The sun in the sky was not vicious, but the people in the middle felt a fire burning in their hearts. After hearing Li Xiao say this, they sighed helplessly.

Yishu and social warehouse are essentially similar, which is a product of self-service by villagers. Unlike the official warehouses of the court, they store the land and grain collected from the court's yamen. The grains must be transported through water and land. Except for some of the official warehouses retained in the local prefectures and counties, most of them are eventually transported to important large transport warehouses that need to be transported from water and land in various places.

For example, some of the large granaries along the canal can even store millions of stones of grain. For example, the eight granaries built in the Sui Dynasty all stored more than one million stones of grain.

The purpose of building such a large granary is to quickly allocate grain to all parts of the country. Whether it is war or disaster relief, it can be quickly and effectively allocated. After all, in this era, not only can grain be produced, but also transported.

It is precisely because of this that although the imperial court has granaries everywhere, the grain in these granaries is not easy to move. Generally, if you dare to open an official warehouse privately in an emergency, it is a crime of beheading. It is precisely because of this that sometimes, even if a major disaster occurs, some rigid officials will refuse to open a warehouse.

The court encouraged the people to build a charity warehouse and help themselves.

The so-called charity warehouse means that everyone spontaneously builds a warehouse, usually for the people of a town or a village, and builds a granary by themselves. When harvesting every year, everyone pays a certain amount of grain to the warehouse according to the agreed standards. Some poor or lonely people can be exempted.

The grain in this warehouse is managed by a dedicated person. When there is a famine, it will be rescued.

The social warehouse is generally established by the government in the name of the official government in each county, requiring local people to pay a certain amount of grain into the warehouse according to the amount of land they occupy, and the government will send people to manage it. The social warehouse's responsibilities are disaster relief and relief, and seek help from the widow. Compared with the official warehouse, the social warehouse will not have so many procedures, and there is no need to report it at all levels. It can be opened according to the situation when there is a famine.

Because the social warehouse has a certain compulsory nature, it actually has the nature of land tax. It is spontaneous, but it is actually a kind of tax.

Moreover, because it is managed by the government, the people do not trust it too much, and it is not easy to use the food inside.

Therefore, people often trust Yikang more. After all, Yikang is a form of autonomy and does not have to go through the government.

Li Xiao now proposes to build a charity warehouse for the Township Good Hall, which belongs to the charity warehouse spontaneously established by villagers, but is only affiliated with the private spontaneous organization of the Township Good Hall.

The drought is severe, and there will definitely be a bad harvest this year, and it may not even be fine. There is certain that there will be a shortage of food in summer.

It's better to make plans now than to be confused at that time.

Building a charity warehouse in advance is also a consideration.

"Now everyone has no food in their hands. Basically, those with food are homes of landlords. It is unrealistic to ask everyone to donate grain for free. My idea is to buy it from Yichuang from villagers with food at the current market price."

"Buy grain into the warehouse, store and manage it. When it is time for famine, the villagers can come to buy grain to overcome the famine."

Liu Li, who was in the river, was puzzled, "There is no money in the village meeting hall now."

The township hall has not been established for a long time, and it is just a private group that helps villagers with drought resistance. There is neither funding nor withdrawal.

It doesn't involve any penny at all. Whether it's a director or a member of parliament, they all bring their own dry food.

Li Xiao said that Jianyi Warehouse would be bought without donating, so where can I get the money to buy?

As a landlord, Li Xiao always feels that he has social responsibility.

As a landlord, no matter how he becomes a landlord, he essentially possesses more land and more social resources. Even his possessions are actually conditional.

But from the perspective of society, after all, landlords occupy more social resources, so they should bear more social responsibilities. This is what is often said that the greater the ability, the greater the responsibility.

Li Xiao himself is a landlord, and he is more willing to become a local sage.

Local sages should not just pave bridges and roads, but should also do more, such as leading the villagers to develop better.

Establishing schools and educating children in the township is one of them, and leading everyone to fight drought and disaster relief is one of them.

But it's much more than that.

In the event of disasters and famine, landlords should not be as simple as giving porridge and borrowing money, they should be more active.

"We are all famous people in various townships. I believe everyone doesn't want to see that when summer comes, the villagers in the village leave their hometowns and flee the famine, even sell their children, or even starve to death. As the reputation of each township, we should help the villagers."

"Sanlang, just tell me how to do it."

Some of you are very moved. In the same village, there is actually no relationship between us.

Even if you keep a cat and a dog for a long time, you will still have feelings, let alone the villagers and neighbors who have been together for a long time.

"I mean, disaster relief must be arranged reasonably and coordinated."

A charity warehouse was built and placed under the name of the Township QQ Hall, and the Township QQ Hall was responsible for the management.

We do not adopt the donation model, but buy it. After all, the food from the landlords is not blown by the strong wind, so if we donate, how much is it willing to donate to everyone.

