Lin Feng’s personal guarantee!

This time, the four major bankers were left speechless. Lin Feng's assets exceeded one trillion US dollars. If he used his personal guarantee, he would basically not have to consider bankruptcy. But if it really happened,

Lam Feng's 'Second Bank' can lend money at will in the country, so what should they do? Now 'Yu'E Bao' has attracted nearly 700 billion yuan in deposits, and now it's gone straight to one trillion yuan. They are trying their best

To stop Yu'ebao, the only way that can be thought of at present is to limit it. Of course, it is not only the limit of transfers to Yu'ebao, but the entire Alipay.

'Yu'E Bao' is just a derivative of 'Alipay'. If 'Alipay' is finished, then 'Yu'E Bao' will also be finished. But if Lam Feng's 'Second Bank' is allowed to come in, it will be finished.'

Once the Second Bank sets up branches across the country, they will have no choice but to crack down on Alipay. Therefore, the Second Bank must not be allowed to enter China.

"Mr. Kang, although Lin Feng admitted frankly that he will be the guarantee, the bank is a matter of concern to thousands of households. They deposit the money they have worked hard for all their lives in the bank and hope to rely on this money to support their retirement. They can't stand it.

Even if Lin Feng admits that he guarantees everything, he is still a commercial bank and is engaged in extremely aggressive investment activities such as venture capital. Once a major investment failure occurs, it will definitely bring immeasurable losses to all depositors.

And once this loss exceeds Lin Feng's personal assets, I doubt whether Lin Feng will continue to choose guarantees. I think he may choose to directly let the 'Second Bank' go bankrupt!" the four major bankers analyzed eagerly.

Bankruptcy! This is a right granted by the law to all private companies. Of course, this law also comes from Western society. In China, there has been a saying that has been popular since ancient times - the debts of the father and the sons will be paid. In other words, if a person owes

He cannot repay a debt. If he dies, then the debt will be repaid by his wife or son. If he cannot repay it, his son's son will repay it. In short, it will be repaid from generation to generation until it is repaid. This is

China's credit system since ancient times has focused on credit. Unless everyone in your family is dead, the credit system will continue.

But in the West, this credit system is undoubtedly very inhumane. It is a kind of oppression of debtors. Innate human rights, everyone has the right to enjoy life. Debts are not only the debtor's, but also the creditor's. When you

When you borrow money from someone, you must consider the possibility that he may not be able to repay the loan one day. Therefore, the debt needs to be borne by both parties. Therefore, bankruptcy is allowed in the West. Whether it is a company or an individual, you can apply for bankruptcy

.

Personal bankruptcy means that within the time stipulated by the law, one can only enjoy the most basic welfare benefits allowed by society. All excess money earned must be used to repay personal debts. After the stipulated time, the individual will

No longer incurring any debt, you will be a free man and can continue to enjoy all kinds of wonderful things that normal people can enjoy.

As for the bankruptcy of a company, all shareholders' funds in the company are frozen and used to repay loans. After the company becomes insolvent, shareholders will lose all their previous investments, but it will never affect the shareholders' personal interests. Therefore, if there is

One day, the 'Second Bank' became insolvent and the debts to be repaid exceeded Lin Feng's personal assets. Will Lin Feng use his own assets to cover the debts?

From the perspective of the four major banks, it is obviously not possible. Lin Feng will definitely file for bankruptcy. So who will guarantee the interests of these depositors? Although the four major banks are also allowed to go bankrupt. But they are state-owned enterprises after all.

It is different from Lin Feng's private enterprises. At least, the four major banks will not go bankrupt before the country goes bankrupt. Therefore, in some aspects, the four major banks are more reliable than Lam Feng.

Of course, this is what the four major banks think. Now they need to convince Mr. Kang. Although it is Mr. Wen who manages these, it is now clear that only Mr. Wen and Mr. Xi support Lin Feng, so as long as Mr. Kang is

Everyone agrees with their point of view, and coupled with the subtle rules that have always been in place, they are sure to dash the hope of Lam Feng's "Second Bank" to advance inland.

"Yes, the interests of depositors outweigh everything else. We must not allow depositors to bear any risk for this!" Mr. Kang nodded and said. He also realized at this moment that if the 'Second Bank' was really allowed to come in, it would be really troublesome.

The interests of these four major banks will be damaged. This is not in the interest of their group.

"Yes, it is true that the interests of depositors cannot be allowed to bear any risk! Therefore, I will use my personal assets and credibility as a guarantee to provide the best service to all domestic depositors. Of course, if you don't believe it, think that I have a trillion

If the U.S. dollar assets cannot be used as guarantee, then I can only say -" Lin Feng glanced at the many gentlemen and several bank presidents and shrugged, "Then they are deliberately making things difficult for me!"

