The next day, Xia Tian acted according to the plan and went to HSBC to apply for a loan.

As soon as he arrived at HSBC, he immediately heard from the Nine Days, alarmed Chen Bi, the bank's senior secretary, and came to receive Xia Tian in person.

"Mr. Xia, welcome, welcome." Chen Bi said to Xia Tian with a smile.

He was well-known for Xia Tian's name as the "Boy of Spreading Money", and he praised Xia Tian's ability to make money. In just one year, from nothing to a net worth of hundreds of millions of Hong Kong dollars, it was really amazing.

Such outstanding business talents have a bright future and unlimited potential, and are their bank's most ideal customers. However, Xia Tian has never dealt with banks, so even if they want to invest in Xia Tian, ​​it is impossible for Chen Bi to be a pity.

Unexpectedly, Xia Tian came to him today, which made him so happy.

"Hello, Mr. Chen Bi! I'm here today to borrow some money." Xia Tian said with a smile.

As for Chen Bi, he has also been famous for a long time. The nickname he just obtained is "Sancai Boy", but Chen Bi also has a nickname called "Shencai God".

Because HSBC has the right to print money in Hong Kong dollars, and its total assets are as high as hundreds of billions of Hong Kong dollars, controlling nearly half of Hong Kong's wealth, Chen Bi, as the chairman of HSBC, is respected as the "Shencao God of Wealth".

He started as the senior class (chairman) of HSBC Bank in 1977 until he retired in 1987. During his tenure, HSBC Bank's profits soared sharply and its business development reached its peak.

Although Chen Bi is a British, he has close ties with the Chinese business community. Chinese wealthy businessmen such as Li Jiacheng and Bao Yugang were able to develop rapidly with his financial support and become famous, so the name of "Shencao God of Wealth" is truly worthy of.

"Oh, really?!" Chen Bi smiled happily when he heard this.

He has long wanted to make friends with business talents with supreme potential like Xia Tian. In his opinion, Xia Tian’s potential is no less than that of a business genius like Li Jiacheng. His investment in Li Jiacheng has already earned hundreds of billions of wealth for HSBC. If he invested in Xia Tian, ​​he would probably be able to obtain the same wealth.

"Yes, I have recently invested urgently to use money." Xia Tian nodded.

"It's Wenhe Group's 'equity' investment." Chen Bi smiled slightly.

Xia Tian was stunned and said in surprise, "Mr. Chen Bi is indeed well-informed."

Chen Bi smiled. In fact, business elites like Xia Tian have always been in his sight.

If HSBC wants to develop, it must choose the right investment. Investment can be stocks, futures, real estate, etc., or business elites like Li Jiacheng, Bao Yugang, and Xiatian.

For example, Chen Bi once helped Li Jiacheng successfully acquire Hutchison Whampoa. At that time, Hutchison Whampoa's market value was as high as HK$6.2 billion, while Li Jiacheng's Yangtze Industry's market value was only more than HK$700 million, so this acquisition was also called "Snake swallowing an elephant".

However, with the support of Shen Caishen, Li Jiacheng successfully acquired it. Chen Bi sold more than 20% of the stock and yellow stocks to Li Jiacheng, and the price was only half of the stock price at that time. At the same time, the money did not have to be paid immediately, and it would be paid off within two years.

This means that Li Jiacheng made money by nothing and swallowed up the fat piece of Hutchison Huangpu at a very small price. If it weren't for Chen Bi's help, it would never have been possible.

Chen Bi's vision was also proved to be quite clever. In 1979, Li Jiacheng took over Hutchison Whampoa. At that time, Hutchison Whampoa's net profit was more than 300 million Hong Kong dollars, in 1983, Hutchison Whampoa's net profit was as high as 1.1 billion Hong Kong dollars, and in 1989, Hutchison Whampoa's net profit was as high as 3 billion Hong Kong dollars. It increased ten times in ten years, making shareholders both big and small. Therefore, the media also praised Chen Bi's keen eyes and Li Jiacheng was deeply admired.

In addition to investing in Li Jiacheng and Bao Yugang, Chen Bi has also been searching for new business geniuses, preparing to bring them large profits to HSBC.

Xia Tian is the most well-known young rich man in the past year. He started from scratch and earned hundreds of millions of Hong Kong dollars in one year. All the people who worked with him made a fortune. Chen Bi naturally paid close attention to such talents.

"Mr. Xia, I have studied your investment, which is very good. I only used less than 600 million Hong Kong dollars to get assets worth 1.5 billion Hong Kong dollars. This deal is really beautiful." Chen Bi smiled and said, "I am willing to invest in you. How much do you want to borrow?"

"I want to mortgage the World Comics Club. I wonder how much money I can get?" Xia Tian smiled slightly, "My comics club has twelve employees, a monthly profit of about 1.5 million Hong Kong dollars. It has three best-selling comics "Panlong", "Buddha is the Tao" and "Qin Shi Mingyue". These three comics not only have sales of 50,000 to 60,000 copies per issue in Hong Kong, but are also sold to Taiwan, Singapore, Malaysia and other places. We are still actively developing the Japanese market recently..."

