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Volume 19, the country is so beautiful, the seventy-first chapter, there are difficulties in every family

The Lu Shangjun is still very sensitive to the market economy. The rapid development of the real estate industry and the huge squeeze effect on the real economy have begun to appear.

Although Standard Machinery Industry Group is a key support enterprise in Changzhou Economic and Technological Development Zone, it is still relatively difficult to obtain financing loans. Compared with those real estate companies in Changzhou, fixed assets such as factory equipment such as Standard Machinery Industry Group are often greatly discounted when used as collateral for bank loans, and there are many requirements, which makes the army supporters feel sad.

But real estate companies are different. They also have friends in the real estate industry who can easily get loans by simply taking a piece of land for an assessment. Moreover, banks are also flocking to it because they all know that as long as the land is developed and the house structure has not yet been topped off, pre-sales can be started here. The repayment speed is quite fast and they are not worried about corporate loan repayment issues. Manufacturing companies like Standard Machinery Industry Group are different. The fierce competition in the market makes it inevitable that sales collection will be delayed sometimes. However, if banks want to renew their loans, they need to face very strict requirements, and they may even be required to pay them clearly before discussing other things.

After all, Standard Industrial Machinery Group belongs to the Huamin Enterprise. With the strong support of two major financial institutions, Minsheng Bank and Huamin Bank, it is not easy to repay the funds. However, many companies in Changzhou Economic and Technological Development Zone often face the difficulties of working capital. Sometimes, if there is a lack of bridge loans, they have to look for private financing, which is commonly known as usury. Once an accident occurs, a company will not be paid, and a company will soon be forced to go bankrupt by usury.

Lu's thoughts on the military also resonated with Lu Weimin and Lu Zhihua. Whether it is Fengyun Communication or Jianlibao, even if it is supported by Minsheng Bank and Huamin Bank in financing, it seems much more complicated than Century Fengyun. Whether in Shanghai or Hangzhou, it is easy to get a loan as long as it is established. Compared with companies like Fengyun Communication and Jianlibao, Century Fengyun's funding is far superior to Fengyun Communication and Jianlibao, which is a question worth reflecting on.

Lu Weimin also recalled the conversation he had with the chairman of Haite Group, the largest company in Blue Island, some time ago, and also talked about the huge survival crisis facing manufacturing companies.

Haite Group is currently the largest white goods company in China and is also a home appliance company that is unswervingly following the internationalization path. Shanglu Weimin also appreciates this point. Compared with domestic home appliance companies, they are still keen on further expanding their manufacturing scale. When compressing costs through scale to maximize the expansion of the market, Haite has turned its attention to the world, especially in developed countries in Europe and the United States.

However, the European and American markets are not so easy to enter. Heiter has been building factories in the United States since 1999 to expand the market. However, it is difficult to move forward. The European and American markets are very mature and the customer brand loyalty is very high. It is conceivable that it is difficult for Hiiter to start his own brand.

In 2005, Heit saw that Mattel, the third largest home appliance giant in the United States, had business difficulties and was preparing to acquire Mattel. The initial competitor was Ripwood Holdings Group, which was higher than Ripwood Holdings Group. Heit was about to win, but was attacked by Whirlpool, the largest home appliance giant in the United States. In the end, it was defeated by Whirlpool.

When Hatter's boss talked about the confrontation between Hetter and Whirlpool with Lu Weimin, he was also quite touched. Although defeat by Whirlpool is not entirely a financial factor, there is no doubt that the confrontation between Whirlpool and Hatter has been strongly supported by the domestic government and related financial institutions in the United States.

The Federal Trade Commission clearly favored Ripwood Holdings when Heater and Ripwood Holdings Group, and made a ruling in favor of Ripwood Holdings Group. It stopped after Heater's bid was significantly higher than Ripwood Holdings Group. Later, Whirlpool took action and eventually defeated Heater.

However, when Heit participated in the bid for Mattel, it basically failed to get support from domestic financial institutions, let alone the support of the domestic government. This also made Heit lack sufficient confidence when playing against Whirlpool, and finally had to give up the acquisition after careful consideration.

Even top companies like Hitt, which are well-known in China, do not have much advantage in obtaining support from financial institutions, and the profit margins of manufacturing are insignificant and even ridiculous under the current real estate craze. This is also the fact that large manufacturing companies like Hitt and Haixin have not given up their investment in manufacturing, but they can't help but put their hands into the real estate industry. Hitt and Haixin Real Estate are now important real estate giants in Blue Island.

