trouble?

Qian Lei was full of confusion, while Wu Yi was full of doubts.

What's the trouble with this?

Seeing their confusion on their faces, Shi Yiwen sighed in his heart. They had long been used to all this. The proficiency of all the Ming people in using this troublesome payment method once surprised him. Even children would estimate the weight and quality of the silver ingots.

But all of this, in Shi Yiwen's opinion, can be said to be extremely troublesome.

"What's the problem with this? If you don't buy and scale, if there are any profiteers who speculate or take tricks, wouldn't they suffer a loss?"

"Attack?"

Shi Yiwen shook her head and said,

"What is the reason for the loss? Is it because there is no standard. What if there is a standard?"

"standard?"

Seeing Qian Lei frowned, he still looked puzzled. Drawing on the silver dollars from later generations, Shi Yiwen explained.

"This standard is to make silver dollars of different weights, including one or five cents, two cents, one cent. People use one or two cents to buy things for two cents. They can directly use five cents, two cents, and one cents to make change. In this way, wouldn't it be more convenient..."

The backward silver system is the biggest drawback after the silver was transformed in ancient China. There are many types of silver and different colors. They have to be exchanged and converted during transactions. It is very inconvenient to use. The weighing of real silver is also extremely cumbersome, and this has given rise to a drawback - fire consumption. Not only the governments, but also the money houses... they have to be collected.

"this……"

When Qian Lei frowned and wondered whether this matter was feasible, Wu Cai asked in confusion.

"What if it's less than a penny?"

"Of course, I'm looking for money. One cent of silver is worth ten cents, and one tael of silver is hard to find. One ounce is still easy to find. Most people use more than one ounce of silver..."

After explaining, Qian Lei asked back.

"Young Master, there is no problem with these heavy silver dollars, but how can the people and merchants be willing to use our silver dollars?"

"No fire consumption."

The simple three words not only shocked Qian Lei, but even Wu Cai was so surprised that he almost fell to the ground in his teacup.

"Yes, use our silver dollars to exchange for silver dollars in our silver dealer, and there is no chance of burning out the fire!"

Although it is just a simple explanation, Qian Lei feels a little dizzy. Why does the money shop make money? It depends on the fire consumption when exchanging silver. Because the silver is scattered and has color, there are color dispersion and fire consumption, so the money shop operates by this to make money.

"Owner, do you know that this fire consumption is the largest input of the money shop, ranging from 10% to 20% or 30%. If you take 10 taels of broken silver, you can only exchange 7 taels or 8 taels of copper coins at most..."

"I know, because of this, I have to go to the fire consumption. I ask you, if our money house only charges fire consumption once, in the future, you can only have ten taels of silver dollars, and you will be able to have enough 10,000 yuan in color. Which one would you choose?"

Do you still need to choose?

Even if a person without any brains knows which one should choose. After all, if you use a piece of scattered silver, you will be "empty" by using ten taels of silver in a money shop three or four times.

"Of course we use our silver dollars."

Qian Lei asked back with a frown.

"But in this way, wouldn't the input of fire consumption be scrapped? Wouldn't this exchange of money be a loss-making transaction?"

"Lost? How could you lose money?"

Shi Yiwen looked at Qian Lei with a smile.

"When all the people in the capital use our silver dollars, whether outsiders come to Beijing to do business or study, they must first exchange silver dollars. Without our silver dollars, they will be unable to move in the capital. Next, nearby places like Tianjin will definitely use our silver dollars, and the most important thing is credit, which is the greatest capital!"

While speaking, Shi Yiwen took out a stack of paper, took out a piece of paper the size of a palm and handed it to Qian Lei.

"Look at this."

"This is……"

After taking the piece of paper, Qian Lei's eyes suddenly made a big splash.

"Silver notes!"

The paper has complex and extremely exquisite patterns, with the words "Exchange silver notes" and "After the ticket, you can get the full pattern of silver ten taels".

These silver notes were specially prepared by Shi Yiwen for Emperor Wanli to provide him with the "flower failure". He borrowed the bank notes from the late Qing Dynasty in his space to print them with a color printer.

In order to bribe, he not only set up a money shop, but also specially printed the bills. I am afraid that this is the only one in the world. The silver bills originally used to bribe were taken out by Shi Yiwen.

"Yes, it is silver bills. It is different from the "committee" that specializes in the exchange of two places. This ticket is remittanced by local A and the bills cashed in local B have a limited range of use. Not to mention other things, it is transactions in Beijing, which often involve tens of thousands of taels of transactions, and more than tens of dozens of taels of silver are carried with you every day. It is always inconvenient to use thousands of taels of silver. But what if you use this silver bill? It's just a few pieces of paper. If you say one day, all millions of people in the capital believe in silver bills as if they believe in silver dollars, what will happen then? Even in the future, the money house can drive along the canal to Linqing, Yangzhou, Nanjing, and the bank will get in. In this way, the silver bills will naturally be passed on to the world! In this way, the fire consumption is just a small profit, not worth mentioning..."

When he said this, let alone the listener, even Shi Yiwen himself was excited by his passion.

What made him excited was not Tongduo Tianxia, ​​but another idea - why did he suddenly become a central bank!

I went there, didn’t I just want to give some silver to the Emperor Huachai and print the books hidden in Da'ui?

Why do I talk to the central bank now? However, if there is really a day, the cost of copying books will be a drop in the bucket.

"Young Master is far-sighted, and I really admire you, and I admire you very much!"

Qian Lei bowed over the top and there was still a slight arrogance there. When he first came, he felt that he was not satisfied with his talent, but now after hearing Shi Yiwen's idea, he even began to doubt his life. His little idea was not even wearing shoes for others.

Seeing that Qian Lei was hit hard by him, Shi Yiwen smiled and said with a smile.

"Qian Lei, if I let you be the shopkeeper of the money shop, how long will it take to achieve the goal of Tongdui Tianxia!"

"ah!"

Looking at the young master in surprise, Qian Lei opened his eyes wide and became hoarse for a moment.

What does he mean?

"What, didn't you want to be the shopkeeper of me just now? You don't want to do it now?"

Shi Yiwen asked with a smile.

At the moment, he really had no other suitable candidates for a while. As for the previous blow, it was just... the blow was just a target.

"Mr., young master, I, I'm afraid I can't do it myself..."

Qian Lei, who was somewhat suspicious of life, lost his confidence as before.

"If we can't do it, we can't do it together, how about it?"
Chapter completed!