Before, when Mingyue Palace was uprooted by the black-clothed Hedao, it also had many other similar organizations.

Li Fan speculated at the time that these organizations might not have been imitated after seeing the great cause of Mingyue Palace Crossing Dharma in full swing.

Instead, these organizations are already engaged in lending-related businesses.

After seeing the huge profits generated every year in Mingyue Palace, I couldn't help but imitate them.

There is one in Daoyuan Prefecture, and Congyunhai should naturally have similar organizations.

If you want to get rich, how can you not get leverage?

Li Fan plans to take advantage of the huge fluctuation in the price of Lingwu Grass to make a fortune.

Naturally, the help of these lending organizations is needed.

But whether it was before or in this life.

After inquiring from many sources, Li Fan could not find his trace.

Obviously, this organization is very careful.

So Li Fan came to He Zhenghao for some reason.

As expected, He Zhenghao did not disappoint him.

"Before fellow Taoist goes to Qingfeng Hall, it is best to consider it."

"There won't be a vain to lend you contribution. You will have to pay 18% of the high interest every year."

"It would be fine if you make a profit, but this interest can be paid off quickly. If you lose money..."

He Zhenghao's eyes twitched: "I'm afraid I'll have to work for those guys for more than ten years for free."

Li Fan bowed: "Fellow Taoist's instructions, I've recorded them. But please don't worry, I know what to do."

"I won't bother you, we'll talk about it next time."

After saying that, Li Fan returned to Wanxian Island through the teleportation array.

Go straight to Qingfengtang.

It was finally found in the corner of the outermost area of ​​Wanxian Island.

It is inconspicuous and there is no difference between it and ordinary small shops.

Li Fan inspired a hidden talisman and walked in.

An old man who looked quite sloppy was sleeping on a recliner behind the shop counter.

Some guests came in without opening their eyes.

Still closing his eyes and shaking the chair.

According to He Zhenghao's instructions, Li Fan took out the dark green jade token.

“Doudu.”

The old man knocked on the cabinet three times.

The dark green jade plaque emitted a faint light, forming a door.

Li Fan looked around for a while, then walked into the door.

The figure disappeared, and the green door shadow disappeared.

As for the old man, there was no change in his posture from beginning to end.

It seems that no one has ever been to this Qingfeng Hall.

The surroundings first fell into darkness, and then they lit up again.

Li Fan looked around and found himself under a big tree.

The effect of hidden shape talisman that had just been activated was instantly removed.

The branches and leaves are lush, and the leaves are like jasper, emitting a luster of luster.

But a human face appeared on the tree.

It stared at Li Fan and asked, "Who is introducing me and what's going on here?"

Li Fan faced the tree and said loudly: "He Zhenghao, the governor of Liuli Island, came here. I want to borrow something from you Qingfeng Hall."

The tree face seemed to have a little slow reaction.

After Li Fan finished speaking, it took a long time to get a reply: "The monk in the late stage of foundation building can borrow 30,000 contribution points."

"The annual interest rate is 16%, and you can choose the return method yourself."

"The maximum time is not more than ten years."

...

He slowly introduced Qingfengtang's business to Li Fan one by one.

After saying that, Li Fan said with some dissatisfaction: "How can I borrow 30,000 points of contribution in total? It's not enough."

"I am twenty-nine years old in the late stage of foundation building and have a bright future. Can I give more preferential treatment?"

The tree face tried to try to open its eyes wide and stared at Li Fan carefully.

After observing for a while, he said, "You can borrow up to 40,000 points of contribution."

Li Fan was a little impatient: "Only 10,000 points of contribution? This is too stingy!"

"When I was in Yuandaozhou, I still had the middle stage of foundation building cultivation. I could borrow 70,000 or 80,000 to contribute to the Mingyue Palace at once!"

"Why are you so much different from Qingfeng Hall!"

"Brother Shu, have you made the decision? Otherwise, let's talk about someone who can make the decision?"

Li Fan said carelessly, but he quietly glanced at a certain direction.

The branches above the head are automatically without wind, and the green leaves sway lightly, making a rustling sound.

The tree stared at Li Fan with expressionless face.

Li Fan was also not afraid at all and stared at the tree's face.

After a long time, Tree Face slowly spoke: "Fifty thousand, no more."

Li Fan looked very regretful, and then said, "Oh by the way. What I want to borrow is not the contribution level, but the Spirit Fog Grass. Can you borrow it?" He blinked and stared at the tree's face.

The invisible wind seemed to be even stronger.

The branches and leaves are shaking more and more violently.

"If you can, borrow things, it is not calculated based on interest, but the amount you borrowed." The tree's face was gloomy and said in a muffled voice.

"Repayment within the first year, the amount required is calculated as one hundred and thirty percent of the loan."

"The second year, at 16 percent."

"In the third year, it is 200%.

"It can only be borrowed for three years at most."

Li Fan was shocked when he heard this: "So dark?"

But looking at the tree face with a bad expression, he immediately chose to shut up.

Bargaining again: "If you borrow money, can you lend me more?"

Tree Face ignored Li Fan.

Seeing this, Li Fan had to give up with regret.

"Then how many spiritual mist grass can I borrow now?" he asked.

"Two thousand seven hundred." The tree face said in a muffled voice.

Li Fan muttered a few words, not knowing what he was saying.

"Okay! I'll borrow it! What procedures do I have to go through?" Li Fan seemed to have made up his mind.

A green leaf slowly floated down from above his head and fell in front of Li Fan.

Holding it in his hand, messages suddenly appeared in Li Fan's mind.

It was exactly what Li Fan had just agreed with Chu Face.

"If you agree, just use spiritual power to refine this green leaf."

Li Fan nodded and then wrapped the green leaves with spiritual power.

The green leaves were refined in an instant, and a slight green leaves pattern appeared on the inside of Li Fan's left arm.

"After paying off the debt, the deed will disappear."

"Wait for a moment, I will send you the Spirit Mist Grass you borrowed."

After the tree face finished speaking, it disappeared from the tree and I don’t know where it went.

Li Fan took this opportunity to raise his head and look at the big tree.
To be continued...