Ma Chao had no choice but to shamelessly call his parents to borrow money.

My parents don't have much money either.

He bit the bullet and borrowed it from a friend, but he felt very embarrassed because it was really hard to explain that someone who bought a house a few years ago was now so mixed up that even if he spoke, he would be embarrassed.

But it’s not possible without borrowing! You can’t delay the loan from the bank for one month, otherwise there will be problems with your credit report.

I borrowed all my friends, so I can barely maintain it.

The worst situation still occurred - the payment was completely cut off, it was overdue, and it was impossible to pay it back.

What Ma Chao is most afraid of hearing now is the ringtone of his cell phone. At first, the bank's collection staff spoke in a very gentle tone, telling him that once the loan was stopped, he might face credit restrictions in the future, and advised him that "it is best not to stop the loan."

Three months later, the collection agents came to my door.

The couple explained to each other that their hands were really tight and they were borrowing money. If they had it, they would pay it back as soon as possible.

But there is no way to get a loan, where can I borrow it?

Collection agents came to your door more often, and both parties became impatient.

Later, they heard a knock on the door outside, and the couple pretended not to be at home.

Overdue repayment of monthly payments means a breach of contract. The bank has the right to file a lawsuit with the court. If the court supports the bank's request, as the primary lender, Ma Chao will be classified as a dishonest person, and the house under the couple's name will also be forcibly auctioned by the court.

.

Ma Chao consulted a lawyer about this: the price of a foreclosure house is much lower than that of a normal commercial house. The starting price of the first auction is only about 70% of the normal price.

Prices for second and third shots are lower.

Qiao Xinyuan came to collect the money today. Ma Chao's brain got hot and he rushed into the kitchen and took a kitchen knife. He said in one sentence: If you don't need money, you need your life.

…

Hu Pingtao was also helpless about this.

The solution is simple: in addition to persuasion, still persuade.

Qiao Xinyuan is gone, but he will still visit on the repayment date next month.

Hu Pingtao could only say some comforting words to Ma Chao and Qian Yue.

"Think openly and everything will be fine."

"Don't do this next time. No matter whether you use fists or knives, there will be no good results."

"Find a job first! Even if you don't like it, make money first."

…

After going downstairs and getting into the police electric car, Long Xu felt a little depressed.

"Boss, look at how messed up this is... buying a house was originally a good thing, but the whole family ended up feeling miserable."

Cui Wen sighed beside him: "They have barely managed to survive this month, but what about next month? What about in the future? Do they have to call the police every time it is time to repay the loan and have us come to deal with it?"

Long Xu shook his head: "We have nothing to do with the bank. Besides, if the bank cannot receive the money, we will definitely sue them."

Hu Pingtao looked indifferent: "I read a "National Annual Leverage Ratio Report" some time ago, which was released by the National Finance and Development Laboratory. It said: In the past two years, banks have sued banks for breach of contract and cut off payments.

The number of cases has increased significantly, and the number of foreclosed houses has been guaranteed. From 500,000 units the year before last, it has increased to more than 1.6 million units this year."

"Think about it, 1.6 million units! What is the concept of this? Nearly two million families are heavily in debt. How can such a huge number of people in debt be obtained?"

Long Xu said nothing.

Cui Wen drove the electric car silently.

There are some things they can't control and can only wait and see.

…

In the evening, a call came from the 110 command center: Someone called the police at the Lianjiashan gas station.

When we arrived at the scene, it was already dark.

A middle-aged man in a plaid shirt stood next to the gas station, rolled up his sleeves, pointed at the gas station staff in a red vest and cursed.

"What's that look in your eyes? Didn't you see that my car is a BMW?"

"What did you eat when you were growing up? You are so stupid, you are an idiot!"

"Let me tell you, this matter is not over. I have already called the police. When the police come, they will definitely arrest you, so just wait to go to jail!"

"You have to pay for it. My car has to be sent for overhaul. You pay all the expenses."

Cui Wen drove the electric car directly into the gas station. Hu Pingtao and Long Xu got out of the back seat and strode towards the direction of the argument.

Hu Pingtao was very tired after dealing with all kinds of eucalyptus all day. Now he really wanted to find a place to lie down and relax for a while... He was really sleepy, but he could only hold on.

He opened the transcript very slowly, and he asked questions listlessly, with heavy eyelids: "...Why are you arguing? Tell me, what happened?"

Seeing this, Long Xu quickly took the transcript from his hand, leaned close to his ear and lowered his voice: "I'll write it!"

Hu Pingtao said a sleepy "hmm", handed the pen in his hand to Long Xu, and then turned to the two parties in the dispute: "First show me your ID cards."

The gas station clerk wearing a red vest is a woman. She is a bit older and has a good figure. She is quite pretty and has a dull makeup. She seems to have an honest and boring personality. She is a little confused.