Although Lu Weimin doesn't agree with this, he can understand it. After all, the profits of the real estate industry are too generous, which makes the profits of other industries dwarf. To be precise, the real estate industry is an industry that does not require too much core technology. As long as you have enough funds and connections, you can basically open up the situation. It's no wonder that companies like Hitt/Haixin have made a big move into the real estate industry, and at least they can also feed back the manufacturing industry.

It is not easy for top companies like Hit to raise funds in manufacturing banks, but it is easier to raise funds in the real estate industry, which forms a sharp contrast, which cannot be said to be a tragedy.

"The country still has some problems in industrial policies, which are reflected in many aspects. The difficulties faced by the manufacturing industry are more obvious in small and medium-sized enterprises. Banks have obvious tendencies when lending. Of course, this is also related to the profit pressure they face. But in the final analysis, the country has not established a relatively complete financing system, especially for small and medium-sized enterprises. How to obtain financing more conveniently is the biggest problem. If this problem cannot be solved, China's economic development will always have this shortcoming." Lu Weimin expressed his feelings.

All three of them have some attainments in one field. Each of them has their own unique insights and opinions. When discussing the problem, they also start from their respective fields more. They are not understanding the current boom in the real estate market and the upward momentum of the domestic stock market.

However, the good momentum of the stock market is also a good thing for Standard Machinery Industry Group. Standard Machinery Industry began planning its listing in the past two years, and last year it passed the guidance period and has entered the final stage. If nothing unexpected happens, Standard Machinery Industry Group will achieve overall listing in April, and its name will be named after Standard Industry.

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As soon as he got to bed, Lu Weimin felt his wife leaning over, as if he had something to say.

"What's wrong?" Lu Weimin was a little surprised.

"My second sister just told me that my elder brother's company is going to go public, and she wants to transfer part of the equity to my name, which is considered to be Yao Tiao."

Su Yanqing also knew that this was extraordinary. Standard Machinery is about to go public. Lu Zhihua's shares to be transferred to Su Yanqing are definitely not small, at least tens of millions. If not, they will be 100 million. According to the current equity structure, Lu Zhihua is the largest shareholder of Standard Machinery, and the shares of the Lu Yongjun couple are second. Lu Zhihua intends to divide his equity, part to Su Yanqing and Yaotiao, part to Lu Yongjun's children, part to Lu Aiguo's children, part to Lu Aiguo's unborn children. She herself no longer holds shares in Standard Group, so Lu Yongjun will become the largest shareholder of Standard Machinery Industry Group.

"Is this necessary?" Lu Weimin frowned, "You are a state cadre, and it is not appropriate to hold these equity. Even if Dai Yaotiao holds it, it is not appropriate. Our family doesn't need these things,..."

Su Yanqing was a little unhappy. She knew that her husband and second sister had a close relationship, and Lu Zhihua was single and liked Yaowei very much. If there was no particular surprise, maybe Lu Zhihua would make Yaowei her property heir in the future, so he took this opportunity to transfer the equity to Yaowei. Lu Weimin may not care about this, but Yaowei will have a lifetime in the future, and holding these equity will only have benefits but no harm.

Seeing that his wife was unhappy, Lu Weimin shook his head: "Yan Qing, do you think we need these things now? I don't think it's necessary, but it's easy to give people a handle. I know my second sister, and I understand your thoughts. It's nothing. Let's talk about it later. There's really no need for this now, especially since my identity is different now. If I put some handle in the hands of others, it will cause a storm."

"As a Communist cadre, I didn't say that I should cut off my love and character? My second sister is Yaoliang's dear aunt. Is there a problem with giving me some gifts?" Su Yanqing certainly understood the truth, but she was a little angry, but she also believed what her husband said that these shares were beautiful everywhere, so there was no need to take them now.

"Okay, I don't understand my sister's thoughts? I just want to use this opportunity to clarify the property rights of Standard Machinery Industry Group. In this way, even if Huamin Group basically withdraws from Standard Machinery, my brother and my sister will have nothing to do with each other."

Lu Weimin sighed softly. The relationship between the eldest brother and the second sister has always been bad. I don’t know what the reason is. They are always out of place. There seems to be no conflicts, but they just don’t get along. Although Lu Zhihua helped a lot when Lu supports the army to establish the standard machinery, now the standard machinery is full of wings, Lu Zhihua takes the initiative to evacuate.
Chapter completed!
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