Chapter 231 Li Dashan (still two in one)

There was a photo in the newspaper of Li Weidong taking a group photo with a certain leader. Li Weidong was still holding the sign "Donate 50,000 yuan to Xiangyang Town Electric Furnace Factory" in his hand.

As the company with the largest donation amount, this photo of Li Weidong was naturally selected and printed in the newspaper.

Looking at himself in the newspaper, Li Weidong sighed helplessly.

"I really don't want to be in the limelight." Li Weidong said to himself.

At this moment, a dog barked outside, a disgraceful sound.

Gray-headed and faceless dogs are sensible dogs. There are so many workers coming and going from the electric furnace factory on weekdays, and gray-headed and faceless dogs don't bark randomly. Today, if two dogs barked, something must have happened.

"What happened outside?" Li Weidong walked to the window and looked out.

I saw him barking in the direction of the door with a gray face, as if to warn the people at the door.

Li Weidong immediately looked towards the door and saw a slovenly looking man who was about to break in, but the gatekeeper stopped the man and prevented him from entering.

"What's going on?" Li Weidong frowned and walked towards the door.

"Old Sun, what happened?" Li Weidong asked the gatekeeper.

"This man didn't say anything when he wanted to come in. I didn't let him in, but he insisted on barging in!" Old Sun, the gatekeeper, said.

And Li Weidong, a sloppily dressed human being, immediately knelt down on the spot and said with a tearful face: "Are you the Factory Director Li in the newspaper? Mr. Li Dashan, you have to save our family!"

"I don't know you, right? If you have something to say, just talk directly." Li Weidong added: "I am not a great benevolent person. The title of great benevolent person sounds quite painful."

"Director Li, I know you are kind-hearted and willing to help people. It has been mentioned in the newspapers that you donate money to impoverished mountainous areas. One donation is 50,000 yuan. You have donated more than anyone else in the district. Just show your kindness.

, please donate some to me as well, just think it’s our whole family’s life!” the sloppily dressed man said.

Li Weidong frowned slightly, but still asked: "Speak slowly if you have anything to say, what difficulties have you encountered at home?"

"My mother had a tumor in her belly. She went to the Municipal People's Hospital and needed an operation. However, the hospital had to charge five thousand yuan for the operation. I really couldn't raise that much money. When I saw the newspaper today, I knew

Director Li, you are a great philanthropist. One donation is 50,000 yuan. Can you also show your kindness and donate 5,000 yuan to me? I will repay your kindness by doing anything I can. I will kowtow to you first.

!”

The man in slovenly clothes knelt down and kowtowed to Li Weidong.

"So you don't have money for surgery?" Li Wendong paused and then asked: "Your mother has a tumor in her belly. Is it malignant or benign?"

The sloppy man was stunned for a moment, and then he said, "I don't know. I'm just a farmer, how can I know that?"

"Where exactly does it grow?" Li Weidong asked again.

The sloppy man still shook his head: "As long as it grows in my belly, I am just a farmer and don't understand anything."

"Do you have a doctor's diagnosis?" Li Weidong asked again.

"Diagnostic certificate?" The sloppy man was stunned, and then said: "I am just a farmer, I don't understand anything."

"Without a medical certificate, how do I know your mother's condition?" Li Weidong asked.

"Anyway, the doctor said that the operation will cost five thousand yuan. I don't know anything else." The sloppy man said.

Li Weidong nodded with sudden realization, and then asked: "Then your mother's attending doctor is the doctor from the Municipal People's Hospital? Which department? What is it called?"

"I don't know. I'm just a farmer and don't understand these things. I just know that the tumor in my mother's belly needs to be removed." The sloppy man answered directly.

"I remember that Director Gao of the Department of Endocrinology of the Municipal People's Hospital specializes in performing tumor resection surgeries. Your mother's attending doctor should be Director Gao of the Department of Endocrinology, right?" Li Weidong deliberately said the words "Department of Endocrinology"

is particularly clear.

"Yes, that's what Director Gao said. The surgery will cost five thousand yuan." The sloppy man nodded quickly.

"Are you lying to me?" Li Weidong smiled slightly: "As far as I know, the Department of Endocrinology treats hyperthyroidism and diabetes, but regardless of surgery or surgery, you have to go to the Department of Respiratory Medicine."

"I remember wrongly, it's not the Department of Endocrinology, it's the Department of Respiratory Medicine!" the sloppy man said quickly.

"Haha, are you looking for a respiratory department to treat tumors?" Li Weidong smiled coldly: "Scammers these days are not professional enough. They don't do any homework before deceiving people. I really think rich people are fools!"

At this moment, a voice sounded from behind Li Weidong: "Weidong, it's up to me to handle this kind of trouble!"

I saw Ma Zhongyi walking over.

"Do you know this person?" Li Weidong asked.

"I know." Ma Zhongyi nodded and asked Li Weidong to go back first.

Li Weidong nodded and returned to the office first. He saw Ma Zhongyi saying something to the sloppy man. Although Li Weidong couldn't hear it, judging from Ma Zhongyi's stern expression, what he said was probably not a good thing.

After a while, the sloppily dressed man lowered his head and left dejectedly.

Ma Zhongyi walked back angrily.

"Brother Ma, send that liar away?" Li Weidong asked.

