"Okay, stop making trouble, I'm really for your own good." Xia Tian comforted her, "You are still a child who has not grown up and need other people's care. Where can you get the energy to take care of the child?

Once the child is not well taken care of, the child may take a detour. A tree has been a hundred years of tree growth, and it can be cut off if the tree grows crooked, but if the child grows crooked, will he not do anything to him?"

"How do you know that I can't take good care of the child?" Lan Jie asked angrily when she heard Xia Tian say this.

Seeing that she was not convinced, Xia Tian smiled slightly, "This is it. You don't want to raise a little bully in the future, right? Then we have to start with the education of the child and let him be a good child from an early age. In order to facilitate our education, you go to college to learn preschool education. When will you get a bachelor's certificate and when will I have a baby with you?"

"Okay, it's a matter of determination! I understand preschool education." Lan Jie was stunned for a moment, then nodded.

Seeing that she agreed, Xia Tian smiled knowingly.

It is not particularly easy to learn preschool education, including education, psychology, biology, anatomy, vocal music, dance, art and other subjects. It may take three or four years to learn it.

Moreover, when studying this subject, you will learn psychology knowledge. Lan Jie's mental resistance is relatively weak. Learning psychological knowledge will also help her understand herself and strengthen her mind, which is also a good thing for her.

As for whether Lan Jie can go to college again after graduating from the fifth year of junior high school, she never worrys about whether she can go to college again. For ordinary children, taking the college entrance exam is like crossing a single-plank bridge with thousands of troops. But for a wealthy and famous person like him, going to college is not too easy. You can get in with a donation of money.

"A word is determined." Xia Tian also smiled.

...

After returning from the beach, Xia Tian called Liu Luanxiong.

"What's the situation in Fusan? Are we losing more than we have?" he asked with a smile.

"We withdraw from the Tokyo real estate market in advance, so not only did we not lose at all, but we made a big profit by selling at a high price." Liu Luanxiong smiled, "Mr. Xia, I really admire your vision. How did you know that the Fusang real estate market will collapse?"

"The total value of the property market in a city can already be bought by the United States. It would be strange if it collapses." Xia Tian smiled, "What is the loss of the HSBC group?"

"As far as I know, the rich people such as Li Jiacheng, Bao Yugang, and Jia Daoli have not suffered much losses. Like us, they also withdraw early and sold all the buildings they have taken; Keserk, Shi Huaiya, Guo Desheng and others have lost a lot, about 100 billion Hong Kong dollars. They smashed some buildings on their hands and did not sell them. Now they are contacting buyers everywhere. The price has dropped by at least 40% compared to when they were bidding before. It can be seen that it is a big sale of losses, hoping to get rid of the trap as soon as possible.

The ones who suffered the worst losses were Li Zhaoji and Zheng Yutong. They both had the most real estate projects, with a total value of around 100 billion Hong Kong dollars. Now that the Fusang real estate market collapsed, their losses exceeded tens of billions, which greatly exceeded their repayment ability.

However, because of the debts that are too much, the banks dare not urge them too much, fearing that once they declare bankruptcy, the loan will never be collected. So in fact, they are living a good life now, and they are still attending various events with glorious vigor to stabilize the people's hearts. But I think they are now just ducks and calm on the surface, but in fact they must have made a lot of moves in private." Liu Luanxiong reported.

Xia Tian nodded after hearing this.

Because he owe too much a loan, he has become an example of an old man. He has seen it before. Many deadbeats owed a lot of debts but did not pay them back, but were not in a hurry. They still traveled around, ate, drank and had fun, and lived a very casual life. In their opinion, this is probably because they don’t bite too much lice, and they don’t have to worry about debts.

Because Hong Kong has a personal bankruptcy system, as long as it is really unable to pay off its debts, it can apply for personal bankruptcy. Usually, after four years of hard life, all the debts owed before can be cleared.

Given that Lee Zhaoji and Zheng Yutong's family are very rich, even if they declare bankruptcy, they don't have to live a hard life. Their family can help them solve their life and entertainment problems, and even travel abroad.

Just like Sun Yunyun, the father of Taiwan's No. 1 socialite Sun Dao, chairman of Taiwan's Big Brothers, was fined bankrupt for being accused of emptied a listed company, but he still lives in a luxury house, drives a luxury car, and travels with his young wife, who is thirty-two years younger than him, and his life is not affected at all.

But then again, although their lives are worry-free, it is not so easy to maintain their previous reputation, status, and influence.

The reason why Lee Zhaoji, Zheng Yutong and others have such a great influence in Hong Kong is not because they are righteous and wealthy, helping the poor and needy, and people will accept them when they see them, but because they are far richer than ordinary people, so people have to respect them, which is actually the power of respecting the money.

However, now they owe huge debts, and once they declare bankruptcy, their property will be used to pay off the debt. Even if the family still has some property, it is far from comparable to before. In this way, they lose the support of money and want to maintain their previous status is like a fool.

Moreover, everyone in the business world knows that making money is easier than making money, and the richer the more likely it is to make money. It seems that Bill Gates asked a professional to manage his investment, and the annual return rate is as high as more than 10%. Ordinary people do not have such professional people to help manage their finances, so they can only choose to leave the bank to pay interest, and the annual interest rate is only about 3%.

Zheng Yutong and Li Zhaoji have suffered such a huge loss this time. If you want to make money back, you have to spend several times or even dozens of times more time and energy than before, and it may not be successful.

Because they don’t have much money and have not had that much influence, they will undoubtedly encounter much more competition and difficulties than before. At least it is impossible for them to make a comeback in summer, and they have to suffer a lot.

"Old Liu, help me count how much Zheng Yutong and Li Zhaoji's losses were this time. In addition, let's find out how much HSBC's losses were this time." Xia Tian immediately ordered.

Zheng Yutong, Li Zhaoji and others went to Fusang to speculate in the real estate market, and the funds used were provided by HSBC. The loss this time was so serious, so HSBC must have suffered a lot of losses.

If you seize this opportunity and make good use of it, HSBC may be in a slump. You should know that the bad debts of tens of billions of Hong Kong dollars are not a joke, and almost accounts for about one-tenth of HSBC's total deposits.

Generally speaking, it is already dangerous to have a bank bad debt rate exceeding two percent, and it is already the limit to have a third percent. Now, HSBC's bad debt rate is likely to have more than ten percent, which is extremely dangerous, and there is a possibility of squeezing and bankruptcy at any time.

Now, whether it is HSBC, Li Zhaoji, or Zheng Yutong, they look safe and sound, but in fact they are already sitting on the powder barrel, and they are just pretending to be calm at this moment. As long as there is a spark, they may blow them all into the sky.

Xia Tian wants to be this ignition person now!
Chapter completed!