Favor!

Xu Jiayin, Wang Jianlin, Wang Shi, and Yang Huiyan stared at each other with big eyes. They were talking about profits, but Lin Feng was talking about favors. Now, they were speechless. What else could they say!

"Mr. Lin, you are really a little bit..."

"Not authentic!" Yang Huiyan added.

"And it's very bullying!" Wang Shi muttered.

Wang Jianlin shook his head.

"Mr. Lin, you are really not that kind!" Wang Jianlin laughed and said, "You are just acting rogue!"

"Yes, just being a rogue!" the other three said in unison.

This is not a rogue thing. They are all entrepreneurs. They are talking about profits here. It's better for you to talk about favors. This is not a rogue thing. This makes them think of a joke.

You talk to it about laws, and it talks to you about national conditions. You talk to it about national conditions, and it talks about integration with you. You talk to it about integration, and it talks about politics. You talk about politics to it, and it plays hooliganism with you. You and

It plays rogue. It talks to you about the law. You talk to it about the law, and it talks to you about rogue. You talk to it about river crab, and it talks about official principles with you. You talk to it about official principles, and it talks about rogue. You

Talk to him about being a rogue, and he will talk to you about stability. If you talk to him about stability, he will talk about profit to you.

In a word, it's a bummer.

Under such circumstances, what can you ask them to say? Lin Feng is completely acting rogue.

"Rogue?" Lin Feng laughed out loud, "You have wronged me. I am not being a rogue!"

The four of them snorted and didn't say anything. This wasn't just playing rogue. They invested in real estate, and from beginning to end, after investing a lot of capital, they only made about 200,000 yuan by selling a house. This income ratio was too low.

Calculated based on a real estate with 1,000 households, they have to invest at least billions or tens of billions, but in the end they only earn a mere 200 million. This profit is only about 2%, which is too low. This is selling cabbage.

Well, we are still repairing real estate.

As a result, Lin Feng was the better side and he actually talked about favors with them. Please, this is not the time to talk about favors. If we want to talk about it, we are also talking about profits.

"I know, you think that I am not suitable to talk about favors at this time, and should talk about profits!" Lin Feng smiled slightly, "But as for the profits from real estate, at present, there is only so much. Of course, this is only based on the minimum profit.

Calculate. After all, it is impossible for everyone to choose the 'warmth' level of home decoration, there will inevitably be the 'aristocratic' and 'luxury' level of home decoration. From what I understand, Chinese people always like to pretend to be fat.

Therefore, there will definitely be a few people who choose 'warmth', and most people will choose 'noble'. In this way, the profits should be doubled!"

The four people nodded. They also had the same view on this point. It is no secret that Chinese people are good at face, it is known to everyone. Therefore, they introduced three "warmth", "aristocratic" and "luxury"

As for the level, it is expected that 'Noble' is the most popular. In terms of profit, it should be able to increase to about 5%.

But even if it is 5%, to be honest, they are not satisfied, not at all. Before, their profit was at least around 20%, but now it has dropped to 5%, which is too little. They are very dissatisfied. But what did Lin Feng say?

'Favor', this is really a bit of a trap.

"Haha, four of you, you are doing a good thing. After all, China's real estate reform is necessary, otherwise housing prices will soar all the way, which is not a good thing for the national economy. The higher-ups want to cool down the real estate market, and if you do it, you will naturally win.

The goodwill from above will naturally be of great benefit to you in the future. And from a personal perspective, you will also gain my favor. And I, Lin Feng, never owe anyone anything!" Lin Feng said seriously, "

Of course, you can also refuse. However, I don’t want you to refuse!”

The four of Xu Jiayin were deep in thought. This obviously required them to make a decision. And this decision was directly related to their future.

Wang Jianlin looked at Xu Jiayin, Wang Shi, and Yang Huiyan. Although the three of them wanted to make friends with Lin Feng, they were still a little hesitant. After all, they were too involved in this matter. The entire group was invested in them, and the profits

So low, or even if the management is not good, there will be direct losses. Naturally, they have to consider it carefully. After all, whether it is 2% or 5%, it is an ideal result. In fact, once there is a problem in the connection of a certain link, it will easily happen.

