Chapter 1147 Capital and Plan
Regarding finance, Guo Dan is actually very cautious, after all, this is his profession.
钱庄开了这么久,至今都还没有完全进入银行体系,就是因为不具备完善的储蓄借贷功能,除了汇兑之外,主要就是帮商人保管金钱,而卖点就是商人越来越富裕,也越来越缺乏安全感.
In comparison, it is safer to put money in Yinuo Money House and will not be taken away by officials in one fell swoop.
但是如今商人有了安全感,以及更多权贵想进入资本,但是如今股价又比较贵,而且现在很难买到,或者说有些人想去盈利,但又不想冒这风险,毕竟股价有涨有跌,郭淡就决定正式开放储蓄借贷功能.
It can also be said that it has officially entered the banking system.
In the commercial society, there is actually nothing good or bad, it depends on demand. If the demand is in place, all defective products can be used. If there is no demand, no matter how good the price is, it will be bullshit.
储蓄借贷,当然是非常先进的金融手段,但是若早开一年,那可能会非常糟糕,光那些放高利贷就得让你脱一层皮,故此一定要等到市场需求这个功能时,才能够推出来.
Of course, this is not the theme of this shareholders' meeting.
The theme is of course the market.
那一副地图才是关键,因为之前资本扩张可都是一步步打出来的,不是说白给的,当时要进入一个市场,那是非常艰难得,都是郭淡拼了老命,与小农顽固势力斗争,故此全国大部分地方还是一片空白,但如今国家已经确定经济发展为主要方针.
The domestic market will be fully opened.
The purpose of launching savings lending is to prepare more funds and carry out a new round of capital expansion, not only in China, but also in many surrounding areas.
One purpose of Guo Dan convened a shareholders' meeting is to encourage everyone to invest overseas and to ensure that the court will safeguard all the interests of our businessmen overseas.
These businessmen have been holding on for so long and want to do a big deal and see where the limits of businessmen are.
......
This feature has just been launched and was immediately sought after by the powerful and wealthy people in the capital.
Help us keep the money and pay us back the interest every year?
this......!
The key is that they no longer worry about the credibility of Yinuo Money House. Just their money is not enough for people to get stuck. On the day of launch, a large amount of money was deposited into the money house, and it exceeded 100,000 taels within three days.
It can be seen that there are still many invisible rich people!
.........
Dong Pavilion!
"It seems that this kid is planning to start a massacre!" Xu Guo frowned.
Li Sancai said very depressedly: "How should we deal with it?"
Faced with the glorious Guo Dan, the court seemed a little helpless, as if the economic development had nothing to do with them, so Guo Dan could do it.
"You must never let them."
Wang Xijue said: "Guo Dan is just an alternative among merchants. He needs to consider His Majesty's situation, so everything is considered more thoroughly. It is precisely because of this that he is deeply loved by the people.
但是其他商人并非如此,他们就一心想着赚钱,当初我在南京的时候就发现,许多商人狼狈为奸,想尽各种办法,去压榨百姓,不过当时有我和郭淡在,他们也就不敢乱来.
But from this we can see that merchants are by no means good men and women, and this still requires the court to control them."
Cao Ke, who was sitting at the end, said: "The Xiaguan is the same as the adults think. Merchants are profit-oriented. This will never be changed. The key to the success of Weihui Mansion is Guo Dan, not a businessman. Without Guo Dan's control, Weihui Mansion would never have developed to this level today. However, Xiaguan does not think that Guo Dan is a special one, but he must look at the long-term and will not care about temporary gains and losses."
Wang Xijue nodded and said, "In the past few years, you have been running around and helping those prefectures reform. You have seen and heard much more than us. I wonder what you think about this?"
Cao Ke pondered for a little, and said, "The officials think that this matter has to start with Henan. At present, the economic situation in Henan is very good, and the difficulties encountered by the Henan prefectures are much less than those of other prefectures. The people of Henan naturally integrate into the new system, but other prefectures always encounter many problems.
The reason is naturally Weihui Mansion. Weihui Mansion has a subtle influence on surrounding prefectures, including Daming and Hejian, but this has been several years, and it can be seen that the people cannot adapt to the new system and new ideas immediately.
The court could learn from the success of Henan and first choose several prefectures with developed transportation to develop their economy through commerce, thereby affecting the surrounding prefectures."
Wang Xijue smiled and said, "Director Cao said it very reasonably. Guo Dan's business plan is to attract the population to towns and provide manpower to the workshops. If it is too scattered, it will not be successful. In addition, including ports, the court can also selectively open ports, and the merchants must not have the final say. This will be convenient for the court to control!"
Shen Yiguan asked: "But will Your Majesty agree?"
Wang Xijue said: "Your Majesty will definitely agree."
......
Xing'an Bo Mansion.
"Husband, aren't you very busy lately? Why do you have time to come to me?"
Aunt Xu asked Guo Dan beside her while walking slowly on the path in the garden.
Guo Dan said, "Aren't I afraid that you miss me?"
