The Shuofang Jiedushi was originally stationed in Lingzhou to return to Lecheng, but Li Chao actually stayed in Ningyuan City and did not go back. Ningyuan's inner city became Shuofang Zhenya City instead.

The Dragon Boat Festival just passed and the weather became hotter day by day.

Zheng Wanyan has also been picked up by Ningyuan, and Zheng Hongxian has also traveled from Chang'an to Ningyuan thousands of miles away. Zheng Wanyan was picked up by Li Chao, but Zheng Hongxian was sent by Cui Yingying. He said that he came to Ningyuan to preside over the Li family's property and took care of Li Chao by the way.

Li Chao didn't like this very much, he was not ranked first.

However, the Li family is indeed quite large in Ningyuan City now, and Ningyuan City is getting more and more lively today. Everyone knows that Ningyuan City has unlimited potential. In Li Chao's own opinion, Ningyuan City may be the Tang Dynasty version of Zhangjiakou, Minguo Shanghai, a major trading port with business opportunities everywhere.

Zhenyuan City, Linzhou City, two border cities with the Turks, and Taozhou Jiangxin City, these border cities are far inferior to Ningyuan. Here, the right time, place, people and others gather together and get unique benefits.

First of all, it has a good location, in the center of Guanzhong, Hetao, Hexi and Longyou, and is also at the necessary point of the Silk Road. Another thing is that this border market is facing the Turks, and the market is huge. The most important one is that the transportation here is convenient.

Both the Yellow River sections of the east and west Hetao can be navigated, and the benefits of water transportation are unique. What's more, the roads are open to Fengzhou north, Lingzhou south, Longyou, Hexi, and Guanzhong.

Ningyuan and Guanzhong are not only one big road, but also can return to Chang'an through the Jinghe Valley from Xiaoguan.

You can also go southeast to Youzhou first, then pass Xiazhou, Yanzhou, Fuzhou and Fangzhou to Chang'an.

In addition, Ningyuan is located in the center of the border between the Tang and the Turks, nearly 200 miles from Fengling each, which makes the merchants on both sides feel more at ease. At the same time, it is surrounded by three mountains and surrounded by mountains and water, and its defense is also very safe. There is no safety problem in Ningyuan's border city and can be opened for a long time.

After the Dragon Boat Festival, the transaction volume in Ningyuan City was not that large.

Hu Han merchants all ate a lot of goods and wanted to take them back for digestion. But Ningyuan City is still very lively. The slaughtering, milk processing, leather processing, wool weaving and other workshops established here represented by the Li family and others have started to bloom like mushrooms after a rain.

Ningyuan City even opened a new shipyard.

After many workshops opened, many craftsmen and workers were recruited from all over the country. The population of Ningyuan City has increased dramatically, resulting in a lot of service industries here.

There are many people, and there are many people, which means business opportunities.

There is no good thing like collecting a tax of 100,000 yuan a day, but there are still a lot of taxes, transaction taxes, housing taxes, etc. In addition, Li Chao sold land, rented shops, and houses in Ningyuan, and made a lot of money.

In addition to the Li family, who first entered the market, also made a lot of money in this round.

Zheng Hongxian came to Ningyuan with a large management team and began to coordinate in the center, linking the various industries of the Li family to operate together.

Morning.

As soon as dawn was dawn, Ningyuan City was already noisy.

Li Chao opened his eyes and stretched his waist. After getting up, he saw that Zheng Hongxian had already left him and got up. Under the grape trellis in the yard outside, he was pulling out the abacus.

Her good assistant Zhao Siniang was also pulling the abacus.

A group of young girls were holding a book, waiting to report the accounts. These were all girls bought by Cui Yingying and Zheng Hongxian, and then they selected girls with talent for calculation and taught them to settle accounts with their own hands. Now they have become good assistants in the inner courtyard.

When Zheng Hongxian saw Li Chao coming out, he turned to a girl who was serving aside and said, "I didn't see Dashang wake up. Why don't you prepare a tea towel and serve Dashang to wash."

That girl is dedicated to serving people, unlike those little girls who are trained as inner courtyard accounts.

Li Chao walked under the grape trellis.

The breeze is cool in the morning, and the rising sun is beaten through the vines.

Li Chao discovered that Hong Line was already quite Cui Yingying's style and was very capable.

Picking up a few reports from the stone table, the Li family's reports continue his previous style of housekeepers, using tables and Arabic numerals to make reports, which are clear and clear. The account book is also a double accounting method, and there are always inflows, and every one of them is right to be paid.

Li Ji Money House, Li Ji Pawnshop, Li Ji Trading Store, Li Ji Exchange, Li Ji Di Store, Li Ji Fleet, Li Ji Carriage and Horse Shop, Li Ji Restaurant, Li Ji Shipyard, Li Ji Milk Powder Factory, Li Ji Slaughterhouse, Li Ji Wool Spinning Factory, Li Ji Leather Factory

There are also Li Ji Carboniferous Farm, Li Ji Iron Mine, and Li Ji Mofang.