The profit is 0 or even negative. Naturally, they have to think carefully.

"I, Wanda, agree!" Wang Jianlin was the first to express his position. It's simple. He and Lin Feng have an unusual relationship. This time, the two gentlemen above told him to cooperate more with Lin Feng to completely win the real estate. So he

A statement.

His statement surprised Xu Jiayin and the others. They did not expect Wang Jianlin to agree so quickly. Since Wanda agreed, they naturally had no choice but to agree. This is the group effect.

"We also agreed!" Xu Jiayin and the other three nodded in agreement.

Lin Feng smiled.

"Don't worry, four of you. Believe me, your future gains will definitely be more than just this little profit." Lin Feng chuckled, "I will lead you all to enter foreign lands and show off our talents abroad. We

Is it called ability to make money from Chinese people? No, that's called instinct. Making money from foreigners is called ability. I have a plan here, starting from Africa. In the future, the four of you will use your pile driver

, fight all over the world!”

The four of them were surprised, and then they were overjoyed when they saw the plan handed over by Lin Feng. Lin Feng's plan, no, strictly speaking, it was already a contract. There were people from Libya, Ethiopia, South Africa and other African countries in it.

National contracts. These are local construction contracts. As long as they go there, they can make money. And the financial status of these countries is pretty good. It can be said that this is completely giving money to them.

"This..." The four of them were a little uneasy. Including Wang Jianlin, he wanted to cooperate with Lin Feng, but he didn't expect that Lin Feng had already got the contract.

"Haha, you don't need to thank me. I said, this is the reward you deserve. Making money from Chinese people is not your skill, but making money from foreigners is. Of course, foreign customs and customs are different from China. So, you go.

You should also be careful. This money is easy to make, but don't cause any ethnic disputes! Of course, as I said before, I owe you a favor. So, no matter what trouble you encounter abroad, just report my name.

He said that this is a project that I, Lin Feng, have negotiated. I believe that the other party will give them some face. If they don’t give face, give me the phone number and I will give them some face! Of course, it’s not okay to bully others. We Chinese, just a little bit, I don’t

If I bully you, then don't bully me. If you want to bully me, then I will bully you back!" Lin Feng said, patting his chest.

At this time, the four of them were completely impressed by Lin Feng. They had never seen this domineering attitude from anyone else. It was sad that the people called Lin Feng the "Wind God". Such arrogance and ambition were indeed intoxicating.

"Mr. Lin, I really understand why so many people call you the God of Wind, and why so many people support you. You are really hard to hate!" Xu Jiayin sighed.

"Yes, not only is it hard to hate, but to be honest, if it weren't for the age difference between us and if you weren't too carefree, I would have fallen in love with you!" Yang Huiyan also had a look of surprise on her face. She used to be very dissatisfied with Lin Feng.

. What is so good about this man that he has attracted the hearts of so many stunning beauties. He is willing to have multiple women work with one man. Now, she finally understands why. This man is born with a kind of temperament, a kind of domineering, a kind of strong

His royal aura will impress you.

"Mr. Lin, I am truly impressed by you. You are awesome! But I am convinced by your awesomeness! I admire you!" Wang Shi also completely surrendered to Lin Feng for the first time.

Wang Jianlin didn't say much. He really understood why the two gentlemen valued him so much.

The four of them went back with satisfaction and admiration.

Afterwards, Evergrande, Wanda, Vanke, and Country Garden announced in a high-profile manner that they would fully implement "real estate digitization" and the entire real estate industry will enter a comprehensive era of digitization. All home buyers will have a unique purchase flow after signing a home purchase contract.

Through this serial number, they will be able to know the progress of the house they purchased, and they can check the status of their house purchase through video 24 hours a day.

