Font
Large
Medium
Small
Night
Prev Index    Favorite Next

Chapter 175 Mortgage to buy a house

Wu Pu did not turn around at dusk, mainly because the house had been sold, the contract was signed, and the money from Qi Guogong Qiu Fu was also sent. Next, I looked for a new home to rent it temporarily.

Wu Pu was going to rest, and Wu, Bi and his aunt, Wu Li, went there.

Go to Yingtian Prefecture at dusk.

With these three thousand taels of silver as the foundation, he now has great confidence in taking down the abandoned manor.

Xiang Bao saw the dusk coming again and sighed, "Have you raised money?"

He also said: "The transaction contract between the government office and Ji Gang is ready to enter the official business process. If you want to buy it, it is best to pay out the money today, and the price is higher than Ji Gang."

From a personal perspective, Xiang Bao also tends to dusk.

After all, this is a beauty for adults.

But Xiang Bao was unwilling to offend Ji Gang, so as long as the price of Dusk was higher, he sold it to Dusk cleanly and completed the process as quickly as possible, and Ji Gang had nothing to say.

Huang Tun sighed: "The money is not enough, but can the prefect consider another compromise?"

Xiang Bao was puzzled, "How to compromise?"

"The abandoned manor was sold to Ji Gang for 21,000 taels of silver. In fact, the price is already high. After all, the manor has been abandoned for more than ten years, but I understand that its value is not bad. After all, it has a good geographical location, adjacent to the Imperial College, and a prosperous area in the capital. If it is renovated, 30,000 taels of silver can be sold."

The school district housing is also located on the first ring road of Beijing, and the price is not expensive.

Convert to future generations purchasing power.

It's about 15 million.

If this manor is well decorated, it will be sold at a price of 30,000 liang.

However, if you want to decorate that manor, it will be decorated in a style and conform to its geographical location and the identity of the owner, you should not think about it if you don’t have ten thousand taels of silver.

Mainly large area.

The reconstruction and repair of various rockery, pools, and pavilions are expensive.

Xiang Bao nodded, "This is the truth."

Xun said: "I have only two thousand five hundred taels of silver. It is definitely impossible to pay it in one go, but I have an idea. If the prefect is free, I will tell you to see if you can accept it."

Xiang Bao laughed, "Tell me, look."

Huang Tun smiled and said, "In this way, I do want to buy that manor, but the funds are not easy to turn over recently, and I am not willing to go to private money houses to get usury. But I have a time when I make money every day. As long as I give me time, it is not difficult to buy this manor, so I thought of a compromise, which is to buy two thousand taels of silver-"

Xiang Bao interrupted him, "Huang Zhenfu, the business is not doing this."

The top scorer who is more than 20,000 taels, do you buy it for two thousand taels?

this……

Your Majesty dared not speak like this.

Huang Tun smiled and said, "Don't be anxious, listen to me. I will use two thousand taels of silver to cover the down payment of this manor. What is the down payment? It is the first payment, so it is called the down payment."

Xiang Bao heard this noun for the first time, and his eyes lit up, "What?"

The dusk continued: "Ji Gang gave 21,000 taels of silver, which means that the value of this manor to Yingtian Prefecture is 21,000 taels of silver. Thanks to the prefect's prefecture for his care, in order to ensure this matter, I am willing to pay a difference of 25,000 taels or 4,000 taels. This is the strongest excuse, and the prefect will not offend Ji Gang."

Xiang Bao was puzzled, "But you have no money."

Huang Tun smiled and said, "The prefect is in charge of all things in Yingtian City. You should know the strength of the commercial bank in that era. It is not difficult to have more than 20,000 taels of silver, but it is not available now, so I have this idea: I will pay the remaining 4,000 taels in installments."

Buy a house with a mortgage!

This is an epoch-making move. If it causes a mass effect, it is likely that a financial wave will be set off in the Ming Dynasty in the 15th century: In fact, to put it bluntly, this is almost the same as the first batch of bulk goods transactions.

But more flexible.

Xiang Bao pondered for a while, "This is indeed fresh and feasible, but Xiang still has a question. The government office only received two thousand taels of silver from you, so he gave you the land deed of the manor. To say, don't mind, if there is something wrong with the envoy Huang Zhenfu in his career when you haven't paid the remaining funds, who will our government office ask for money?"

Sighing in a dark and dark way.

Sure enough, it is not possible to make money by making money in nothing, and you still have to pay a mortgage.

"Don't worry about this. When I signed a contract with the government office, we will agree that if some accident occurs, Mr. Huang is unable to pay the remaining amount, the government office can take the Times Commercial Bank as its own. This is actually like usury, using assets higher than the loan as collateral, so the government office has absolutely no worries, and the extra 40 million is the interest that the government office deserves for the first installment. This interest is no less than that of usury."

He also said: "The prefect can calculate."

Xiang Bao thought silently for a while, thinking that this matter was feasible, and the government office could make tens of millions of dollars extra for the ledger out of thin air. This account was extremely beautiful.

It's considered a political achievement.

Still worried, he asked, "If this is done, how long will it take for Huang Zhenfu to pay the final payment?"

Dusk thought about it, "It's done within two years."

He also said: "From the next month after signing the contract, I will pay 1,000 taels of silver to the government office every month, and a total of 24 months."

Xiang Bao's eyes lit up. As the prefect, he knew too well the benefits of this operation to dusk.

He has more funds for turnover and flow.

But this is of no harm to the government office.

He also said: "What if it is late?"

Sighing at dusk.

Sure enough, every opponent I meet is a weakling, all supporting roles and villains with high IQ.

"For example, if I have something next month, my capital turnover is not working and I have not given one thousand taels of silver, then I will pay a late deposit of five-thousandths to accumulate it. How about it?"

This is the basic terms for buying a house with a mortgage. As for whether it is a ratio of 5% or less, I can’t remember it clearly at dusk.

Nodded Xiang Bao.

I have to admire Sunset, I really racked my brains to buy this manor, and his proposal is hard to refuse.

He pondered and said, "I'll go and discuss with the others in the government office, and Huang Zhenfu Envoy wait."

After saying that, he got up and went to the company hall.

Drinking tea at dusk and waiting comfortably, he knew that Xiang Bao and the others in the government office would agree - no one could not get over money, and if this is done, everyone in the government office would not commit crimes.

As expected.

After a while, he returned to Bao, and was quite excited. "No one has any objection, and he was shocked by the idea of ​​Huang Zhenfu Envoy. So when will we sign a contract?"

"Now."

"Please inside!"
Chapter completed!
Prev Index    Favorite Next