Li Ji has become a well-known signboard, with workshops, shops, and places, and it is the Li Ji Group.

Zheng Hongxin was very excited.

It turned out that the Li family had a commercial base in Bashang and Taozhou each, but now the Li family has invested more in Ningyuan City, and the scale was far beyond the other two places at the beginning.

"Sanlang, Ningyuan's transaction volume is very large. Now many merchants ask us to help them transport money."

"This can be promised them. We can open exchange business between Ningyuan, Lingzhou and Chang'an, deposit money into our money house in any of these three places, and then withdraw money from any of the other two cities."

This kind of exchange business actually began to appear in the middle of the Tang Dynasty.

However, it is not as convenient as the Qing Dynasty that was later in the world.

Now, even if the Li family’s exchange business starts, they can only be from Ningyuan, Lingzhou and Chang'an. This is also because the Li family now focuses on this route, which is more convenient and capable of affording it.

The more points you join, the harder the exchange will be. There are only three cities, which are much more difficult than the exchange of two cities. This requires sufficient reserves of money and strong escort ability.

Fortunately, the route is not far from Chang'an to Lingzhou, and the route is safe.

Li Chao could even take advantage of the time when the soldiers from Shuofang Town were on the market, and let the money house have the silver escort to Chang'an, follow the soldiers from Chang'an to Ningyuan, and follow the soldiers from Chang'an to the mansion.

In theory, if only three places save enough money, it does not actually require escorting all the money that each merchant needs to be remitted.

Zhang San saved 10,000 yuan to Liji Money House in Chang'an, and asked to go to Liji Money House in Ningyuan in one month to withdraw money. The most common method is that after the money house received the business, he sent an escort team to escort the 10,000 yuan from Chang'an to Ningyuan.

Two main roads.

One is to go northwest of Chang'an, go out of Xiaoguan and then go through Lingzhou to Ningyuan, which is almost a full two thousand miles away.

The other road is to go northwest from Chang'an, Jingfang, Fu, Yan, Xia, You, and Ningyuan, Lingzhou. This route is 1,700 miles.

The second road is three hundred miles shorter than the first road, but the first road has 700 miles of water, making the waterway more convenient. Therefore, in fact, both roads are similar, but the first road is actually faster.

But this kind of practice of placing customers' money to send them to their destinations is too stupid.

In that way, it was just an escort agency, which could not reflect the advantages of money transfer. In fact, as long as Li Ji's money shop in these three places was large enough, there were enough deposits in it.

In fact, there is no need for such trouble.

Zhang San deposited 10,000 stale money in Chang'an and asked to transfer it to Ningyuan City. After Zhang San got the exchange certificate, he could go to Ningyuan by himself or ask someone to take the certificate to Ningyuan.

It may take only ten days and half a month on the way to Ningyuan.

Then he didn't have to wait for the escort team of Chang'an Liji Money House, so he could withdraw 10,000 guan from the Liji Money House in Ningyuan with this certificate.

Of course, specific things will be more complicated.

For example, the voucher may have both a unique token and a secret code, and the bank and the customer may hold half of each.

For example, after the money bank takes this order, it must immediately send someone to send a letter to Ningyuan, notify the business, and send the business code words between the two money bankers to determine the business.

In this way, waiting for the customers to withdraw money, without waiting for Chang'an's money to arrive, Ningyuan Money House can directly pay with its own money.

The same is true for Ningyuan to exchange exchanges with Chang'an.

Theoretically, the most critical point is that both banks must have a lot of money. Another thing is that this voucher system must be well established and cannot be seen through the counterfeit.

Of course, to make both banks richer, you have to constantly adjust the situation on both sides according to the actual business volume. For example, if Ningyuan withdraws money more, then Changan has to transport money to Ningyuan regularly.

The transportation of money will be more troublesome.

If there is a preparation time of about half a month to one month, there is no problem with this exchange business.

Of course, the exchange fee is definitely not cheap.

After all, if a businessman carries a large amount of copper coins himself, it will be very troublesome. A silo is six pounds and four ounces, one thousand ounces, that is thousands pounds, and tens of thousands ounces are tens of thousands of pounds. It will be very troublesome to transport money alone.

"If it's a small sum of money, it doesn't have to be so troublesome. We can open a bank ticket that can be redeemed as soon as we see it. Li Ji money shops in various places can be redeemed. For example, if it's less than 100 guan, you can get the bank ticket. One hundred guan and one hundred guan tickets to withdraw cash, which is still very convenient."

Being convenient to others means being convenient to yourself.

Although Li Ji Money Bank was the earliest money house to be opened, it is not the only money house now. There are still many new money houses opening and competing with Li Ji.

If you want to compete with others, you must have your own advantages.
Chapter completed!