If you have any dissatisfaction with the construction process, you can complain to ‘Dingdang.com’. The company will respond within 72 hours and provide a solution, and the problem will be solved within a week.

This promise made the whole people excited. You must know that in the past, when buying a house, everyone was a vulnerable group. Don't look at blocking doors and holding banners. These are very sensational. In fact, when you are forced to take to the streets,

From the very beginning, you are destined to be a vulnerable group. It is doomed that you cannot pass the law and can only defend your rights through some personal and courageous means. It seems that the problem is solved in the end, but in fact it is also a personal problem.

Sadness, a kind of sadness in society.

Nowadays, you can complain about everything and get feedback on problems and solutions. This is an unprecedented experience and an improvement in rights for all home buyers. They are no longer a vulnerable group. They have

Ways you can defend your rights.

At this moment, all the home buyers shouted to Lin Feng, "The God of Wind is mighty" and responded to everything Lin Feng did for them with their actual actions in buying houses. For all home buyers, the emergence of the God of Wind in China is really a great blessing.

A good thing.

But for the four major banks, this is not a good thing. Therefore, they decided to cut off the supply!

Cut off the mortgage payment! This is the ultimate trump card that the four major banks can come up with. They want to make all this a joy in vain. What should people do if they don’t have money to get a loan to buy a house?

However, all this had been expected by Lin Feng and others.

When the four major banks in the market were forced to expand their obligations abroad and were unable to provide loans because they had no money in hand, Lam Feng joined forces with Evergrande, Wanda, Vanke, and Country Garden to provide housing to all consumers who purchased houses from them.

Loans. All consumers sign contracts directly and purchase houses with loans from four real estate companies through the platform of China United Bank.

All handling fees are waived, and all interest rates are discounted at the lowest price in the market. All owners can purchase a house with a minimum down payment of 30%. Moreover, the down payment can be reduced to 20%, or even based on the actual situation of the individual.

The lowest 10%. And this standard is creditworthiness.

For many people, he may have a good salary, be relatively stable, and have the ability to repay the loan. But because he has no savings, he cannot pay the down payment, so he cannot buy a house. After he saves enough for the mortgage loan, the house price increases.

And with the house prices at that time, he didn’t have enough down payment and needed to save money. As a result, he saved more and more, but still couldn’t buy a house. It wasn’t until the house prices reached the peak and stopped rising. And this was very important to him.

However, the burden has been many times greater than before. Is this fair?

It's obviously unfair.

Therefore, after discussing with the four major real estate companies, Lin Feng proposed a minimum down payment term of 10%. As long as your credit is good enough, you can enjoy a minimum down payment of 10%. Of course, Lin Feng had also thought about it originally

Whether to use a real 0 down payment? However, because 0 down payment is too big for real estate, it will lead to irresponsible breach of contract by many people. After all, this is not buying a 'Fuxi' mobile phone, no matter how expensive it is, it will only cost a few dollars.

Thousands of dollars. And a piece of real estate can range from hundreds of thousands to millions. The amount of money is too large.

Zero down payment will cause a lot of problems. It will also lead to many people spending impulsively and choosing overly expensive house types and decoration plans. And if there is a change in the economy and they are unable to repay the loan, the subprime mortgage crisis in the United States will occur. From then on,

Lin Feng, who came back from the subprime mortgage crisis, although not a financial professional, understands why the subprime mortgage crisis occurred. Lin Feng does not want China to be like this.

A 10% down payment is probably the lowest threshold currently. Any lower, and the chances of a subprime mortgage crisis are too high.

As for creditworthiness, how to judge it is very simple, that is the membership system of the 'Second World'. Of course, now it is not only the creditworthiness of the members of the 'Second World', but also spread throughout the country through the 'Second Bank'.

After the establishment of 'China United Bank' this time, its personal credit has once again become popular. Everyone has a credit rating. And it is no longer just a simple star rating, but a score. From 0 points to

100 points, different scores, have different rights. For each point, you have completely different rights, and the number of loans you can get is also different.
Chapter completed!