Aunt Xu pursed her lips and smiled, and said, "Don't worry, I have always been alone before I met you and I won't feel bored."
Guo Dan said: "But you are pregnant now."
Aunt Xu gently stroked her round belly and said, "It's okay, this child is very well-behaved." As she said, she asked again, "I heard that the cabinet has been moving frequently recently, and it seems that she is intending to target you!"
After Yinuo Group launched a series of financial businesses, the court immediately responded, ordering restrictions on opening ports and the plans for the new urban area will be carried out in several prefectures. Commodification must be urbanized. If the court does not provide plans for the new urban area, the land will not be developed and business will not be developed.
Yinuo Group must wait until the court makes a plan before it can implement it.
Guo Dan nodded and said, "They want to formulate a development plan, but in fact they want to seize this dominance."
Aunt Xu asked, "Husband, what do you think?"
Guo Tan smiled and said, "Although they are the ones who dominate the situation, in fact they are just making plans based on my plan to limit me. I think this is good. Everyone can do their own jobs, so your Majesty can rest assured."
Aunt Xu smiled and said, "Husband, you are so mature."
She also thought so. If Guo Dan wanted to fight again, she would stop Guo Dan. Under the current situation, Guo Dan had achieved a decisive victory. If he went further, he would break the balance established by Wanli.
Wanli only gave up Confucianism as respect, but did not give up the power of the government, and he never mentioned letting Guo Dan be an official.
Guo Dan just has power, but has no power. In terms of power, he must rely on Wanli, and in terms of economy, Wanli must rely on him.
It's really integrated.
Guo Dan said, "I have to learn a few tricks when I get out of bed every day!"
"Speak nonsense again."
Aunt Xu glanced at the guy and said, "Will this affect your plan?"
Guo Dan said: "This arrangement is good. I don't have that much money. I want to develop all over the country at the same time. I also plan to do it step by step, but it depends on how they arrange it. If it is not the result I want, I will naturally object. Moreover, their actions will make the businessmen more united by me. As long as they operate properly, the opposition between the two sides will be more beneficial to both of us.
It is also conducive to the development of the Ming Dynasty. After all, we are supervising each other, which leads to collusion between officials and businessmen and corruption. It is temporarily impossible. At the same time, we will play the card of the Third House to deal with each other. Then, under such an opposition, the Third House can rise rapidly and the legal system can be quickly popularized."
Regarding this, he has always had a tacit understanding with several major officials of the cabinet, and is hostile to each other, but he also relies on each other. This situation of cooperation and opposition is actually the people below, whether they are officials or businessmen.
When the court issued these decrees, the merchants immediately found Guo Dan, who also wanted them to promise that they would not let the court do whatever they wanted.
While talking, Xu Mengchong suddenly came here.
"Dad."
"The son-in-law has met his father-in-law."
"Okay, okay!"
Xu Mengchong smiled and nodded. Now that the situation is settled, he is much more relaxed. He said to Guo Dan again: "Son-in-law, you are here just in time. I have something I want you to discuss with you."
Guo Tan asked, "What's the matter?"
Xu Mengchong said: "Now Feng'er is married to a good husband, I have nothing to worry about except Rong'er. Rong'er has grown up. Although he is the owner of Wuzhaoqiang and Xiaoboye Academy, he just invested money. He is not in charge of everything else. It is not a big deal if he keeps messing around like this.
I am helpless about this, and I hope my son-in-law can help me.”
Aunt Xu nodded and said, "Dad said it is reasonable."
As she said that, she turned her head and looked at Guo Dan.
Guo Dan pondered for a moment and said, "My uncle has always longed for going out to sea..."
"Of course this won't work."
Xu Mengchong immediately shook his head as if he was rattled, and said, "I am just this precious grandson. If you ask him to go out to sea, what's the difference between not having this grandson?"
Although he asked Xu Jirong to kneel down every day, the one he loved the most was Xu Jirong.
"That's true." Guo Dan nodded embarrassedly, thought for a while, and said, "Let my uncle go to the inspector's office?"
"Picking House?"
Xu Mengchong was stunned for a moment and said, "Can this work?"
Aunt Xu smiled and said, "Dad, this is absolutely possible. Although Rong'er is a crime, what is different from other noble children is that he rarely bullies the weak. Instead, he likes to help the weak. The biggest difficulty facing the Third Court is the issue of the powerful."
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Xu Mengchong frowned and said, "Will that offend many people?"
Guo Tan smiled and said, "But this is exactly what Your Majesty hopes. If those powerful people are allowed to continue to be corrupt and abuse the law, then all this will be meaningless. My uncle is not afraid of power and going to the inspector to serve in the inspection office is the most suitable for him."
Aunt Xu smiled and said, "By the way, I can teach you a lesson to the British public. Those boys have bullied Rong'er a lot before. I think they will definitely not be able to correct those bad habits at this time. They will always fall into Rong'er's hands. Then you can complain and take revenge."
We have just talked about the legal system. Guo Dan glanced at Aunt Xu and shook his head helplessly.
Chapter completed!