor.

However, Zhu Changqing never thought that if he had really become the emperor, he would have become a prisoner of Manchus now, and there would be no leisurely life in Hangzhou.

The dibao was quickly passed to various places. After reading the dibao's idea of ​​the court's two taxes, all local officials calmed down. They understood that if they accepted the tax sharing system, they had to accept the Ministry of Revenue Bank. There would be no more fire consumption, 10% and 30%. The fool knew that they would choose 30%. However, this 30% was not so easy to get. They had to deposit it first and then collect it as needed.

After a brief calm, the memorial flew into the palace like snowflakes. Most of this memorial was in favor of the tax sharing system of the imperial court. Naturally, it also recognized the proposal of the imperial court to set up a bank in the Ministry of Revenue. All officials had long practiced thick-skinned skills. It seemed that the former said that the Ministry of Revenue would compete with the people for profit. The reputation of the imperial court would damage the land.

After obtaining the consent of most court officials, in October of the first year of Hongguang, Wang Fu issued an edict. The Ministry of Revenue Bank was officially established. Each prefecture-county level must have a Ministry of Revenue Bank branch.

The capital city is easy to deal with. After more than a month of preparation, the address and personnel have been completed. The imperial edict has just arrived on the ground. The day after the imperial edict was released, amidst the crackling sound of firecrackers, east, west, south, north, and in various prosperous areas in the city, a total of nine banks were listed at the same time. Except for one that is the headquarters of the Ministry of Revenue, the other eight companies are operating together.

Regarding the establishment of the Ministry of Revenue Bank, the first day was that most of them were watching the fun. The outside of the bank gate was crowded. There was no one in the real place to handle business. Looking at the bank's door and guarding the yamen runners at the door, many people dared not go in. They just whispered outside.

Wang Fu and his guards also squeezed outside the bank closest to the palace. When he went to the bank, Tian Cheng became anxious: "Master, do you want me to go in and save dozens of taels of silver?"

The Ministry of Revenue Bank has few local business projects now. There are only two items of currency exchange and deposit absorption. The loan business has not yet been launched. Wang Fu tends to establish branches in various places. After the banknotes are released, he will start the payment business. At that time, banks also had credibility in the hearts of the people. In history, in the middle and late Qing Dynasty, merchants were pursuing the earth and connected the world. Under the scope of the Ministry of Revenue Banks, they could easily complete it.

Wang Fu shook his head: "Don't worry, it doesn't matter if no one goes in today. I just want to take it a break."

As long as the Ministry of Revenue Bank is open, there will be no worries about business. By the end of the month, the salaries of all officials and the military pay of each army will be paid in the form of gold and silver coins. Under the leadership of these people, the people will soon discover the benefits of using gold and silver coins. Then the number of people who go to the bank to exchange will naturally increase. As for deposits and loans, banks are now targeting merchants and some wealthy families. With their eyes, they naturally know that hiding money at home is worse than depositing money in the bank to earn interest. They need to be guided slowly for the safety issues they are worried about.

"I'll do it." A middle-aged man shouted, holding a purse in his hand, and walked into the bank gate under the gaze of everyone.

Wang Fu was stunned. This was an acquaintance. It was Chang Baili, a silk merchant who had been with him in restaurants and teahouses all day. Wang Fu had promised to go to his silk shop to check it out, but he forgot it after a long time. Now when he saw someone, he immediately thought about it again.

"Tian Cheng."

"I'm here."

"When that person comes out, bring him to see me."

"yes."

“It’s out, it’s out.

The people shouted, everyone had a fear of new things,)# There was no danger, but they were unwilling to try it first. When they saw Chang Baili coming out, many people squeezed towards him: "How is it inside? How is it?"

Chang Baili weighed his purse, and the jingle sounded inside. He had just exchanged more than 20 taels of silver into a gold coin and a dozen silver coins. He took out a silver coin from the purse, and the silver coin was shining in the sun: "Look, this is the silver coin, everyone can exchange whatever they want."

The wing made a sound of exclamation. Compared to silver, the silver coins looked dazzling. At that moment, the few people couldn't help but run into the bank to exchange for a few silver coins. However, they were much more cautious than Chang Baili and did not show off.

