The design studio director Kuang Wei strode over. He just heard everyone's comments at the door and couldn't help but want to tell these young designers.

"At the beginning, General Manager Yang proposed a modular and platform design. Now it seems that this is very scientific. It not only greatly reduces the amount of design tasks, but also saves time, but also reduces a lot of waste. Many tooling equipment and built parts in the shipyard can continue to be used."

Assistant General Yang!

It's him again!

These young designers have been working for a few years, but they have heard about Yang Fan’s deeds more than once. Suddenly, Yang Fan’s image was extremely tall in their hearts.

now.

Our Comrade Yang Fan was answering a long-distance call in the office. Yang Fang's voice came from the Soviet Union.

"Brother, we arrived the day before yesterday and met a president of the Far East Bank. We had a long interview and the other party agreed to a loan of 100 million rubles. In addition to using our Hongtai Supermarket and our stocks in the United States as collateral, there is another condition."

Can borrow 100 million rubles!

This is much beyond Yang Fan's expectations.

Before Yang Fang went to the Soviet Union, Yang Fan roughly estimated that he could borrow between 30 to 50 million rubles, but he didn't expect that it would be a surprise of 100 million rubles.

100 million rubles are good!

100 million rubles are good, it's so good!

Yang Fan's tone was obviously surprised, "Sister, I didn't expect that I could get so many loans, which was much beyond my expectations."

Yang Fang was not so happy. Obviously, she felt a lot of pressure in her heart and reminded: "Brother, the loan term is only two years, and the interest fee is high. I asked about it and it was higher than their average loan interest rate, up to 15% annual interest rate."

"After the expiration of two years, the principal will be accompanied by interest, and we need to repay a total of 130 million rubles. I want to ask your opinion. With such a high interest rate, will we repay the loan?"

"Of course the loan!"

Yang Fan said without hesitation: "The interest rate of 30 million in two years is indeed very high, but believe me, the ruble will depreciate. According to my analysis, it will depreciate several times in two years, and our loan will be profitable."

"Really, I'll sign a contract with them tomorrow."

Yang Fang is usually the only one who looks at Yang Fan and the horse.

What Yang Fan said, even if she had any questions in her heart, she would do it.

This time, the interest rate was too high, so I called back and asked. Since Yang Fan insisted on taking out a loan, she would sign a loan contract tomorrow.

In addition to high interest rates, there is another requirement.

The president knew that Yang Fang was a supermarket chain, so he personally asked Yang Fang to do him a favor and help him purchase a batch of daily necessities in our country.

He sent people to take charge of the procurement funds, the procedures and transportation of the customs and regulations. Yang Fang just needs to help contact the source of goods and the procurement is in place.

Although it is worth millions of rubles and is huge in quantity, it is not difficult for Hongtai Supermarket. Yang Fang only needs to return to China with one phone call, and it will not take long for Hongtai Supermarket to purchase this batch of things.

The high interest rate, and Yang Fang contacted Far East Bank in advance, opened up the joints, and the president's personal request, so he got this 100 million loan.

After answering the phone, Yang Fan became completely happy.

Until now, I still feel unreal.

A loan of 100 million rubles!

It's been a lot of money, it's a lot of money!

Now, the 100 million rubles can be exchanged for about 30 million US dollars. Two years later, not to mention 30 million US dollars, it is difficult to even 300,000 US dollars.

Go home from get off work.

Jiang Yan noticed Yang Fan's expression and couldn't help but ask curiously: "Brother Fan, what's the matter? You're so happy!"

Yang Fan smiled happily. There were no outsiders anyway, so he was the husband and wife, and even his son Yang Hao was taken away by his grandmother.

Jiang Dahai and his wife liked this grandson very much and often picked them up and took them in person. In a year, at least most of Yang Hao lived in his grandparents' house.

"Yan, we have made a fortune and made a fortune!"

"No, to be precise, it's a fortune!"

A horse cannot be fat without night grass, and a person cannot be rich without windfall!

Yang Fan felt this way now. The loan of 100 million rubles made him very happy, and he couldn't calm down now.

Feeling Yang Fan's tone and mood, Jiang Yan guessed: "Is it because Hongtai Supermarket's turnover has increased significantly in the past few days, and we have made a lot of money."

Yang Fan smiled and shook his head and said, "No, guess again."

Jiang Yan thought for a while and guessed: "Is it because our stocks in the United States have appreciated significantly?"

Yang Fan still shook his head.

Jiang Yan guessed several times in a row, but he didn't guess it well. He kept his mouth shut and said coquettishly: "I can't guess it, please tell me quickly, and you can't keep it in your mouth."

"well."

Yang Fan was so happy that he said "Okay" repeatedly, and then said, "My sister went to the Soviet Union, she went to make a fortune this time."