"Do you see that this man is a liar?" Ma Zhongyi continued: "This kid is a well-known second-rate boy from all over the country. Originally, his family was allocated several acres of fertile land. If he farmed the land down-to-earth, at least he would not be poor.

Can get a wife.

But this kid didn't learn well. I don't know where he learned gambling. He lost his family's house and land and owed a lot of debt. Now he lives by deception all day long. I didn't expect that this kid deceived us.

Come up."

"Probably because I read the newspaper! I think I am a stupid son of a landlord and easy to deceive!" Li Weidong sighed helplessly.

At this moment, there was another burst of firecrackers outside the gate, followed by the sound of gongs and drums.

"Who has a wife?" Li Weidong said subconsciously.

"This doesn't look like you are marrying a wife! It looks like you are celebrating a happy occasion." Ma Zhongyi pouted and then said, "You don't have to worry about this matter. I'll go take a look."

After a while, Ma Zhongyi returned again and said to Li Weidong: "It was really a surprise. I took two packs of cigarettes and wanted to send them away. I didn't expect these people to ask for money! They really thought that I, Ma Zhongyi, was easy to bully.

It happened! I called a few people and beat him away with sticks!"

"Take them away? There won't be any trouble, right?" Li Weidong asked subconsciously.

"Don't worry, I don't even want to see where this place is! In this Xiangyang Town, no one who is a gangster dares to trouble me, Ma Zhongyi! These few people who are celebrating the occasion probably just came together during the slack period.

In the past, those people who always rushed to celebrate the occasion, when they saw me, Ma Zhongyi, they didn't dare to bargain with me, so they just took two packs of cigarettes and left!" Ma Zhongyi said with a proud look on his face.

He is indeed an old local snake!

…

Li Weidong had just settled down for half an hour when President Wu from the bank came to his door.

"Director Li, I haven't seen you for a while. Your business is getting bigger and bigger!" Manager Wu walked in carrying two bottles of Wuliangye.

Seeing these two bottles of Wuliangye, Li Weidong felt nervous. If a bank comes to give gifts to companies, it must be up to no good!

The two of them sat down separately, and after exchanging a few words, President Wu asked: "Director Li, is your electric furnace factory having no problems with its recent fund operations?"

"No problem! Our funds have always been very healthy." Li Weidong replied.

"Then do you need a loan? I can help you!" President Wu said.

"It turns out they came to me to get a loan!" Li Weidong smiled helplessly and asked: "President Wu, is there any interest on this loan?"

"Of course there is interest on the loan!" President Wu said.

"How much is the interest? Are there any discounts?" Li Weidong asked again.

"Well, loan interest rates are set by the state. Even if I want to give you a discount, I don't have the guts!"

President Wu paused and then said: "Our bank has to be audited every month, and we have to audit it again quarterly and half a year. Although I am a president, I still have to act in accordance with the regulations."

"President Wu, then you are making things difficult for me. The current one-year working capital loan has an interest rate of more than 10%. I don't dare to lend it with an interest rate of more than 1%!" Li Weidong shook his head.

"Director Li has such great benefits, why are you afraid he won't be able to match them!" Manager Wu said quickly.

Li Weidong chuckled: "It's not that I'm afraid of not being able to pay it back, but that I won't need it! I'm not short of money now, and I haven't had any investment projects recently. Isn't it clear that the loan will lose interest!"

From the late 1980s to the early 1990s, it was indeed a phenomenon for banks to come to companies asking for loans, but banks had to charge interest. If the annual interest rate on loans exceeded 10%, banks would of course beg companies to come to them for loans.

If it were in other industries, you could earn more than 10% of net profit just by asking, and the boss would beg for help in every way.

Just listen to Li Weidong ask: "President Wu, many companies are short of funds now. Your bank should not be short of loans. Why do you have to come to me?"

"We don't dare to grant loans to other companies. If the loans are not repaid by then, it won't be our bank that loses! Now our bank has internal requirements to strictly control bad debts. For every bad debt our bank has, I will be the first

Responsible person! This loan cannot be approved easily!"

Manager Wu let out a long sigh and continued: "Last November, the state issued a document requiring banks to tighten money, especially in terms of loans. Companies that cannot guarantee 100% repayment will not be granted loans!

However, our bank still has loan tasks. If we fail to complete the task, everyone will have to have their bonus deducted. Director Li, your factory has always been very profitable, and it still makes money from foreigners. The payment for goods is directly made by the Administration of Foreign Exchange.

Yes, it will not be involved in triangular debt.

If I lend you money, you will definitely be able to repay it, and our bank does not need to bear the risk, so I am here to ask you to lend some money at will to help us complete the loan task!"

Price breakthroughs have led to rising prices of raw materials and commodities across the country. In order to stabilize prices, the country has adopted many macro-control measures. Measures for the banking industry include tightening credit, controlling currency issuance, and controlling the total scale of credit.

The most direct manifestation of these measures is that it has become more difficult to get loans.

After the national policy was issued, banks became extremely strict in loan approval in order to control credit and prevent the occurrence of bad debts.

It is almost impossible for companies that are not operating well to get bank loans through formal channels; and for companies with average operating conditions, banks will not approve new loans for fear of incurring bad debts and taking risks.

However, banks still have the task of providing external loans, which is linked to the bonuses of bank staff. Therefore, companies with very good operating conditions have become the targets of banks for loan approval, because these companies have the ability to repay the loans.
To be continued...