When Tian Cheng came to Chang Baili, he was still holding silver coins in his hand to show off. Tian Cheng slapped Chang Baili heavily. Chang Baili was shocked. The silver coins in his hand almost fell to the ground. He immediately protected his purse and looked after lying. Tian Cheng then smiled and said, "Shopkeeper Chang, my master has invited you."

Since the separation that day, Chang Baili returned home and thought about it, the more he felt that Mr. Huang was inexplicable. He wanted to get on the line, but unfortunately he didn't know Mr. Huang's residence at all, so he could only wait. When he saw Tian Cheng, he was overjoyed and asked anxiously: "Where is Mr. Huang?"

Tian Cheng's mouth was silenced. Chang Baili immediately found Wang Fu's figure. He didn't care about showing off, put away the silver coins, left Tian Cheng and rushed to Wang Fu's side: "Gourmet to Mr. Huang."

"Shopkeeper Chang doesn't need to be too polite. Last time I said I would go to the shopkeeper Chang's shop. I wonder if it's convenient today?"

"Convenient, of course, convenient, Mr. Huang, please come here."

Chang Baili's Jufuxiang is only a few hundred steps away from the bank. No wonder he ran over there when he had time. This is almost the best location in the capital. Jufuxiang is not large in area. According to Wang Fu's vision, the store is only about 150 or 60 square meters, with two floors above and below. The business is pretty good. There are more than 20 shops in the store, half of whom are working hard to sell cloth and silk to customers.

"Hello, shopkeeper." Seeing Chang Baili coming, the unemployed guys hurriedly saluted Chang Baili, while the other guys were still introducing to customers in vain. It can be seen that Chang Baili is still a good move in doing business.

Chang Baili waved his hand and asked everyone to go down before he pleased Wang Fu and asked, "Master Huang, how about this shop in the villain?"

Wang Fu nodded: "Well, it's not right."

After receiving affirmation, Chang Baili's face suddenly shone: "I don't know where Mr. Huang's mansion is. If there is clothing and materials in the mansion, can it be supplied by the villain?"

Tian Cheng looked at the store and said bluntly: "Shopkeeper Chang, your store is too small to supply the needs of my master."

The palace raised thousands of people. Even if the emperor was frugal, the necessary decency was not missing. In addition, there was an empress dowager in the palace. Apart from the tributes from various places, the palace still needed more than 200,000 taels of silver spent on clothing and materials a year. It was indeed not something that could be afforded by this silk and satin farm with only tens of thousands of taels of taels.

When Chang Baili heard Tian Cheng's words, he was not depressed, but his eyes showed a hint of joy: "I wonder how much clothing Mr. Huang needs in a year, can you try it if you are a villain?"

Wang Fu heard this and said that the purchase of various items in the palace was often more than twice as expensive as that on the market. Who would have the extra money to be in hand. Wang Fu knew it, but even if the eunuch purchased was replaced, it would be useless. The next one would still be greedy. If it was directly supplied by a merchant outside, it would be at least much cheaper than the eunuch going out to buy.

However, he did not agree immediately. Even if he wanted to use the royal merchant, it would not be possible to provide it exclusively. Otherwise, he would soon collude with the eunuch, and the purchase fee in the palace would not be low. Wang Fu distorted: "Half a month ago, the shopkeeper Chang seemed to be worried about the bank. Why would he be the first to go to the bank to exchange for coins today?"

"Mr. Huang doesn't know that the villain was the first to go in to take a look because he was worried that the bank would exchange banknotes for private gold and silver. Now the villain is finally relieved."

Wang Fudaqi: "Why is this?"

Chang Baili took out a silver coin from his pocket: "Master, please see, this silver coin is not bad at all, and ordinary people cannot distinguish it at all, but the villain knows that this silver coin contains only 80% of silver, and the court's coins are at least 15% of the profits. The silver coin is exquisitely minted and cannot be imitated by private individuals. With such huge profits, the court does not need to use paper money to plunder the people's money."

Wang Fu nodded. The businessmen of this era are not simple roles, and they have their own standards in their actions. However, they cannot escape the limitations of generations after all. They do not know that as long as their credit is well maintained, paper money will be the general trend in the future. The judgments they make will naturally make mistakes, and Wang Fu will not correct them without any trouble.

…………………………………
Chapter completed!