Jiang Yan knew about Yang Fang's trip to the Soviet Union, and also knew that the destination was Hesenwei, the largest city in the Far East.

However, she didn't ask what Yang Fang was doing and didn't know.

Yang Fan said: "My sister, as I told me, found contact with the Soviet Far East Bank, and was preparing to borrow 100 million rubles from this bank. At present, this matter is basically completed soon, and the loan contract can be signed tomorrow."

So that's what happened.

Jiang Yan finally knew what Yang Fang was doing in the Soviet Union.

But he was a little puzzled and asked in confusion: "If you want to have a loan, you can do it in our domestic banks, there is no need to go to the Soviet Union."

Yang Fan said: "This is different. Not to mention that it is impossible to reach 100 million yuan in domestic banks. Even if you can reach this amount, there is nothing to make."

"It's different from the Soviet Union, especially the huge loan with a loan of 100 million yuan. We made a lot of money because I speculate that the ruble will depreciate significantly in two years."

Will it really depreciate?

Jiang Yan looked at Yang Fan. She had been studying accounting major for the past two or three years and had a certain understanding of finance. If the ruble really depreciates significantly and the loan contract stipulates a fixed interest and a fixed repayment amount, she can really make a big profit.

"Brother Fan, will the ruble really depreciate?"

"It will depreciate 100%. "Yang Fan said confidently, "and according to my speculation, the depreciation will not be small, so we just wait to make a big profit."

Really, great!

Jiang Yan instantly turned into a little wealth fan, with his eyes shining, and was thinking in his mind how much money this loan could make.

After some calculations, he asked enthusiastically: "Brother Fan, how do you plan to use this loan after it is in place?"

Yang Fan had already thought about this.

"After the loan is in place, my sister will immediately exchange it for US dollars and then apply for this US dollar entry. It is best to apply for all entry. If you cannot apply for all entry, the remaining part can be purchased for some company shares in the US stock market."

As for which companies to buy, Yang Fan has already thought about it, and his first choice is Microsoft, Apple, Cisco and other companies.

It is now 1991 and these companies are far from developing. At this time, buying and holding their stocks is simply a huge profit.

Yang Fan even thought excitedly in his heart, "Are I cheating?" It's impossible not to make a fortune without making a fortune."

As long as you buy stocks of about 10 million US dollars, it will definitely rise hundreds of times in more than ten years. By that time, the value of these stocks may be billions or even tens of billions of dollars.

Make a lot of money from the American Empire.

Not only did Yang Fan not have any psychological burden, but on the contrary, he also had an inexplicable pleasure.

In addition to about 10 million US dollars to buy stocks, the other about 20 million US dollars will be invested in Hongtai Real Estate.

The current Deep Sea City is full of gold, and it is the best time to enter the real estate industry. According to Yang Fang, many real estate projects in Deep Sea City have sold prices of more than 2,000 yuan per square meter, which was only more than 1,000 yuan last year, and it rose by several hundred in less than a year.

It can be seen that the prosperity of real estate in Deep Sea City is booming.

Before, there was not enough funds, so I could only watch those big companies make money. Hongtai Real Estate only had more than 20 million yuan, just a small fuss.

There are some good plots of land that have no strength to take them down.

With funds, it will be different. With larger scale and strong strength, the speed of making money will be accelerated and you will definitely make a fortune.

Yang Fan is very familiar with the future trend of domestic real estate and knows that the investment of 20 million US dollars will not make less money in Hongtai Real Estate than investing in the US stock market.

The couple chatted for a while, and Yang Fan was in a good mood and waved: "Wife, let's go out for a big meal and don't cook at home."

"OK."

Jiang Yan raised his hands to agree, "I know there is a restaurant with a good mood, let's go there."

The two of them happily went out and Jiang Yan drove.

She took her driver's license for several months, and it was the time when her hands were itchy. She had to drive every time. Yang Fan was happy and sat in the passenger seat happily.

It was a couple's restaurant, and the two had a warm and happy candlelight dinner.

...........

Three days later, Yang Fang returned to Donghai City.

She successfully returned.

The loan of 100 million rubles has been in place and has been exchanged for US dollars. More than 30 million US dollars are added to Citibank's account.

The first thing she did when she returned to Donghai City was that she did not go home or Hongtai Supermarket, but went to Yang Fan's house first.

Yang Fan was at work. After receiving the call, he immediately asked for leave and went home without saying a word.

Very happy!

So excited!

Even excited!

The task is completed, a loan of 100 million rubles is in place, and you can do a big move.

Yang Fan is preparing to guide Yang Fang on how to develop the real estate market in the deep sea market and what stocks to buy in the United States for a long time.

He quickly walked out of the Donghai Station and quickly pushed the door open and entered the house. He not only saw Yang Fang, but also saw his brother-in-law Xie Guoqing.

......

The third update today, the second update will be given!
Chapter completed!