"So that's it." After listening to Xia Tian's introduction, the pilot nodded frequently, "It turns out that you still have a way. In this way, the electronic wallet will be both convenient and safe."

"Yes, the rise of electronic wallets will change people's payment model for thousands of years, improve security and reduce payment costs, which will be conducive to capital turnover." Xia Tian nodded.

For thousands of years, humans have been using physical transactions to barter or money. After the rise of virtual payments, people no longer need to bring cash when going out, avoiding the occurrence of thieves stealing, and their security has been greatly improved.

Xia Tian remembered that when he was a child, there were many thieves on the street. He often heard someone’s wallets being stolen when he went out, and his teeth were itchy. In order to prevent thieves, people would put their wallets in their inner pockets and hide them firmly when they went out. There was even a kind of zipper pants, which were specially used to hide money to prevent thieves.

After the rise of virtual payments, things like losing money were rarely heard. Even if the mobile phone was stolen by a thief, it is usually difficult to steal funds.

In addition, before the rise of virtual payment, people used cash payments, so they gave counterfeit banknote dealers the opportunity to take advantage of it. They printed counterfeit banknotes on a large scale and used them to conduct false transactions. In order to increase the success rate, the targets they took were often those elderly people with low discernment.

At that time, I often saw news that the old man and the old lady worked hard to set up a stall for a day, but the money was cheated away by the scammers with fake money, and they cried to tears.

In addition, there are also bad stores who deliberately ask customers for fake money when looking for money. Or use the method of "stealing the day for the day" to intercept some of the money and cause losses to customers.

After the rise of virtual payments, similar incidents will not happen, protecting the interests of both parties to the transaction.

...

In terms of payment costs, in the era of cash transactions, exchanging change and change for wholesale is something that everyone has experienced, and it is also a big and small distress. When you read the news, you often see small vendors who collect too much change, even the bank is unwilling to help them store it.

In the era of virtual payment, it is rare to exchange change and change for wholesale, which objectively saves people's energy. It is also worth mentioning that due to the rise of virtual payment, the sales of chewing gum have dropped significantly.

In the era of cash transactions, in order to avoid finding change, many people choose to buy one or two pieces of chewing gum to make up an integer, which invisibly increases the sales of chewing gum.

However, in the era of virtual payment, people do not have to buy chewing gum, which objectively leads to a decline in chewing gum sales.

Just in line with that sentence, it may not be your opponent who eliminates you, but this era!

The rise of virtual payments has also driven capital turnover.

In the era of cash transactions, large amounts of capital turnover often require multiple steps, such as withdrawing money from the bank and handing it to the other party in person; or depositing money from the bank, transferring money, and the other party then withdrawing money from the bank, etc.

However, in the era of virtual payment, people no longer have to go to the bank and can complete transfers on their mobile phones, saving energy, cost, time and promoting the flow of funds.

It is precisely because virtual payment has so many benefits that it has been so popular with the public after it was promoted. Even foreigners envy the convenient virtual payment method.

...

When the director listened to Xia Tian talked about the benefits of virtual payment, he also nodded frequently.

"Xiao Xia, this technology is very good. How long do you think it will be popularized?" he asked with a smile.

"Guide, virtual payment faces two problems. One is that in terms of hardware, the price of smartphones is relatively expensive, which is difficult for ordinary people to buy; the other is that in terms of software, people do not understand virtual payment enough and lack trust in it, so it is difficult to popularize in a short period of time.

But according to my opinion, in another five years, virtual payment will be accepted by everyone. Within ten years, virtual payments in the mainland will become popular." Xia Tian thought about it for a while.

Now, the cheapest smartphone is more than 3,000 yuan. In 1999, the per capita disposable income was only about 5,800 yuan. A mobile phone would account for half a year for an ordinary person, which is not something you can afford to buy casually.

People also lack understanding of the new concept of virtual payment. In this case, it is still difficult to make them accept this new thing quickly. In Xia Tian's view, it will take at least a few years of influence to allow people to accept this payment method.

The leader nodded and said, "Xiao Xia, this depends on your push."

"Yes, I will definitely do my best." Xia Tian nodded.

Tianxia Technology has already started to deploy virtual payments in 1995 and has achieved good results. Although it has not been popularized yet, the seeds have been planted and the foundation has been laid. Now we are waiting for the time to ripe.

...

After visiting various facilities in Cyberport, Xia Tian accompanied the guide to have a meal at the Cyberport restaurant, and it was still possible to pay virtually. Seeing Xia Tian Tian operating his mobile phone, ordering and completing the payment skillfully, everyone here was amazed.

After dinner, Xia Tian sent her back to the hotel for a rest. On the way, she talked about the future development of Hong Kong again.

"In the future, Hong Kong should still take the high-end and high-end route and resume manufacturing." Summer guide suggested, "Otherwise, Hong Kong's economy will be controlled by real estate and finance, and will be held hostage by real estate and financial oligarchs."

The leader nodded, "Xiao Xia, Hong Kong is a template for the economic development and future development of the mainland. We also hope that it can prosper for a long time. However, the resistance we face is still very large. I heard that there are many unfavorable rumors outside now."

"Yes, it's all the sluts who deliberately spread rumors and deceive the people who don't know the truth." Xia Tian nodded, "But I don't think their conspiracy will succeed."

"Well, Xiaoxia, I feel wronged you." The director comforted.

They see all the efforts made in summer for Hong Kong and the development of the mainland.

"Director, you don't have to say that. Hong Kong is also my home, so I naturally hope it is good." Xia Tian waved his hand and smiled, but he was very satisfied.

He does so many things just to get the recognition of the superiors. As long as the superiors agree with him, no matter how others spread rumors, they will not cause any harm to him. On the contrary, the more fierce they make, the more supportive the superiors will support him, and in the end he will make a profit.

"Well, it would be great if those people could think so too." The director sighed.

"Director, you don't have to be too sad. The return of Hong Kong is already an ironclad fact. They are unwilling to admit it or accept it. It is their own deceiving themselves. A behavior like theirs who act in a rebellious manner will sooner or later be slapped by reality in the face." Xia Tian smiled.
Chapter completed!