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Chapter 191 Borrowing Money【8K】(1/4)

"Is it so formal?"

In the tavern, Wu Ye pulled out a chair and sat down, took the menu from Xiao Fugui, and asked him doubtfully.

It's rare to see him chatting and drinking with me in such a formal way: "The meeting with the parents didn't go well?"

Wu Ye's tentative tone made Xiao Fugui laugh. He lit the cigarette and shook his head.

"It went very smoothly. Ya Nan is not that kind of person. It's because I'm sensitive!" Xiao Fugui replied.

After ordering a drink, Wu Ye returned the menu to him, and Xiao Fugui ordered a cocktail and a fruit plate.

Wu Ye smiled: "It's not like you to hesitate! Just say whatever you want, you're not an outsider!"

He probably wanted to ask for something, Wu Ye could guess a little bit.

As for what it is, when a man asks for help, it’s just because of his family, money and goods, what else can he ask for?

Those who can resist it on their own will resist it directly. Those who can't resist it on their own will have no choice but to bow their heads and beg for help.

"The relationship between the two brothers has kept you from opening your mouth. Do you want to resign?" Wu Ye asked proactively.

Xiao Fugui shook his head.

Why did he resign? He was doing a good job. If he wanted to study food, Wu Ye would give him the ingredients. If he wanted to take a rest, he would tell Wu Ye. He could eat whatever he wanted. Not only what he ate himself, but what he brought home, it was all his. privilege.

What's more, Wu Ye has always entrusted him with important responsibilities, and he has always been in charge of the most important position. Now there are hundreds of chefs in the branch, and these hundreds of people are all under his control.

In addition, the dividends of two to three million a year plus salary are enough for him, and he feels unworthy of any more.

The relationship between the two of them was not just that of a boss and an employee, but also friends and family friends. How could he abandon her and run away at this time?

It's impossible to think so.

"I haven't thought about this. I can work for as many years as I can, at least until you don't need me anymore." Xiao Fugui shook off the ashes.

In the future, when things are stable and there are better candidates, he will go out and open his own shop and start a restaurant as a career, but that will be a matter for the future.

"Then what are you hesitating about? If you have any problems, just tell us and we can solve them together. Impotence is not something that cannot be cured, or are you doing something that cannot be done? The consequences are difficult to accept?"

"Damn it, you went looking for flowers and willows?"

Wu Ye asked him in shock.

Xiao Fugui: "."

Jill!

How could he go? When he lived in the alley there, he had never been there. The oiran in the alley even said that he had married him and spent more than one million he had earned over the years with him.

He didn't agree to such a big temptation, how could he go now?

"Be serious, I've never been there, don't smear someone's innocence!" Xiao Fugui took a sip of the cocktail.

He smokes and drinks, but he still controls it. Now he smokes less, and now that Zhang Yanan is in custody, many of his habits have been changed.

Wu Ye bit the straw, looked at him, and asked seriously: "It's really hard for you to do something. Are you just saying it's money or errands?"

"Short of money! I'm too embarrassed to say anything, and I'm embarrassed to ask you to go back right away! I thought I'd just figure it out myself, or wait until the end of the year."

"Somehow, I want to ask you for advice again."

Xiao Fugui looked at him: "I want to buy a house."

Wu Ye was stunned.

I've been working on it for a long time and can't figure out what the problem is?

Buying a house is a good thing. Having a house and a family means you are at least ready to settle down before you consider this. Otherwise, who would buy a house if the house price is not cheap now?

"Buy it! This plan is good, but there are some gaps, right?" Wu Ye asked.

Xiao Fugui nodded.

The main reason is that he and Zhang Yanan are not young anymore. Zhang Yanan will definitely work in Shanghai from now on. If marriage comes up, he must consider a house.

He has been reading a lot recently and has several alternatives in mind.

"I'm short of a down payment, so I'm going to borrow some from you. I won't be able to pay you back until next year!" Xiao Fugui said.

According to his agreement with Wu Ye, his basic salary plus management salary, plus dividends, plus other things, should be about 3.5 million a year.

With more than 300,000 yuan a month, one third is used to repay the loan, and the rest is disposable income, so the pressure is not that great.

"These are all minor problems. You can pay them back at any time. I usually don't lend money, and I don't rush anyone who allows me to borrow money." Wu Ye looked at him: "How much is the difference now?"