It was not until the duty manager standing next to her touched her with his arm and reminded her repeatedly, "Xiao Zhang, take out your ID card" that she came to her senses and hurriedly put her hand into her pocket.

Zhang Yuanyuan, 33 years old, is a local and lives in Wangdaqiao.

Looking at the information displayed on her ID card, Hu Pingtao felt a little strange. He raised his head and asked, "Do you live in Wangdaqiao?"

Zhang Yuanyuan's face was obviously flushed, and she nodded: "Yes."

Wangdaqiao is a village in the city, just next to the Second Ring Road. Later, the old city was renovated and the whole village was moved back to its original location after the new buildings were built.

This is not the point. The key point is that Wangdaqiao is far away from the Lianjiashan gas station. The straight-line distance on paper is more than seven kilometers. With the twists and turns of the road, the actual distance is at least ten kilometers.

Long Xu also felt strange. He tapped the notebook lightly with his pen and asked, "You still live in Wangdaqiao now? Why do you come so far to work?"

Zhang Yuanyuan speaks with a strong local accent. She has a lot of contact with different customers at the gas station. According to the company's regulations, she must speak Mandarin. However, the residents of Gudu District have a strong dialect component and sound strange, which is commonly known as "Map

”.

"You can't just stay at home, you have to find a job." Zhang Yuanyuan explained: "Just stay as far away as possible, it doesn't matter."

This reason makes sense.

Hu Pingtao turned to the man in the plaid shirt and said, "Show me your ID card."

"I didn't bring it with me." The man was thin, of medium height, and had a large, bright gold chain hanging around his neck. From a distance of more than two meters, you could smell the strong smell of smoke and breath coming from him, which was quite disturbing.

Some of the "Young and Dangerous" styles in Hong Kong movies of the last century.

He spoke in a very impatient tone. He put one hand on his waist and pointed at Zhang Yuanyuan who was standing opposite, and said arrogantly to Hu Pingtao: "She damaged my car, you have to let her compensate me."

Hu Pingtao frowned and subconsciously glanced at the car parked behind the man.

BMW X3 is the same brand as the one Su Xiaolin drove.

"If you don't bring your ID card, just take out your driver's license!" Hu Pingtao said seriously to the man: "Register the identity information of both parties first. This is our procedure for handling cases."

The man's face was a little ugly, but the anger in his heart was definitely not directed at Hu Pingtao. He nodded "Yeah", turned around, ducked into the cab, and took out his driver's license.

Chen Zhongde lives over there in Xishan District.

After Hu Pingtao saw the driver's license, he handed it to Long Xu and asked Chen Zhongde: "Tell me! What's going on?"

Chen Zhongde was a little excited. He raised his finger and pointed at Zhang Yuanyuan: "My car is always filled with 95# gasoline. Officer, you also saw it, BMW! It was very expensive when I bought it before, and this car is an old brand BMW.

The x-three of the past is completely different from the one of now!"

It can be seen that he cherishes his car. Hu Pingtao can understand this. He smiled and asked: "Why, is there anything different about the old cars in the past?"

As soon as he mentioned this, Chen Zhongde became more energetic: "Absolutely! Think about it, they are both BMW X3s. They used to sell for hundreds of thousands, but now they can be bought for only a hundred thousand yuan. Can they be the same?"

"Are the people in the car company stupid? Why should they lower themselves when they are doing well and making no money? BMW is a big name in the world. It sold for more than one million in the beginning, but it is completely different compared to now.

"

Hu Pingtao became more and more confused as he listened and interrupted: "When did the BMW X3 sell for one million? Also, what you said...why do I feel a little bit incomprehensible!"

Chen Zhongde shouted loudly: "Why not? In the past, in 1998 or 1997, my friend bought one for more than 1.2 million yuan. At that time, there were only a few BMWs in the entire provincial capital. His was the first one.

One batch.”

1998?

Last century?

Hu Pingtao was full of doubts and couldn't help but ask: "The BMW X3 in 1998 costs more than 1.2 million?"

Chen Zhongde said matter-of-factly: "Why did I lie to you? If I had money at that time, I would have bought it too. I bought this car later and it cost more than 600,000 yuan. It was very expensive."

Long Xu scratched his head beside him. He was also a little confused. After all, the prices of these cars mentioned by Chen Zhongde were really magical. For a mere X3, ranging from one million to six hundred thousand, it always felt weird.

Hu Pingtao didn't intend to delve further into this issue. He could tell that Chen Zhongde was the type who liked to show off. If he kept talking, he might not get to the point tomorrow morning.

"Well, let's talk about it. Why did you have a dispute with the gas station? Is it because of the gasoline?"

Chen Zhongde nodded: "I drove here today to refuel, and I agreed to add the number 95. At that time, this woman took the car key from my hand. I just finished smoking, so I went to the convenience store and bought two boxes of "Yuxi"
To be continued...