If you can sell it, where will the money come from?

Li Xiao proposed his own idea, "We first print some charity bonds in the name of Xiangyoutang, and then use this bond to issue them to the villagers so that everyone can claim them. Rich people can voluntarily claim them. After issuing the charity bonds, they will then purchase grain from the large landlords and farmers with grain in the township at market prices and store them in the charity warehouse."

Zhang Lizheng asked, "Why do you have to use money to buy this charity bond?"

"Of course it's for self-help. Another thing is that this bond is called a bond, which is equivalent to a debt. For example, if a bond says one thousand coins, then this bond is equivalent to one thousand coins. In addition, there will be agreed interest on this bond. For example, when we issue a one thousand coins bond, we agree that when we redeem it to the owner of the bond in one year, we will pay him 30% of the interest, and the principal and interest of 1,300 coins."

This is easier to understand. A bond is equivalent to a promissory note, and the interest is agreed upon.

"Well, you can claim the bonds and you can get interest."

After all, it is not a waste of claiming. If you take out the money and claim the bonds, you can get the capital and interest in the future. Moreover, the purpose of the bonds is very clear, which is to buy grain to help everyone store grain and prepare for shortages.

"Sanlang, but what will we use to redeem the bonds and pay interest in a year?"

"It's very simple. Whoever benefits will be responsible. For example, if we issue bonds to buy grain in the name of the Township Good Hall, then the villagers should bear the principal and interest in the future. After all, everyone can get precious grain at that time. Or rather, it's fairer. After issuing bonds, we can raise money and buy grain into the warehouse, and then print grain coupons."

"Food coupon? What is this?"

"Food coupons are food bills. For example, if we buy one thousand stones of grain, then we can print one thousand stone of grain. For example, a grain coupon with a denomination of one stone of grain can be exchanged for one stone of grain in the granary."

Li Xiao has a lot of ideas, and food coupons are actually to improve the use of grain in the charity warehouse.

If villagers want to use the grain from the charity warehouse, they must first have food coupons. The food coupons must be exchanged at the Township Eucharity Hall first, or they must write IOU to exchange. Moreover, food coupons cannot be bought just by wanting to buy, and there must be conditions for restrictions.

First of all, there must be Lanxi villagers. Secondly, the food standards should be set according to the number of people per household. Each household can only buy at most food coupons for how much grain they can buy per month. If you exceed the standard, you cannot exchange them if you have money.

In this way, bonds, grain, food coupons, and food money form a cycle.

The money for buying grain in Xiangyutang is to issue bonds, and the money for repaying the principal and interest of the bonds is to sell grain.

"If you have money, you can exchange money for food coupons. If you don't have money, you can temporarily owe to credit and pay back the money when you have money, or wait for the next year's grain harvest to be paid at the market price."

Several people were sighing, "Sanlang is thinking very comprehensively. If you go around such a big circle, you will be a little confused."

"It's for fairness!" Li Xiao said.

Although the landlords have money and food, they cannot let them donate grain and borrow money for free. This circle is to ensure the fairness and justice of the entire process, so that this can become a mechanism and can operate for a long time in the future.

Instead of saying that every time you rely on beating the rich, this method cannot last long.

Just like what Li Xiao emphasized just now, the interest rate of bonds should be made, and it is best to be based on the market situation. The purchase of grain must be based on the market price. It cannot be said that the landlords with grain suffer losses. The people exchange grain coupons at the market price, so that they can ensure that the charity warehouse can sell grain and get money to redeem bonds.

Li Xiao did not take a seemingly simpler approach, that is, let the villagers raise money and then buy food from the landlords. He felt that the method of making money was simple, but not the best.

Although it is a bit more complicated, it is more in line with the truth.

Rich people can claim more bonds, and because there is interest, they will not suffer any losses. The landlords sell grain to charity warehouses at market prices. Although it is not cost-effective to sell grain at this time, it is for the villagers in their hometown. In order to avoid famines and chaos at that time, they will make more economic concessions and make more profitable in the overall situation.

In this entire process, market economy behavior is introduced.

"We don't have to issue bonds, but we can also raise them from other people. After we get money, we don't have to buy grain from our local households. It's the same if we can buy grain through other channels."

"That's right." Everyone nodded.

"Let's call again to discuss it together. If the majority can be approved, then follow Saburo's plan." Several Li Zheng were also directors of the Township Qing Hall, and felt that Li Xiao's proposal was still very good.

"Sanlang."

From a distance, Zhang Cong came with him.

"Sanlang, this Dilangjun has something to come to you."

Li Xiao looked at Di Huaiying who was a little panting, "Come for corn?"

Di Huaiying smiled, "Sanlang is amazing, he is here for corn. How dare you ask if Sanlang has corn in his hand now?"

"have."
Chapter completed!