Either don't lend it or lend it to someone who is trustworthy.

Wu Ye rarely lends money to others. Except for a few friends around him, others cannot lend money to Wu Ye.

His monthly income is not low now.

A store can earn hundreds of thousands a day and several million a month. Even if the best profit is around 30 million a year, with so many stores, high and low, there are still hundreds of millions a year.

The money-making efficiency of a large restaurant is really high, and with various methods to maintain customers, the profits have always been made by Mrs. Wang.

Moreover, Wu Ye said that if he was given two points of profit, his calculations would definitely not be as accurate as Wu Ye's. Xiao Fugui's annual income should actually be around eight million.

After all, Wu Ye is successful in his career, and he plays the most important role. The food is not authentic and delicious, so it's just a genius.

"I just haven't made up my mind. Do you think I should buy one hundred and fifty or two hundred?" Xiao Fugui asked him.

He definitely needs to buy a four-bedroom apartment. If it is less, it will not be enough. He will have one room for his sister, one for his grandfather, one for himself and his wife, and a guest room.

A little further away, my grandfather later passed away, my sister got married, and the children also had their own room.

He prefers 200 square meters.

"Sqm or money?" Wu Ye asked him.

"It must be square!"

Wu Ye: "."

Eight million a year, in a more remote place, you can buy two houses a year. Even in urban areas, in better locations, you can buy one hundred thousand or more than one hundred thousand.

"Open the layout, open up the layout, buy a large flat in the urban area, it's not like you can't repay the loan!" Wu Ye said: "Six to seven hundred thousand a month, are you still worried about not being able to buy a house?"

Xiao Fugui: "."

Where did you get six or seven hundred thousand? Are you trying to steal money?

Wu Ye thought for a while and suggested:

"Buy a large flat floor, the kind of 300 to 500 square meters. Even if it is 500 square meters, one square meter will cost about 100,000, 50 million! The down payment is 10 million, the loan is 40 million, and the monthly repayment is 150,000.

about."

"Let me figure it out, you have about 8 million this year, and we will open a branch next year. No surprise, we can get 1,250. You can pay back 10 million in advance, and the loan will not be high."

"In another two or three years, I can pay it off! He can't even earn you much in interest. The layout is bigger! If you don't want to live on a flat floor in the future, just buy a villa!"

Wu Ye raised his eyebrows.

Xiao Fugui: "."

I am already so awesome? I can actually look at a house worth more than 50 million yuan? I will change to a villa in the future. Why do I feel like Wu Ye’s pie is poisonous?

I'm so dizzy that I really feel like I can do it!

Wake up, Xiao Fugui, wake up!

"Am I worthy?" Xiao Fugui asked him, pointing to his nose.

Wu Ye couldn't help but laugh.

"What I tell you is obviously feasible and cost-effective. In addition, the annual income calculated for you is close to ten, so you can buy it with confidence. The loan will last for thirty years and you will be able to pay it back in five years."

!" Wu Ye replied.

"Why is the discrepancy so big?" Xiao Fugui was a little confused.

The difference between his own annual income and Wu Ye's calculation for him was more than double.

If it were really eight million, damn, it would be so high!

"I am the boss and you are the boss? My calculations must be more accurate than yours! Before I opened the store, I told you that I would give you two points of dividends. This year it should be about six million!" Wu Ye said.

Did he remember that Wu Ye was talking about one point?

You deserve not to make any money!

"You can choose the house yourself. I will give you a thousand and two dollars, so you can buy a better one. You are also the chief chef of our Datang in the entire mansion. Don't make it too shabby. It's not like you can't make money.

"

"A sky garden, an indoor swimming pool, a study room and a gym, a large kitchen, a large living room, an entertainment room, and a few bedrooms can accommodate ten relatives! It can accommodate even five children, how delicious!"

Xiao Fugui: "."

Listening to Wu Ye's description, Xiao Fugui thought for a while. It was indeed fragrant. He had never considered this kind of house in his life. If it weren't for Wu Ye, he would have never had a chance in his life.

Big flat floor, tsk tsk.

At least I can't afford this kind of apartment. It may be difficult to buy an ordinary three-bedroom apartment.
To be continued...
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