"How much does Mr. Xia want to mortgage?" Chen Bi smiled slightly after listening to Xia Tian's information patiently.

Xia Tian was stunned and complained in his heart, "Shouldn't the loan be approved by the bank? What's the point of how much it is to borrow? Do I say I'll lend it to me as well if I borrow 100 million Hong Kong dollars?!"

"Is it okay to mortgage 10 million Hong Kong dollars?" he said immediately.

"Mr. Xia is really cautious. In this way, I will lend you 100 million Hong Kong dollars." Chen Bi smiled, then stretched out a finger and said.

"Hong Kong dollars per million?!" Xia Tian was surprised, "Mr. Chen Bi, my World Comics Club is not worth 100 million Hong Kong dollars."

"I know. What I value is not that comic club, but you." Chen Bi smiled and said, "Your name is more than 100 million Hong Kong dollars alone."

When Xia Tian heard this, she smiled awkwardly.

His nickname is "Sancai Boy", and Chen Bi's nickname is "Shencai God", which sounds like a family.

"Thank you Mr. Chen Bi for your appreciation, I'm very grateful." Xia Tian nodded and smiled, "But it's better to be cautious when we cooperate for the first time. 100 million Hong Kong dollars is too much. Either you just cut it a little, or I will mortgage half of the shares of the World Magazine to you."

His loan was just a trick, used to deceive the Wen family and the Li family, making them think they had no money. In this way, they would be confident and bold in participating in consolidation.

But unexpectedly, Chen Bi appreciated him so much and wanted to lend him 100 million Hong Kong dollars in one go. If the news was about to go out and say that he had received Chen Bi's support and had unlimited wealth, the Wen family and the Li family would have long been fled. After all, no matter how rich they are, they are still too far behind the giant HSBC Bank.

So Xia Tian had to ask Chen Bi to reduce the loan amount, or he would also pay the World Magazine to them. In this way, this million Hong Kong dollars became famous.

Chen Bi looked at Xia Tian in surprise, but unexpectedly there were people who would not take money. It was really strange. If it were other businessmen, they would have been too eager to agree.

However, the more Xia Tian is like this, the more Chen Bi admires him. These days, there are more greedy people. However, it is too difficult to be able to control one's own greed and remain calm and calm in the face of huge benefits that are within your fingertips. Xia Tian can have such concentration at a young age, and his future achievements will definitely be extraordinary.

"Mr. Xia, no need, I can trust you." Chen Bi smiled. In his eyes, such talents were worth more than 100 million Hong Kong dollars. Even if Xia wanted to borrow 800 million Hong Kong dollars, he was willing to lend him this money.

"Thank you for your trust. But we are working together for the first time, and I don't want you to take such a big risk for me. If you insist on doing this, then I would rather not lend this money." Xia Tian felt amused and laughed and shook his head and said.

"Mr. Xia is really a noble character and knows how to think about others. Okay, since that's the case, then do as you wish." Chen Bi smiled and expressed his satisfaction with Xia Tian.

Then, the loan procedures were completed in summer and half of the equity of Tianxia Comics Club and Tianxia Magazine were mortgaged to HSBC, and then exchanged for 100 million Hong Kong dollars in funds.

...

UOB.

"Dad, Xia Tian went to HSBC early in the morning, and Chen Bi was still receiving him personally." Li Boxiang reported to his father Li Chao.

"Do you know what he is going to do?" Li Chaojin asked slowly, but his eyes flashed, as if his mood was not too calm.

"According to the informant's report, he went to handle the loan business. He mortgaged the Tianxia Comics Club and Tianxia Magazine to HSBC and loaned 100 million Hong Kong dollars." Li Boxiang reported.

HSBC is the Taishan Beidou in the Hong Kong banking industry, with amazing investment returns and profits. UOB has always followed HSBC's footsteps and followed suit. In order to obtain first-hand information, they bribed several informants from HSBC and were responsible for revealing HSBC's latest investment information to them.

"Hong Kong dollars per million?! It seems that Chen Bi is really optimistic about Xia Tian. Could it be that he really treats him as the second Superman Li?" Li Chaojin sneered.

He had also estimated his wealth in summer before. The world comic club made a monthly profit of about HK$1.5 million. Even if it was to be sold, it would be sold at most HK$100 million or 20 million. Because its biggest assets are the three comics "Buddha is the Tao", "The Ming Yue of Qin" and "Panlong".

Tianxia Magazine makes a monthly profit of about HK$3 million. If you want to sell it, it will be sold at most HK$20 to 30 million. Because its biggest asset is those novels. Once the novel is completed, it is still a question whether Tianxia Magazine can continue to operate.

So these two companies are worth at most 30 to 40 million Hong Kong dollars, but Xia Tian was able to borrow 100 million Hong Kong dollars from HSBC. Obviously, Chen Bi favored this young man very much.

"He has an additional 100 million Hong Kong dollars now. If we want to beat him, it will be even more difficult." Li Boxiang said with a frown.
Chapter completed!