Drink! Mr. Wen and Mr. Xi secretly shouted in their hearts. This is indeed a Fengshen. In this place, he is the only one who dares to say such words. With such a poor status, he dare not

Those who have enough status will not say it. Only Lin Feng, who has neither high nor low status and is fearless, dares to say these words. Isn’t it? Lin Feng’s assets exceed one trillion US dollars.

If you want to use it as a credit mortgage for a bank, you are still not qualified, so why don’t you deliberately make things difficult for me!

Of course, Mr. Wen also understands that this involves the issue of monopoly interests. The country has been talking about breaking down market barriers and liberalizing the economy, but in fact, in the face of these monopolized industries, the so-called liberalization of the market is actually very limited. Private enterprises

Enterprises simply cannot compare with these monopoly industries. Even if the market is opened, it will not have any impact on them. Including the banking industry, although private capital is allowed to enter, there are currently more than 100 banks in the country, but these banks are all relying on

Under the four major banks, their funds largely come from the lending of the four major banks. Therefore, the domestic financial market is actually still very closed.

But if you let Lin Feng in, it will be different. If you let Lin Feng in, it will be like a tiger falling and a wolf among the sheep. Relying on Lin Feng's personal credibility and reputation, as well as his image in the minds of the Chinese people, he

Once a bank raises funds, it will do so very quickly. For example, 'Yue Bao' has collected nearly 700 billion in funds in less than a month. If Lin Feng's 'Second Bank' is allowed to come in

, how much money will be swept away? This is unimaginable.

1 trillion, or 5 trillion, or more, 10 trillion? Maybe people all over the country will deposit their money in Lam Feng's "Second Bank". If so, what should the four major banks do? So, they are

This cannot be allowed.

"Lin Feng, watch your words. No one here is deliberately making things difficult for you! Everyone is sitting here for the sake of China's economic stability and prosperity, and for the sake of social harmony!" Mr. Kang warned coldly.

Lin Feng chuckled.

"Then why is my bank not allowed to come in? You know, I am a pure Chinese, and my bank is registered in China. Why can Ping An Bank and CITIC Bank be allowed in, but my 'Second Bank' cannot come in?"

?Isn't this a deliberate attempt to make things difficult for me? This is clearly aimed at me and causing trouble for me!" Lin Feng smiled strangely, "Or rather, you four major banks have already conquered the land and become kings, and have almost unlimited resources. Are you afraid?

Me alone? If so, forget it. I won’t come in, lest I come in and knock you down with three punches and two kicks. That will make you look bad. This is not conducive to the theme of a harmonious society.

!”

Huh! The faces of the four bank presidents suddenly turned red. Lin Feng's words were too cunning and mean. Although they also knew that Lin Feng was deliberately irritating them, they were still inevitably angry, and the anger kept rising from their hearts.

.

"Lin Feng, please pay attention to your words. This is not directed at you, nor is it afraid of you. How can we, the four major banks, be afraid of you, a small bank with less than 100 billion US dollars in capital. It's just that we are worried about the safety of our depositors and you.

The entry of such a purely commercial bank will disrupt the entire financial market and destroy social harmony." Although the four major bankers were angered, their rationality still prevailed and they did not dare to allow Lin Feng to come in. They also knew that once Lin Feng was let in,

If they come in, the market will really be opened up. They can't compete with Lin Feng.

"After all, you are still afraid of me coming in. Gentlemen, just say something and let us see how this matter will be done. Let me enter the banking industry, open up the market, create fair competition, and allow all people to enjoy greater benefits.

, Wen Cheng Wude, benefited the common people, or when the common people knew that I was rejected again and the banking industry was unwilling to break the monopoly, I was stabbed in the spine by the common people, scolded that my conscience was eaten by dogs, I only care about my own wine pool and meat forest, and ignore the common people's exchange of children and eat well.

?" Lin Feng stopped talking nonsense with these four bank presidents and directly asked a multiple-choice question and waited for these gentlemen to decide.

The faces of the nine gentlemen all changed. What nonsense did this guy say? Was he threatening them? This is simply unreasonable! Mr. Kang's face changed and he was about to get angry.

"Let's do this. Let's discuss it, vote, and give you a final answer. You guys go and take a rest first." Mr. Wen spoke first to avoid making things worse. After all, Lin Feng's words are really not very pleasant to listen to.

It's harsh. And those words sound familiar no matter how you hear them. If you think about it carefully, they are clearly the words used by the Sun Moon God Cult to praise their leader Dongfang Bubai in Jin Yong's "Swordsman".

Dongfang Bubai is a transvestite! Is this a mockery of them being transvestites? So, before the other gentlemen react, let’s hold a meeting to vote! Otherwise, this will cause an uproar. Of course, this kid is too [
Chapter completed!